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Conference 7.286::dcu

Title:DCU
Notice:1996 BoD Election results in 1004
Moderator:CPEEDY::BRADLEY
Created:Sat Feb 07 1987
Last Modified:Fri Jun 06 1997
Last Successful Update:Fri Jun 06 1997
Number of topics:1041
Total number of notes:18759

475.0. "DCU/DEC Payroll Notice" by STAR::BUDA (DCU Elections - Vote for a change...) Wed Feb 26 1992 11:45

From:	ZKOMTS::ZKOMTS::MRGATE::"MROMTS::NRGATE::MRGATE::NEST::DICS_DIST" 25-FEB-1992 19:21:59.87
To:	@Distribution_List
CC:	
Subj:	DCU/PAYROLL MEMO

From:	NAME: DICS_DIST <DICS_DIST@NEST@MRGATE@NRGATE@NRO>
To:	See Below

***********************************************************************
                This memo is from the Payroll Department
***********************************************************************

Subject:  Change of Direct Deposit ACCOUNT NUMBER for Payroll 
                  NET Pay transactions to the DCU

This notification is being sent to you as one of the individuals who has
their NET pay deposited via Direct Deposit, into an account at the
Digital Credit Union (DCU), with your badge number used as your 
account number.  If you have changed your direct deposit status
since the date of this letter please ignore this.

In order to maintain efficient service to you, Payroll and DCU are working 
together to convert the badge number currently used to designate your 
account, to your actual checking or savings account number.

YOU DO NOT NEED TO DO ANYTHING, THIS PROCESS WILL BE HANDLED AUTOMATICALLY.
YOUR DEPOSIT WILL CONTINUE TO BE MADE INTO THE ACCOUNT THAT IT IS ROUTED
TO TODAY.

We simply want to make you aware of this change.  This account
number will begin to appear on your pay deposit statement within the
next few weeks under "Bank Account Number".


======================================================================
BACKGROUND:

When you signed up for Direct Deposit you went directly to DCU
to designate the checking account that you wanted to have your
NET pay deposited to.  Your badge number was used for this purpose.
There have been numerous changes since that time:

  o  DCU has introduced additional checking accounts,
  o  Payroll has taken over the process of initiating your NET pay 
     transactions,
  o  Employee Expense has introduced electronic funds transfer,
     to the same account you utilize for Payroll NET pay, and
  o  Payroll has introduced Direct Deposit to SAVINGS accounts.

========================================================================

If you would like to change the account where your NET pay is deposited,
please fill out a Payroll Direct Deposit Authorization Form, which
you may pick up from your local Personnel office, and deliver to
Payroll.

Note:  Please do not confuse your Payroll direct deposit of NET pay
with a DCU voluntary deduction.  The direct deposit of your entire NET
pay, which is controlled by Payroll, is what we are referring to in this
letter.  If you wish to change any Voluntary Deductions (dollar amounts
that you have designated for DCU accounts) you need to contact DCU directly.

If you have any questions, please contact:

Payroll at DTN: 223-2463 Outside Line: (508) 493-2463 (CANON::Dir_Deposit), or 
DCU Member Service Center at DTN: 223-8444 Outside Line: (508) 493-8444.


To Distribution List:

T.RTitleUserPersonal
Name
DateLines
475.1Things that make you go Hmmm.STAR::CANTORHave pun, will babble.Thu Feb 27 1992 01:1214
To anyone who received the notice posted in .0:

Does it bother you that all the people on the distribution list with
your name in it know that YOU have an account at the DCU and the account
number is your badge number?  Worse, Digital's Payroll Department
divulged that information about you to that distribution list (which
consists of people whose first name begins with the same letter as yours
and work at the same site).  

Of course, this isn't a complaint against the DCU.  The DCU apparently
has nothing to do with how the Payroll Department's memo got
distributed.

Dave C.
475.2RGB::SEILERLarry SeilerThu Feb 27 1992 08:4221
I didn't get that memo, because although I depost a lot of each paycheck
into the DCU, my payroll direct deposit goes elsewhere.

However, I don't see that it's that hard to guess who does or doesn't
have an account at the DCU.  And if you are the primary member with an
account at the DCU, isn't it practically always under your badge number?
So it seems to me that the private data released by payroll is not likely
to be very useful to someone who might (for example) want to gain illegal
access to someone's DCU account.

I agree, though, with the point that .1 is making, which is that groups like
payroll (and credit unions) ought to be fanatically careful about releasing
personal information.  As a good rule of thumb, I think payroll and similar
groups should release no information of any kind unless it is already
publically available -- and in this case, it looks like they released 
personal data that was not publically available.  As .1 notes, there are 
*lots* of ways to accidentally release personal information, and it's
very important to be careful about it.

	Enjoy,
	Larry
475.3SSDEVO::EGGERSAnybody can fly with an engine.Thu Feb 27 1992 09:054
    In Colorado, there is an on-line program which gives the badge number
    of every CXO employee.  When I went to Personnel to ask about this, I
    was told that Digital didn't regard the badge number as restricted
    employee personal information.
475.4I DIDN'T RECEIVE THIS!!!!MEMIT::KELLEHERThu Feb 27 1992 10:067
    My concern is that I never received this memo!!!!!!!!  Was it sent
    through Vaxmail, interoffice mail, or mailed to my home address??????
    
