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Conference terri::cars_uk

Title:Cars in the UK
Notice:Please read new conference charter 1.70
Moderator:COMICS::SHELLEYELD
Created:Sun Mar 06 1994
Last Modified:Fri Jun 06 1997
Last Successful Update:Fri Jun 06 1997
Number of topics:2584
Total number of notes:63384

1163.0. "insurance for kit cars?" by SCOTMN::NEAL (Ann Neal - P&TG - DTN 833 4571) Tue Jul 24 1990 14:40

    my other half and a friend have recently completed building a Westfield
    7SE which they're going to race in the 750 club budget category - 
    ... the hitch with this is that they need to insure the car - something
    which is proving very difficult to do at a reasonable cost!
    
    ... does anyone have experience of insuring a kit car - third-party
    will do (and not necessarily to cover the actual racing)???
    
    Thanks
    
    	Ann
    
    P.S. I should add that one factor which is making this task EVEN more
    difficult is the fact that both people concerned have "several" points
    on their licenses for speeding!
T.RTitleUserPersonal
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1163.1Adrian FluxMARVIN::RUSLINGHastings Upper LayersTue Jul 24 1990 15:0417
	I've just moved my insurance, for the Marlin to Adrian Flux, it now
costs me 180 pounds full comprehensive with milage limited to 6000 per year.
I've done 14.5K in the last 3 years, so 6K seems like a reasonable limit.  If
I am likely to exceed it, they will extend the cover for another 15%.  The
cost includes 4 years no claims bonus and no claims protection.  They can quote
instantly, try 0553 691266, for most popular kit types.

	All of this was because I sat down for a rest at their stand in 
Stoneleigh!

Dave

PS.  As an interesting point, the quote wasn't affected by any bolt on extras,
but would have been affected by anything done to the engine itself, such
as a fast cam.

1163.2best choice!SCOTMN::NEALAnn Neal - P&TG - DTN 833 4571Tue Jul 24 1990 15:4712
    
    
    thanks...
    
    	I've gone for them.... it cost 442 pounds in the end but that's
    3rd party fire & theft for ANY driver over 25. 
    
    	The problem with most of the other companies was that you could
    only insure named drivers... and if they've any points on their
    licenses then the premium is even higher.
    
    Ann.
1163.3VOGON::ATWALDreams, they complicate my lifeTue Jul 24 1990 16:0213
Ann,
    What is the spec of the westfield? A. Flux quoted me �571 for comprehensive
for a 170bhp Caterham 7, limited to 3000miles pa. Thats with zero ncb.

a so called specialist kit car insurer based in Cardiff quoted �2,200 for a
basic 84bhp Caterham 7 for comp. cover (they've gotta be joking)

i've read that insuring a car for racing is incredibly expensive, please let me
know how you get along

ta.

...art
1163.4OVAL::ALFORDJIce a specialityTue Jul 24 1990 16:172
    
    not *another* topic for this subject !!!!!
1163.5more infoSCOTMN::NEALAnn Neal - P&TG - DTN 833 4571Tue Jul 24 1990 17:0812
    Art...
    
    it's a westfield 7SE with a "pretty basic" mexico 1600 engine
    ... The engine was built by Arrow Engineering in Ferndown - it's
    vastly improved performance but as far as actual modifications I
    believe that the amount of tuning/mods you can make are restricted
    becuase of the category they're going to race in - all the "bits"
    (excuse my ignorance of things mechanical!) must have been valid
    for a production model of that engine at some point.
    
    Ann.
                                                           
1163.6Are you taking the wheel too?HAMPS::LINCOLN_JWed Jul 25 1990 14:456
    Ann,
    
    Are you going to drive it too then. I thought it was his toy!.
    
    -John
        
1163.7you never know!SCOTMN::NEALAnn Neal - P&TG - DTN 833 4571Fri Jul 27 1990 17:493
    
    
    	maybe!!!... I think my legs are just about long enough :-)
1163.9Belated InputVANDAL::VANDIK::HENNEMANWestfield VAN DriverMon Jul 30 1990 15:178
I've got my 7SE insured with Adrian S Flux as well. They sorted out everything
over the phone, were more than helpful, especially when my previous insurer
started screwing around over the ncb proof, and only charged �160 fully comp,
7500 miles pa, 60%ncb, value �5200.

Dick

ps. perhaps we should start a Westfield sub club.
1163.10See you on the track!IOSG::MITCHELLElaineTue Jul 31 1990 09:337
    
    re .7 
    
    When's the cars first race? We race in the 750 series, (Group K) so
    we'll look out for you!
    
    Elaine
1163.11just my view...SCOTMN::NEALAnn Neal - P&TG - DTN 833 4571Tue Jul 31 1990 10:399
    re: .8
    
    well derek... maybe the mod should move this to 366... but I for one
    ceratinly won't be ploughong though almost 400 replies to find out what
    I'm interested in
    
    ... suprised you haven't started a kit car notesfile yet!
    
    Ann
1163.13good idea!SCOTMN::NEALAnn Neal - P&TG - DTN 833 4571Tue Jul 31 1990 17:413
    
    
    I'd vote for that!
1163.14Another vote.MALLET::BEALESecurity is a Thumb and a Blanket...Wed Aug 01 1990 09:484
    Another vote for a Kit Car conference. Although I dont contribute too
    much it takes too long to scan CARS_UK for Kit bits.
    
    Andy Beale