T.R | Title | User | Personal Name | Date | Lines |
---|
97.1 | | QUARK::LIONEL | Free advice is worth every cent | Fri Jun 29 1990 17:18 | 14 |
| The center my son attends, which is now Bright Horizons but was formerly
run by Flatley, used to close for two weeks, one usually around July 4, and
one week between Christmas and New Years. We were not required to pay
for those weeks. About a year or so ago, they changed to being open all
year, and you were required to pay for all the weeks, whether your child was
there or not (for example, if you were on vacation). Perviously, they also
allowed a child to be taken out for two weeks per year without needing to
pay if you let them know two weeks in advance. That too is no longer in
effect.
I'd say you'd better get used to it, because once your child is in grade
school, it's going to be a LOT more than two weeks per year!
Steve
|
97.2 | We get two weeks vacation (without paying) | SCAACT::COX | Kristen Cox - Dallas ACT Sys Mgr | Fri Jun 29 1990 17:21 | 12 |
|
My center is closed only on major holidays. We are allowed to take two weeks
of "vacation" (where we don't pay) each year, but I would have been willing to
pay for those two weeks - after all, they give their staff PAID leave, and I
get paid while I'm on vacation.
I would have a problem with the closings, but it seems you knew about them
so that's really not an issue.
Kristen
BTW - my daughter goes to Children's World.
|
97.3 | Open all year | HYSTER::DELISLE | | Fri Jun 29 1990 17:21 | 7 |
| My daycare is open all year except for the usual holidays. BUT - you
pay for the whole year regardfless of when you take your vacation.
Their instructors take their vacations when they please, with
substitutes filling in. The policy is tho' that if you take three or
more weeks in a row, they will negotiate subtracting that from the fee
schedule.
|
97.4 | half price | TLE::RANDALL | living on another planet | Mon Jul 02 1990 09:13 | 6 |
| The day care Steven went to for 2+ years (Hobby Horse, Nashua) was
closed for Christmas. One year they closed for one of the spring
break weeks, but last year they didn't. They charge half price
for those weeks and for the weeks when you're on vacation.
--bonnie
|
97.5 | | STAR::MACKAY | C'est la vie! | Mon Jul 02 1990 09:28 | 9 |
|
The one my daughter goes to in N.Andover opens year round and we
can take 2 weeks off without paying, during the school year.
In the summer, they run it like a summer, signing up and paying
by the week.
Eva.
|
97.6 | | CHCLAT::HAGEN | Please send truffles! | Mon Jul 02 1990 10:53 | 12 |
| The daycare center my son goes to requires you to pay for 52 weeks,
regardless of whether your child is there or not. They close on the
major holidays (about 10 per year). Two holidays do not coincide with
Digital's holidays (President's Day and Columbus Day) and we have to
take those days off from work.
The staff there is allowed to take their vacations when they please (I
think). Unlike other centers mentioned in these replies, they don't
hire substitutes when staff members are on vacation.
� �ori
|
97.7 | | SHARE::SATOW | | Mon Jul 02 1990 11:36 | 30 |
| Of the three situations that we used the most, these were the practices:
- Home daycare situation: we paid only for days our children were
there. She didn't even charge us for days on which we canceled
at the last minute, because one or both of our children were sick.
I think that this last provision is unusual, and we generally
insisted on paying, particularly in light of the fact that her
rates were well below market.
- Daycare center: we were allowed two weeks vacation per year,
for which we did not pay. There was a requirement of advance
notice, but I don't remember how much. They were open year
round, but took holidays, for which we paid. Some of those
holidays were not Digital holidays.
- Extended day program: was open only when school was in session,
which means that they were closed during the school holidays.
Rates were stated on a monthly basis, so I guess you could say
we paid for the vacation weeks. The monthly rate didn't vary,
even for June, when they were open only a little over half of
the month. But they did give a half month discount for June
if you paid on time.
We live in the greater Maynard area.
