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Conference terri::cars_uk

Title:Cars in the UK
Notice:Please read new conference charter 1.70
Moderator:COMICS::SHELLEYELD
Created:Sun Mar 06 1994
Last Modified:Fri Jun 06 1997
Last Successful Update:Fri Jun 06 1997
Number of topics:2584
Total number of notes:63384

1736.0. "Finance concerns when buying used car." by FORTY2::BETTS (X.500 Development) Tue Mar 31 1992 09:07

    
    I'm in the process of finding and buying a used car. I intend
    to have it thoroughly checked mechanically by a specialist or
    dealer, but am also concerned about any finance or loans that
    might be outstanding on the car.
    
    How can I find out whether the car is / has been stolen, or
    whether it has any finance agreement outstanding that I might
    unwittingly inherit?
    
    Thanks for any help,
    
    William.
T.RTitleUserPersonal
Name		DateLines
1736.1Contact your CAB.BIS1::BHD161::HARRISONInternational Band Of SmugglersTue Mar 31 1992 11:5723
    
    re: .0
    
    Contact your local Citizens Advice Bureau about any existing HP type
    agreements on the car. They cahrge a small fee and give you a sort of
    certificate showing that the car is unencumbered. My local CAB did it
    for me last year. Loans shouldn't be a problem because the bank/other
    institution has no title in the car.
    
    Re. stolen cars, you could phone the local police. If they are feeling
    cooperative they make check the PNC and go and visit the 'owner' if
    there is anything wrong - I doubt if they would tell you directly.
    
    I phoned the DVLC in Swansea, I think they couldn't or wouldn't help
    (officially), but as there was no 'log book' available for the car I
    was buying, the clerk I spoke to asked for the name of the registered 
    keeper and indicated 'off the record' that there was no apparent
    problem.
    
    Hope that helps.
    
    Mike H.