    This may not seemed all that important to them but to me it's
    important.  Also, how is this going to effect my easy touch account
    ???? This is based on your badge number.....does this mean I will have
    to use an account number AND a PIN number when I use this?  
475.5MAPVAX::MACNEALruck `n&#039; rollThu Feb 27 1992 10:138
�    This may not seemed all that important to them but to me it's
�    important.  Also, how is this going to effect my easy touch account
�    ???? This is based on your badge number.....does this mean I will have
�    to use an account number AND a PIN number when I use this?  
    
    I don't think it will effect EasyTouch.  Isn't the account number the
    badge number with a suffix indicating if it is checking (-5), savings
    (-1), RSVP (-10), etc?
475.6Clarification of my question!MEMIT::KELLEHERThu Feb 27 1992 10:3111
    Easy touch is activated my the following:
    
    	Step # 1 Please enter your badge number (my question is.....will
    		this now be our account number)
    
    	Step # 2 Please enter your security code (PIN Number)
    
    	Then it asks you what account you want to go into.
    
    I hope this clarifies my question.
    
475.7VERY confusingPROXY::HOPKINSAll one race - HumanThu Feb 27 1992 10:3711
    Well, I called because I was totally confused by the memo.  I was told
    that I won't notice any change at all.  My DCU account numbers will
    remain the same (EasyTouch, etc).  It will be transparent to us and the
    only reason we were sent this memo is because of our right to know
    about the change.  The way it was explained to me is that DCU used to
    deposit your net pay but it is now deposited by payroll.  Payroll uses
    ?some number?? to deposit your net pay and the change is somehow
    between payroll and DCU but nothing changes between you and DCU.   
    YIKES...I'm still confused.
    
    Marie
475.8relaxCVG::THOMPSONDCU Board of Directors CandidateThu Feb 27 1992 10:4016
	RE: .4 & .6 This will *not* effect your interactions with DCU. You
	will still be able to access your account the same way you always
	have. This is a change between Digital to DCU communication and not 
	a change between you and the DCU. You're DCU account sort of has
	two numbers. One is your membership (badge) number. The other is
	the long number that banks like to use. That long number will now
	appear on your pay stub. That should be the only change you see.

	As to why you didn't get a copy. This mail was sent email using
	MTS. It may be that someone has not yet done what ever magic needs
	to be done to have your MTS mail forwarded to your VAX mail account.
	See your system manger about that. In the mean while a print out may
	show up in your mail slot (or where ever you get paper mail) soon. This
	is the usually fallback when MTS mail is not deliverable electronicly.

				Alfred
475.9it's progress!CIMNET::KYZIVATPaul KyzivatThu Feb 27 1992 15:3216
This change should not hurt anyone, and hopefully has some future benefits.

As I understand it, Payroll has been exploiting what is a fortuitous
accident - that your DCU account number is (usually) algorithmically
derivable from your badge number.  Now they are going to drop that
assumption and carry the two as separate data elements.  I presume they are
going to initialize this using the algorithm for the last time.  After that
they will hopefully have a way for you to ask for it to be changed.

This should eventually permit you to send the money to some other DCU
account.  I know several people who have had trouble with expense
reimbursements being directly deposited because they keep separate DCU
accounts for advances.  I suspect this change is partially motivated by
trying to accomodate them.

	Paul
475.10SSDEVO::EGGERSAnybody can fly with an engine.Thu Feb 27 1992 15:437
    My paycheck this week says:
    
    Direct depsoit to savings!  You now have the option of directly
    depositing your net pay to a savings account "or" a checking account. 
    Pick up a direct deposit authorization form from personnel and forward
    to payroll to enroll.  For inquiries on pay issues have your manager or
    PSA contact Payroll Services Group at: DTN 223 (508-493) ext 3577/3612.
475.11PATE::MACNEALruck `n&#039; rollThu Feb 27 1992 15:456
    To kind of build on what Paul said in .9, check the top of your paystub
    today.  There is an announcement that says that your check can now be
    direct deposited to either a savings account or a checking account.  In
    the past, net pay could only be deposited to a checking account.  For
    DCU members, deductions were set up to allow deposits to other
    accounts.
475.12We're just another bank now...SMURF::COOLIDGEBayard, DSE/PSPE-OSF ZKO 381-0503Fri Feb 28 1992 10:0517
    
    In other words, payroll now wants to treat DCU accounts like any
    other bank accounts, so if you want your net pay to be directly
    deposited to an account in DCU, you need to give them the entire
    account number, and not rely on the fact that your DEC badge
    number coincided with your DCU account number.
    
    In my particular case, this means I will be depositing my pay directly
    into a joint share draft account that is listed under my wife's old
    badge number. Her badge number doesn't show up in the MICR soup at
    the bottom of the checks, however, just the usual ABA routing code and
    the DCU-issued account number. (Oh, so that's how one-way encryption
    is supposed to work?? :-).
    
    Bayard
    
    
475.13It looks like they want to make other banks like DCUPATE::MACNEALruck `n&#039; rollFri Feb 28 1992 16:558
�    In other words, payroll now wants to treat DCU accounts like any
�    other bank accounts, 
    
    I don't think so.  Prior to this I don't think you could have a DEC
    paycheck deposited to anything besides a checking account at an
    institution other than DCU.  There was a workaround for DCU whereby you
    could have deductions from your pay placed into various DCU accounts
    but Net Pay still had to be deposited to checking.