Just as a side note, when evaluating the cost of daycare, I think that it's
best to look at the cost of daycare over the entire amount of time that you
need it, and not sweat out the specific practices.
Clay
|
97.8 | | JAZZ::CHANG | | Mon Jul 02 1990 12:03 | 9 |
| The daycare center that my son goes to, opens year round and only
closes on major holidays (about 10 days per week). Some of these
holidays are not Digital holidays, we have to take a day off too.
We are allowed to take two weeks of vacation per year which we
don't pay. The staff at the center are allowed to take vacation
any time and the center will have substitiues.
The center is located at Hudson, MA.
Wendy
|
97.9 | | SHARE::SATOW | | Mon Jul 02 1990 12:07 | 6 |
| � closes on major holidays (about 10 days per week). Some of these
Gee, I wish Digital gave 10 holidays per week. :^) ;^) :^)
Clay
|
97.10 | | RDVAX::COLLIER | Bruce Collier | Mon Jul 02 1990 12:28 | 30 |
| Eric's preschool closes the last week in August, and there is no
tuition rebate. Parents who require care can arrange it from
substitute staff, but pay extra.
Having been treasurer of both this pre-school and Aaron's extended day
program (both non-profit) for several years, I know there is no "right"
approach that avoids misunderstandings. It is clearly simplest to have
uniform billing that ignores varying month lengths, or when closings
fall. But parents are apt to think they are getting ripped off. At
the pre-school, there was prolonged concern from a few parents about
what came to be called "The Monday Problem" - the perception that there
are a lot more holidays falling on Mondays than other days of the week
(e.g. Memorial Day, Labor Day, . . .), so that families with Mondays in
their schedule were paying the same for less service than families
without Mondays in their schedule. For some particular year I tallied
every holiday, and it turned out that there were about two more
holidays on Monday (that year) than the average of Tuesday through
Friday. Now, it seems to me irrational to arrange your life schedule
around so trivial a difference, but enough families did so that we were
somewhat under-enrolled on Mondays (apart from needing to discuss this
"Problem" year after year). So we eventually switched to billing that
reflected actual holiday experience.
At extended day, people can understand the opposite approach. School
days per month fluctuate a lot, of course; low, for example, in
December, February, April, and June. Yet we just divide the annual
tuition rates into 10 equal payments. Similiarly, staff on salary get
uniform pay, regardless of the calendar.
- Bruce
|
97.11 | | TCC::HEFFEL | Bushydo - The way of the shrub | Mon Jul 02 1990 12:31 | 13 |
| I'm in Greenville, S.C. Our daycare only closes on major holidays.
They are even open on days that I don't have to work. (I.e. they'll be
open, if needed, the day after Thanksgiving but I don't have to work then.)
(I say, if needed, because they poll us ahead of time. If no one needs them
they will close. If a limited number of people will be in, they will
open a few rooms, (combine the 2 year old and 3 years and so on) and give some
of their staff the day off._)
We pay for the days they are closed. We are allowed to take one
one week vacation a year without having to pay for it.
Tracey
|
97.12 | survey says! | TIPTOE::STOLICNY | | Mon Jul 02 1990 12:37 | 12 |
| My son is in a home daycare arrangement. We do not have a contract
and have not discussed some of the issues raised here (maybe we
should :-) !) As yet, his daycare provider has only asked for
a couple of days off for dr appts or whatever and we have made up
the time (I work a 4 day week, so we just swap days). I pay her
for all DEC holidays and for whatever time we take off as vacation.
I am open to paying her for a week of vacation of her own but it
hasn't come up yet. I guess that I feel I'm just passing on the
benefits that I'm offered at Digital...she's good to us, so we try
to be good to her!
cj/
|
97.13 | | SALEM::SILVERIA | | Mon Jul 02 1990 12:54 | 16 |
| My infant son is in homecare and we are entitled to two weeks vacation
where we don't have to pay, but we also have to pay them (two sisters)
for one week each (of their chosing) - so it balances out, if you
will.
