[Search for users] [Overall Top Noters] [List of all Conferences] [Download this site]

Conference terri::cars_uk

Title:Cars in the UK
Notice:Please read new conference charter 1.70
Moderator:COMICS::SHELLEYELD
Created:Sun Mar 06 1994
Last Modified:Fri Jun 06 1997
Last Successful Update:Fri Jun 06 1997
Number of topics:2584
Total number of notes:63384

539.0. "ICE Hi-Fi Insurance" by SUBURB::SCREENER (Robert SCREENE @RGM (830 x6578)) Mon Apr 10 1989 22:15

    Hi all,       
                  
    Has anyone managed to insure their Radio/Cassette on a separate
    policy from their car?                       
                                                      
    With my current policy I will only receive �40 towards the value of my 
    Hi-Fi (a lovely KENWOOD) and loose my no claims bonus, in the event of 
    a theft.  
                                                      
    I spoke to my insurance company who told me of a policy for 10%-15%
    premium of the total in car entertainment value.  
                                                      
    This policy would not effect the driver's no claims bonus in the
    event of a claim.  The Hi-Fi would be replaced and any damage caused
    (i.e. Dash, Door, Windows) would be fixed.        
                  
                                                          
    Unfortunately, this is no longer available and now exists as a 'replace
    the box' only policy with a minimum premium of �50.
                                      
    Any advice would be appreciated.
                  
    Regards,      
    Robert.       
                  
p.s. A review of my Radia/Cassette can be found in note 17.1
     DRILL::UK_AUDIO  Hit KP7 or SELECT to add to your notebook.
T.RTitleUserPersonal
Name
DateLines
539.7SHAWB1::HARRISCNot very nice at allFri Jun 28 1991 12:055
    Are you still around Robert???
    
    What did you end up doing?
    
    ..Craig  (whos thinking of insuring his ICE, when he gets some)
539.8PUGH::FRENCHSSemper in excernereFri Jun 28 1991 15:1430
Why do you want to insure ICE?  


Surely when it melts all you have to do is put some water in the freezer and
make some more.

Simon






















 :-) :-) :-) 
539.9Predictable.....8-)SHAWB1::HARRISCNot very nice at allSat Jun 29 1991 09:211
    
539.10SUBURB::SCREENERRobert Screene, UK Finance EUCWed Jul 03 1991 20:2626
     Hi Craig,
     
     I did notice the following news in the May-Jun 1991 edition of f.fwd
     
     �
     Autoleck of Welling, Kent, have announced the launch of their Pro-Fit 
     Series of in-car entertainment systems.  Each is supplied "complete with 
     free insurance to cover replacement of all the system in the event of 
     theft".  The insurance cover is valid for three years.  Package prices 
     range from �500 to �1400
     	  	:
     	  	:
     Prices include nationwide installation and insurance cover.  Autoleck can 
     also arrange insurance cover on existing audio systems valued from 
     �500 to �2000.  �
     
     
     'fraid I haven't done any more about it, except keep it concealed and 
     added wanting a quick-release cage to my resons for upgrading the 
     front-end head unit in future.
     
     Try calling.  I was quoted about 20% of the value as annual premium from 
     someone who I have since forgotten.
     
     Best o luck,
     Robert "touch wood".
539.11Insurance through AutoleckSUBURB::SCREENERRobert Screene, UK Finance EUCFri Aug 23 1991 16:0026
     Noticed this � page advert in the Sept/Oct 1991 issue of Car Stereo and 
     Security (f.fwd):
     
     Autoleck   Is You Car Hi-Fi Insured?
     
     We can insure your System on three years cover for as little as �190
     
     	  Autoleck, 144 Upper Wickham Lane, Welling, Kent.  DA16 3DP
     	  Tel. 081-854-9762
     
     	  Any Make, any Model, anywhere.
     
     
     I phoned for a quote.  I was asked only for the total value of my system:
     	  Total value: �1000, cost of cover for 3 years is �231 (paid 
          up-front).
     
