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Conference terri::cars_uk

Title:Cars in the UK
Notice:Please read new conference charter 1.70
Moderator:COMICS::SHELLEYELD
Created:Sun Mar 06 1994
Last Modified:Fri Jun 06 1997
Last Successful Update:Fri Jun 06 1997
Number of topics:2584
Total number of notes:63384

916.0. "... is this widely known, or can I get a better deal elsewhere? ..." by CHEFS::CLEMENTSD (Public Sector and Telecomms) Tue Jan 09 1990 16:15

    Is it generally known that DEC employees get 30% discount on car
    insurance from Halfords Motor Services. Fully Comp includes windscreen
    cover, reductions for limited drivers and additional discounts for
    claimfree years.
    
    My own insurance details:
    
    Car:	1977 3.0L Granada GL Saloon Housed at a Newbury address
    and garaged daily.
                      
    Basic Premium     	�1053   
    age of car	      	� 155.25-       (15% as car over 10 yrs old)              
    Scheme Discount   	� 263.92-	(30% for DEC employee)   
    owner and wife only � 153.94-	(25% as two drivers both over 40)
    damage excess     	�  34.64-	(pay first �50 of a claim)
    NCB		      	� 277.70-	(65%)               
    Loyalty	      	�   7.47-	(two claim free years goes up
    		      			by 2.5%/yr to max of 12.5%)
                                                            
    Net Premium	      	� 142.07        (Fully Comp Cover)  
                                                            
    Net Premium		�  79.00	(TPFT)              
                                                            
    I called today to check on  afurther possible discount but the one
    thing not offered is a limited miles/yr discount.       
                                  
    Phone Number is (0245) 492949 
T.RTitleUserPersonal
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916.1More use to newer car owners?CURRNT::SAXBYIsn't it 5.30 yet?Tue Jan 09 1990 16:205
    
    Sounds good, but on a 1977 car you can get limited mileage Classic
    car policies (crazy eh!) at even lower prices. 
    
    Mark
916.2SHAPES::KERRELLDDave Kerrell @UCG 781 x4101Tue Jan 09 1990 18:178
re .1:

>    Sounds good, but on a 1977 car you can get limited mileage Classic
>    car policies (crazy eh!) at even lower prices. 
    
Could you point me in the direction of the companies offering this?

Dave.
916.3.... where? ....CHEFS::CLEMENTSDPublic Sector and TelecommsWed Jan 10 1990 11:416
    Re the last two ....... I tried to get a limited mileage "Classic"
    policy from another pointer in this conferece and found the rate
    was higher than the Halfords one by a factor of TWO!
    
    My insurance needs to be paid by 20/01/90 so if there are any pointers
    please lets have them quickly!
916.4Try these - More help anyone?FOOT::SAXBYIsn't it 5.30 yet?Wed Jan 10 1990 11:5613
    
    My insurance is arranged with the Norwich Union, through Adrian
    S. Flux (0553 691266), but mine is for a 20+ year car, but they'd
    be worth calling anyway.
    
    Bain Clarkson may also be worth a call, but unfortunately I don't
    have their number.
    
    I have definitely seen classic insurance for 10 year old cars, but
    sadly I can't remember which company it was (as it was dearer than
    my 20 year + insurance, I didn't take a lot of notice).
    
    Mark
916.5... not a goer ...CHEFS::CLEMENTSDPublic Sector and TelecommsFri Jan 12 1990 09:279
    Re -1
    
    I called Flux: they weren't interested in a 5000miles/yr limited
    policy; because the car was Gp 7 they wanted a mandatory excess
    of �250; didn't offer any NCB protection. Their quote finally came
    out at �180.                         
                                                                      
    Thanks for the info, but it looks like I'll be staying where I am
    unless anybody else can suggest anywhere else to try.
916.6BRIANH::NAYLORPurring on all 12 cylindersMon Jan 15 1990 09:376
Try Bain Clarkson in Dudley (call directory enquiries for their number).

They offer all sorts of limited mileage policies for all cars, not just classics


Brian
916.7Halfords Motor Services Halford Motor Services FORTY2::MANNTue Apr 24 1990 15:114
Does anyone have the number for these guys, 192 can't find it

Bill Mann
916.8RUTILE::BISHOPTue Apr 24 1990 15:431
    The number is : 0245 492949.
916.9JUNO::WOODWereFrogs of DECpark unite !!!!!!!Wed Jul 25 1990 16:2612
      For future reference, the Brokers that I use are David Auden & Associates
in Hazel Grove, I found them to be cheaper than Adrian S. Flux, for a modified
MK2 Escort ('77) 1.3, insured with Norwich union, and didn't force me to have an
excess like Flux did at the quoted price (I payed 280 aged 19, with 2yrs NCB, an
accident against me and 3 points), and they do offer limited milage discounts.

      Despite this, it would nice to get quotes for my brother in a 1970 MK1 
Escort from classic car specialists, so if you have the number, then could you
let me know ???

    Alan
   ~~~~~~
916.10REALY CHEEP INSURANCE!!KURMA::KANDERSONWHERE WEE KERRY?Fri Aug 17 1990 12:465
    re 916            Halfords Insurance
           Thanks for puting in this note about discount for dec employees
    as i saved �120 on my car insurance...along with alot of other people 
    here @SQF Scotland
                             thanks Katrina
916.11New number ?KIRKTN::GGOODMANBorn to partyWed Oct 03 1990 02:138
    
     re -.1
    
    	Has the insurance company changed it's telephone number recently. I
    tried to get a quote, but instead I got one of British Telecom's
    'polite' voices saying that I had dialled the wrong number.
    
    
916.12no problem....CHEFS::CLEMENTSDPublic Sector and TelecommsFri Oct 05 1990 13:061
    I just called Halfords on 0245 492949 and it worked OK...
916.13SIEVAX::JAMIEWhy's everyone else wrong all the time ?Tue Mar 05 1991 11:393
    Well I just got a quote from Halfords for 380 quid including the 30%
    digital discount. This doesn't compare very favourably with another
    quote we were given for 278!!!
916.14CHEFS::CLEMENTSDPublic Sector and TelecommsTue Mar 05 1991 11:577
    I saved money on my insurance by going through them. Perhaps your lower
    quote wasn't for the same level of cover?
    
    I have no financial interest in Halfords, but thought that the
    information was worth sharing with other people, so don't blame me, I'm
    only the messenger. It worked for me. What can I do if Halfords think
    that you're a bad risk..... ;-)
916.15FYI...RUTILE::BISHOPTue Mar 05 1991 12:315
    For your information:
    
    Halfords will not deal with young drivers with fast cars...
    
    That's what i was told anyway when i tried to get a quote...
916.16CHEFS::CLEMENTSDPublic Sector and TelecommsTue Mar 05 1991 12:372
    Ahh, the pain and unfairness of being young! Something we are ALL
    guilty of once in our lives.......
916.17Not the answer for everyone, thoughKERNEL::ROEThree Sixteen..Know what I mean John?Mon Nov 25 1991 16:4816
    Good information, but they volunteered that they weren't competitive
    for my enquiry - '87 Golf GTI, husband and spouse (both over 40), 65%
    NCD....net cost �369. As we've already had a quote from A-Plan in
    Basingstoke for �308, I'll keep looking!
    
    They've already been proven to be good value for others, so it really
    is a case of looking around, for everyone!
    
    BTW, can the moderator, or author, make the title relevant to an
    Insurance topic? I didn't find this note with /TITLE=INSURANCE, only by
    chance ploughing my way through the other insurance related notes.
    
    Thanks a lot!
    
    Mike