My daughter is in a daycare situation and during the summer months,
it's pay as you go. If she only goes two days in a week, than we
just pay for two days, three days=pay for three days, etc.
Good childcare is so hard to find so I don't mind paying whatever
it takes, if the people are good. I agree with a previous noter
who says if the overall yearly pay is within ones budget, don't sweat
the small stuff.
-ali
|
97.14 | Payed time off isn't always standard | LEHIGH::DMESSIER | Only The Shadow Knows | Thu Jul 05 1990 15:03 | 14 |
| My wife started a home daycare after trying to balance career and the
2nd child. We have seen this problem from both ends. We decided that
if daycare is provided you get one week off at no expense. Above that
most people are still compensated and so should the provider. Your
expense doesn't change. However when daycare isn't provided (she goes
on vacation and you find someone else to mind the little tikes) you
don't pay. Why should you have to pay double for daycare that week.
Lisa doesn't get payed vacations.
This applies to sick time also. Lisa doesn't get sick time. It hurt
us financially especially when we go on vacation but life goes on.
One mother pays Lisa for sick time anyway (thanks Mary).
A good daycare is hard to find, don't abuse it by fighting over money.
|
97.15 | pay 2 people? no way... | SAGE::MACDONALD_K | | Thu Jul 05 1990 17:25 | 19 |
| re:.14
The only thing I can say about home daycare and vacations is that
when you open a home daycare, you go into business *for yourself*.
That usually means that you don't get paid vacations - period.
The parents of the children you watch are not your employer, but
simply someone who is paying for a service that you provide. I
was in business for myself for a long time as a free-lance computer
graphic illustrator and *nobody* paid for me to take a vacation.
That's just one of the things you have to accept about going into
business for yourself. My husband has his own business and
consequently no paid vacation time. That's just life. If my daycare
provider decides to take a vacation and I have to pay her AND another
person to watch my child while she's away, then I'd switch providers.
Now, I don't want to start all kinds of arguments here - that's just
my opinion.
- Kathryn
|
97.16 | overlap vacations? | TIPTOE::STOLICNY | | Thu Jul 05 1990 17:36 | 8 |
| I don't think that I'd be willing to pay 2 people. However, I would
try to arrange our vacation to coincide with my daycare provider's
vacation (if she took one and if she had a real preference for when)
and would pay for the week. I think that would be a simpler
solution - for me and baby - then trying to arrange a one-week
filler.
cj/
|
97.17 | My sitter and I feel the same | SAGE::MACDONALD_K | | Thu Jul 05 1990 17:52 | 12 |
| The reason I replied here is because just last week my daughter's
sitter told me that she'd like to have the last week of July off
and asked if it would be too inconvenient to find alternate care
for her. Asking me to pay her for that week never even entered
her mind. Also, (again, my opinion) I work hard to earn my vacation
pay. Why should I take my vacation when my daycare provider takes
hers and hand her over the money I worked for? The way I see it,
no service = no pay. I realize that it's not this way in daycare
centers and that's one of the reasons why my daughter isn't in one.
- Kathryn
|
97.18 | | TIPTOE::STOLICNY | | Thu Jul 05 1990 18:07 | 7 |
| If your sitter and you see eye to eye, then that's all that
counts! However, your note almost implies that you work hard
for your vacation pay, but that your sitter does not. I guess
that I'm of the opinion that our daycare provide works hard and
deserves some vacation pay as well. Agree to disagree?
cj/
|
97.19 | We *all* work hard - it's who you work for | SAGE::MACDONALD_K | | Thu Jul 05 1990 18:11 | 8 |
| I never said that my sitter doesn't work hard. She just happens
to work for *herself*. She is her own employer and employers are
the ones to give vacation pay. I never expected my clients to
pay me when I worked for myself. Yes, I suppose I do agree to
disagree however contradictory that statement is to me.
- Kathryn
|
97.20 | My opinion | NOVA::WASSERMAN | Deb Wasserman, DTN 264-1863 | Fri Jul 06 1990 11:35 | 17 |
| My daycare provider is of the frame of mind that she's working for me.
