| T.R | Title | User | Personal
Name | Date | Lines |
|---|
| 1161.1 | | QUARK::LIONEL | Free advice is worth every cent | Tue Oct 08 1991 10:59 | 4 |
| Check the current (October?) issue of Consumer Reports - it has an article on
saving for college which describes this.
Steve
|
| 1161.2 | Interest only Tax-Exempt for Certain Incomes | JUNCO::LROSS | | Fri Oct 11 1991 13:46 | 10 |
|
Also keep in mind that in order for the interest to be tax-exempt,
your annual family income must be under a certain value (presently
this is somewhere around 65K.) I'm not sure what their plans are
for increasing this limit, but with inflation, by the time a newborn
is 18, a 65K family income shouldn't be hard to exceed.
|
| 1161.3 | How to Check a SS# on Bond?) | YOSMTE::TOWERS_MI | | Fri Oct 11 1991 13:56 | 12 |
| A question for any of you. Is there a way to find out who sent a
savings bond? We got one for our son in the mail. It has a SS# on it
that is neither mine nor my husbands nor the baby's. We called a bank
to check it and we thought we had the sender but no. The SS office
will not release info on the number. No one has called to ask if we
received anything. We are going nuts. The number is not a family
member either.
Any ideas?
Michelle
|
| 1161.4 | | CSC32::J_OPPELT | Illiterate? Write for free help. | Sat Oct 19 1991 18:14 | 6 |
| Run a credit check on that SS#. (Don't ask me how to do it or
how much it costs, 'cause I don't know.) That's how your credit
info is accessed -- by SS#. The credit report should provide the
name.
Joe Oppelt
|
| 1161.5 | It | OS2PS2::taber | Night comes, then the day, then night again. | Mon Oct 21 1991 11:00 | 38 |
| > A question for any of you. Is there a way to find out who sent a
> savings bond? We got one for our son in the mail. It has a SS# on it
> that is neither mine nor my husbands nor the baby's. We called a bank
...
>> Run a credit check on that SS#.
Does it matter? If someone wants to send an anonymous gift, it seems a
little gauche to ferret out their identity (assuming you can. The SSN
will be of the person who bought the bond, who may not be the person
who gave the bond.) My first impulse would just be to change the SSN to
the child's. The local Federal Reserve Bank should be able to help you
out there.
OK, so there's some reason you HAVE to know.... Doing a credit check
would be difficult. Though credit companies file information by SSN,
they aren't in the habit of passing out information based SOLELY on SSN.
If you don't even know the person's name, I don't think you could convice
TRW that you have a legitimate need for the information.
Driver's license numbers are often the same as SSN's. If you have a
friend who is a cop, you might be able to look it up that way.
You could also ask the local IRS office to match up the SSN because the
bond is an interest-bearing instrument and you want to make sure it gets
properly handled. (It would take some smooth talking, but they might go
for it. On the other hand, they might just tell you to have the bond
changed to the child's SSN.) There was a time when they would forward a
message to the holder of the SSN telling them to contact you. That was
before the Feds started having to live on a budget like the rest of us,
so that's probably gone away.
Finally, there is the issuing bank. That should be documented on the
bond itself. You could call them and ask if they would tell you who it
was or ask that person to contact you.
>>>==>PStJTT
|
| 1161.6 | you can't change the number | RANGER::S_DIMARIO | | Thu Oct 24 1991 17:38 | 10 |
|
I tried to change the social security number on a savings bond and
was told that the Federal Reserve doesn't let you do it since the
number on the bond doesn't really matter very much. They don't
seem to feel that it's worth the trouble
Apparently, the social security number of the person that cashes
the bond is used for tax purposes.
|