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| Title: | DCU |
| Notice: | 1996 BoD Election results in 1004 |
| Moderator: | CPEEDY::BRADLEY |
|
| Created: | Sat Feb 07 1987 |
| Last Modified: | Fri Jun 06 1997 |
| Last Successful Update: | Fri Jun 06 1997 |
| Number of topics: | 1041 |
| Total number of notes: | 18759 |
579.0. "DCU_INFO: DCU Member Geographical Demographics" by PLOUGH::KINZELMAN (Paul Kinzelman) Thu Jul 09 1992 09:54
STATE SUMMARY REPORT
The State Summary Report shows the following:
- how many DCU members live in a particular state
- the total loan balance of members in a particular state
- the total deposit balance of members in a particular state
HOW TO READ THE REPORT
ST Members Loan Balances Deposit Balances
AK 21 $9,394.25 $18, 960.03
The first line of the report shows that DCU has 21 members in
AK with total loan balances of $9,324.25 and total deposit
balances of $18,960.03.
Please note that some states, such as California, have a large
number of DCU members (3,832), but no credit union branch or
ATM. In these instances, there is no large concentration of
Digital employees to support a branch or ATM.
ST Members Loan Balances Deposit Balances
AK 21 $9,394.25 $18,960.03
AL 125 $99,823.78 $201,071.75
AR 35 $15,795.92 $87,265.39
AZ 1,463 $1,639,860.24 $3,014,742.50
CA 3,832 $4,359,925.34 $8,512,588.07
CO 4,868 $5,089,344.19 $19,336,026.10
CT 730 $1,299,584.69 $2,405,809.96
DC 107 $62,156.03 $222,522.49
DE 94 $69,832.68 $242,133.47
FL 1,041 $1,340,135.46 $3,254,813.82
GA 2,286 $1,978,600.29 $7,436,649.78
HI 52 $25,070.31 $42,248.00
IA 64 $49,239.41 $142,836.29
ID 42 $33,166.60 $71,704.17
IL 1,067 $1,434,269.62 $3,077,631.87
IN 194 $176,338.78 $215,691.00
KS 87 $43,302.93 $133,315.45
KY 89 $23,985.10 $73,024.84
LA 129 $146,274.42 $321,587.95
MA 38,496 $132,663,569.76 $194,568,030.81
MD 2,090 $2,684,016.81 $6,330,514.39
ME 1,040 $1,704,092.49 $3,116,957.13
MI 589 $449,019.09 $1,162,296.24
MN 241 $180,772.68 $488,266.60
MO 351 $259,739.93 $733,495.82
MS 23 $10,520.25 $62,522.86
MT 13 $21,544.52 $13,433.53
NB 9 $1,779.24 $11,122.49
NC 427 $249,622.59 $873,754.74
ND 6 $3,277.24 $5,575.84
NE 27 $15,406.23 $19,553.76
NH 11,341 $34,814,373.42 $55,319,349.87
NJ 1,268 $1,770,536.89 $4,068,183.28
NM 1,601 $2,133,451.81 $5,765,152.56
NV 69 $54,443.32 $261,832.20
NY 1,771 $2,488,485.30 $4,869,433.55
OH 655 $411,059.54 $1,168,616.76
OK 95 $84,423.06 $164,956.37
OR 152 $173,012.60 $240,712.25
PA 847 $795,562.52 $2,698,101.06
PR 3162 $2,318,132.91 $5,049,128.56
RI 219 $195,339.19 $479,774.43
SC 1,145 $741,535.53 $2,032,667.55
SD 8 $3,611.28 $32,057.26
TN 273 $165,626.86 $506,444.01
TX 1,472 $1,138,911.36 $3,105,319.51
UT 117 $69,279.63 $248,412.52
VA 576 $533,400.56 $1,510,626.71
VT 1,293 $2,298,680.63 $4,721,126.59
WA 569 $442,836.87 $1,567,966.80
WI 142 $65,232.39 $276,244.33
WV 37 $18,771.62 $114,903.61
WY 6 $1,232.29 $15,607.65
Totals 83,857 $205,924,465.51 $350,431,384.53
| T.R | Title | User | Personal
Name | Date | Lines |
|---|
| 579.1 | | SSBN1::YANKES | | Thu Jul 09 1992 14:02 | 7 |
|
Wow, DCU has almost twice as much in deposits ($350M) as it does in
outstanding loans ($205M)? That sounds like a good opportunity to
lower the loan interest rates to encourage more business on that side
of the picture.
-craig
|
| 579.2 | | CSC32::S_MAUFE | gimme gimme Powerbook 170 | Mon Jul 13 1992 15:41 | 14 |
|
I found it interesting to see how leveraged MA and CO members are.
ST Members Loan Balances Deposit Balances
CO 4,868 $5,089,344.19 $19,336,026.10
MA 38,496 $132,663,569.76 $194,568,030.81
CO members have a lot of spare cash lying around, whereas the MA members
are pretty much fully leveraged (no cash of their own).
Is this due to the relative economies of CO and MA?
Simon
|
| 579.3 | difference in big ticket loans perhaps? | CVG::THOMPSON | Radical Centralist | Mon Jul 13 1992 15:55 | 11 |
| > CO members have a lot of spare cash lying around, whereas the MA members
> are pretty much fully leveraged (no cash of their own).
>
> Is this due to the relative economies of CO and MA?
More likely it's because it's easier for MA people to borrow from the
CU. I'm not sure if mortgages are offered in CO but I believe that
if they are they were still offered earlier in MA. And I suspect houses
still cost less in CO than in MA.