     
     I asked for details to be sent, but for about �80 a year, it sounds like 
     it might be worth the peace of mind.
     
     Robert.
     
     p.s. 
     I was not asked where I lived, what car, or if it was alarmed as I 
     thought I would have been.
539.12NEWOA::SAXBYAye. When I were a lad....Fri Aug 23 1991 16:045
    
    Sounds very expensive to me, but then again it is probably very high
    risk.
    
    Mark
539.13Now I'm really paranoid! Cheers Mark.SUBURB::SCREENERRobert Screene, UK Finance EUCFri Aug 23 1991 16:081
     
539.14Check your household insurance, tooDCOPST::BRIANH::NAYLORTigers fly, Spiders roar!Fri Aug 23 1991 17:547
Mine had a clause that would cover ICE if I chose to take it, and the premiums
were MUCH less than you've been quoted - about half a pecent per annum I think.
Seperate insurance policies like this are always more expensive than inclusive
ones.  Another example - cycle insurance is much cheaper on your household
policy than on specific bike insurance policies.

Brian
539.15They won't cover everythingUNTADA::LEWISFinestKind Data Warehouse and EDI Tea SupplierMon Aug 26 1991 11:4712
>     Another example - cycle insurance is much cheaper on your household
>   policy than on specific bike insurance policies.
    
    That depends, I could not get my household insurance to give me 'all
    risks' on my bicycle. I tried several companies, and although one said
    they would cover it, they changed their minds when they found out I
    raced it...
    
    So this might mean that your ICE won't be covered if they find out you
    play Iron Maiden :-)
    
    Amad�n
539.16SUBURB::SCREENERRobert Screene, UK Finance EUCTue Aug 27 1991 14:057
     Those with a sense of irony, read note 1342.49
     
     Robert.
     
     
     p.s. 
     I'm reasonably sure it wasn't the guy I spoke to at Autoleck!
539.17I don't want to loose my NCB...SHAWB1::HARRISCHave YOU wiped properly?Wed Dec 11 1991 10:165
    Autoleck no longer insure car stereo equipment!!!  
    
    So who does anymore? 8-(
    
    ..Craig
539.18MSC.NEWOA::SAXBYIs Bart Simpson the anti-Christ?Wed Dec 11 1991 10:184
    
    I know this Italian firm who provide protection for most things... :^)
    
    Mark
539.19SHAWB1::HARRISCHave YOU wiped properly?Wed Dec 11 1991 10:284
    Hmm, I think i've tried these already.. They were no good mind, kept
    breaking after a couple of minutes!  8-)
    
    ..Craig
539.20FUTURS::WATSONRik WatsonThu Jun 18 1992 18:042
    Anyone know of any other insurance firms that will just insure car
    stereo equipment...
539.21WOTVAX::HARRISCHave YOU wiped properly?Thu Jun 25 1992 18:023
    I've given up looking..  If you find anyone that does, post it here.
    
    ..Craig
539.22RUTILE::BISHOPIf at first you don't succeed, lower your standards!Wed Jul 15 1992 10:177
    Saw in one of the Sunday papers that Kenwood is offering their
    CD changer system for �450! Plus �50 off for your current stereo!
    
    Bringing the price down to �400 for a 10 disk changer system - what
    a wise PR move!
    
    With this system you get a tape deck, radio and 10 disk changer.
539.23SUBURB::SCREENERRobert Screene, UK Finance EUCThu Jul 16 1992 13:3013
    I listened to the KRC-452(or is it 453?) radio/cassette bundled in this 
    package. I wasn't impressed by the cassete performance at all, for a player
    usually priced around �180. 
    
    Strange, the Kenwood budget decks have been getting really good reviews,
    perhaps it was a dodgy example on display in the not-so-good shop I was in.
    
    Still bundled with the 10 disk CD changer for �400, it sounds very good
    value.  Now what should I do with the �50 left out of the UK bonus payment 
    next month? 8-)
    
    Regards,
    Rob.