| They both provide liability insurance.
Often, the deciding factor (usually towards AMA) is what the club
requirements are for the club that you intend to join. If the club
requires AMA, then the rest of the discussion is moot.
Also, if you intend to compete, you will probably need AMA. Even our
NH Gremlin contests are "sanctioned" by the AMA and require that all
contestants have AMA.
If the club allows SFA in place of AMA insurance, then you can start
researching the actual differences. I (and I suspect 99% or more of
the readers here) fall into at least one of the above catagories and
therefore "elect" AMA coverage.
In the rec.models.rc, there is a discussion about the two...
cheers,
jeff
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| The AMA has had sort of a monopoly on providing liability insurance
protection by sactioning events and requiring AMA membership. I do not
believe it is possible to belong to the AMA without purchasing
their liability insurance.
It seems everything was fine until the cost of AMA membership kept
increasing along with purchasing land, moving the AMA headquarters,
etc. This caused some to suspect that they were subsidizing an AMA
organization that was behaving irresponsibly.
Enter SFA- insurance protection at lower cost($25 vs $40, I believe).
From a liability protection standpoint, I believe either will provide
adequate coverage. Jeff's points about club sanctioning and
AMA sponsored competition must be considered.
My personal opinion is I wish AMA had kept its headquarters in
Washington, D.C. where they could more effectively lobby for our
interests. I also would have preferred no land purchase or the
purchase of several regional sites as opposed to the big single land
purchase in Indiana. This I feel would better serve the average
modeler.
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| Jim,
Call me at dtn 445-6577. I am a charter member of a new club that is
under SFA charter. I don't have the time to put a lengthy dissertation
in notes right now. If you get voicemail, leave a message; I'll return
your call.
Regards,
Chris
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