Alfred
|
| 579.4 | | GUFFAW::GRANSEWICZ | | Mon Jul 13 1992 15:56 | 9 |
|
It probably has a lot to do with the amount of money loaned out in
the form of mortgages and especially home equity lines of credit and
when those loans were offered in various markets.
Or maybe us easterners just charge a lot more on Visa... ;-)
But by all means, borrow money from DCU!
|
| 579.5 | | VMSVTP::S_WATTUM | OSI Applications Engineering, West | Mon Jul 13 1992 17:20 | 6 |
| You can get a mortgage from DCU in CO, and having an office here makes it
pretty easy to borrow; but you're right, housing is generally
less expensive here then in GMA. Last time I briefly compared prices, a house
which might run $60,000 here was running upwards of twice that in GMA.
--Scott
|
| 579.6 | Beg to differ | THEBAY::WIEGLEBDA | Rocky and Raging Bullwinkle | Wed Jul 29 1992 21:26 | 12 |
| I'd beg to differ with the characterization of Digital as having
insufficient concentration to support a branch. There are more than
enough facilities (and employees) in the South Bay area of San Francisco
to warrant a branch in perhaps Santa Clara.
Santa Clara, Mountain View, Cupertino, Palo Alto, Sunnyvale, with
San Francisco, Concord, Livermore, and a few others within striking
distance. Santa Clara is a whole lot closer and practical for a San
Francisco employee like me than Colorado Springs. I'm sure the folks
in LA would appreciate something that's at least in the same time-zone.
- Dave
|
| 579.7 | M!CH!GAN | GLDOA::PENFROY | Just Do It or Just Say No? | Thu Jul 30 1992 09:14 | 12 |
|
Michigan has 589 DCU members. It's not too hard to figure out that the
vast majority of them reside in the Detroit area.
Most of the Detroit offices are all within 5 miles of each other.
Sounds like a good place for, at least, a DCU ATM. Maybe more people
would join if this convenience existed for them.
--- Paul
|
| 579.8 | | PATE::MACNEAL | ruck `n' roll | Thu Jul 30 1992 11:26 | 7 |
| � Santa Clara, Mountain View, Cupertino, Palo Alto, Sunnyvale, with
� San Francisco, Concord, Livermore, and a few others within striking
� distance.
I thought Mountain View was closed a while ago and that Cupertino had
been spun off into their own company and lost alot of employees in the
process.
|
| 579.9 | | XLIB::SCHAFER | Mark Schafer, ISV Tech. Support | Thu Jul 30 1992 13:46 | 4 |
| Mountain View, UCS, is open and continues to be the home of the ISVG
group and an Alpha Migration Center.
Mark
|
| 579.10 | And where are our branches? | A1VAX::BARTH | Shun the frumious Bandersnatch | Fri Jul 31 1992 11:02 | 8 |
| Please post a list of all DCU branches and ATM locations.
Apologies if it already exists. I'll gladly settle for a pointer
to the note.
Thanks,
Karl
|
| 579.11 | | GUFFAW::GRANSEWICZ | | Fri Jul 31 1992 11:15 | 52 |
|
From VTX Livewire:
SITE BRANCH OR ATM LOCATION DTN
TFO Tempe, AZ ATM
CXO1 Colorado Springs, CO 522-3487 and ATM
CXO3 Colorado Springs, CO ATM
CXN Colorado Springs, CO ATM
ALF Alpharetta, GA 343-0500
AKO1 Acton, MA (Nagog) 244-7058
DAS Andover, MA (Dascomb Rd.) 275-3699
BXC Boxborough, MA ATM
OFO Burlington, MA ATM
FXO Franklin, MA ATM
HLO1 Hudson, MA 225-6600
HLO2 Hudson, MA ATM
LKG1 Littleton, MA 226-7180 and ATM
TAY2 Littleton, MA (Taylor St.) 227-3004
MRO1 Marlboro, MA 297-7289 and ATM
MRO3 Marlboro, MA ATM
MRO4 Marlboro, MA 297-3208
MLO5 Maynard, MA (Mill) 223-7190 and ATM
ML22 Maynard, MA ATM
MSO2 Maynard, MA (Powdermill Rd.) 223-7441 and ATM
PKO3 Maynard, MA ATM
PKO5 Maynard, MA (Member Service Ctr.) 223-8444 and ATM
PKO5 Maynard, MA (Headquarters) 223-5575
NRO5 Northboro, MA 234-5307
SHR1 Shrewsbury, MA 237-2177
SHR3 Shrewsbury, MA ATM
SPO Springfield, MA 243-2598
OGO1 Stow, MA 276-9186
TWO Tewksbury, MA ATM
WFO Westfield, MA 242-2734
WMO Westminster, MA 241-3888 and ATM
MKO1 Merrimack, NH 264-8788 and ATM
MKO1 Merrimack, NH ATM
DDD Nashua, NH ATM
TTB Nashua, NH ATM
ZKO1 Nashua, NH (Spitbrook) 381-1565 and ATM
NIO Salem, NH 285-3411
NYO New York, NY 352-3136
DCO Landover, MD 341-3551
ASO Augusta, ME 271-3800
ABO Albuquerque, NM 552-2645 and ATM
AGO Aguadilla, PR 721-3014
SGO San German, PR 721-2443
GSO Greenville, SC 354-7725
BTO Burlington, VT 266-4552
|
| 579.12 | One you missed | CIVIC::GIBSON | | Fri Jul 31 1992 12:13 | 1 |
| There is also an ATM in MKO2.
|