That's what she tells all her friends, and truthfully, I kind of like
it. She's always willing to do things the way I want since not only am
I the mom, but I'm also the boss. When I "hired" her, we agreed that I
would take x number of vacation weeks, during which time I wouldn't pay
her. (I don't think _she's_ taking any vacation). She agreed to
this, but sometime later asked me if I got paid when I took vacation.
I said "oh yes, Digital pays me for 4 vacation weeks a year". She said
well if you get paid vacation, why don't I. I reminded her we agreed I
wouldn't pay her for the weeks I was on vacation, but I _did_ feel like
kind of a jerk.
As someone said a few replies back, good daycare is hard to find so
don't blow it by making too much of a fuss over money.
I'm thinking of giving her a raise after six months since she's doing
such a good job.
|
97.21 | Another .02 cents | EISMER::REIDY | | Fri Jul 06 1990 13:32 | 26 |
| Our daycare provider has approximately 6 children, encompassing only about
four families (it used to be more). Two of us have two children there.
The agreement when we signed the contract was we get two weeks unpaid per year,
and that we have the discretion as to when those two weeks occur.We can either
not pay her when we are on vacation, or when she is on vacation. She is also
very considerate and tries to schedule her vacations very far in advance, or
if it looks like almost everyone is going to be gone, she'll do it then.
When you think about it, everyone puts together a budget on a yearly basis,
and you have to have something to base that on. In our case, we realize that
when our family goes on vacation, we reduce her income for that week by almost
thirty percent! Imagine doing that for anytime we take vacation. I would not
think that that is free.
In reference to past comments about being 'self-employed'. While you may not
overtly pay someone for 'holiday' time when you are selfemployed, the rate that
you do charge is usually based on a function of expected billable
hours, and expected expenses, over a full time period. Therefore, we are,
really paying any self-employed person for vacations/holiday, becuase the rate
is adjusted for that.
Anyway, my point is that I have no problem contracting with my daycare provider
to pay here $5,000/yr per child. Digial agrees to pay me a yearly amount -
how they distribute it is a logistics issue - as long as I receive the same
amount every year.
|
97.22 | Benefits benefit both employer/ee | LEHIGH::DMESSIER | Only The Shadow Knows | Fri Jul 06 1990 14:09 | 17 |
| re:.15
Kathryn,
I agree. If we don't provide service you don't pay. The
service is provide, however, when you are on vacation and the daycare
provider isn't. You don't have to pay two people when service isn't
provided. That is what I stated in re:.14. I believe that this is
an equatable situation.
I disagree with the employer issue. What the difference if
your service (provided full time 40+ hrs/wk) is for Digital or an
individual. As long as everything is agreed upon up front.
Benefits are offered to make people want to work for you.
One benefit a daycare provider can have is expecting payment for
a certain number of weeks per year.
Dave
|
97.24 | | SAGE::MACDONALD_K | | Fri Jul 06 1990 15:09 | 17 |
| Now that I've re-read an earlier response of mine, I realize that
I wasn't completely clear. The way I have worked this issue with
my daycare provider is that when *she* wants to take a vacation,
she doesn't get paid. I can either take my vacation then if I
choose, or wait til later. If I take it later on, then I feel
obliged to pay her in order to keep a slot open for my child
because she is "on duty" so to speak. If she and I take time off
simultaneously, then I get a break because she's not available to
watch my child. But I do pay her if my child is sick even though
she doesn't require me to. From the very beginning, she told me
that she charges hourly and I am only required to pay her for the
hours my child is in her house. What I really intended to say earlier
was that I don't feel that my daycare provider should dictate when I
take my vacation just so I can avoid paying two people for one job.
- Kathryn
|
97.25 | | CLOSUS::HOE | Hurray, Sammy's back! | Fri Jul 06 1990 16:33 | 16 |
| When I was in Seattle, I looked at day care for Sammy if I needed
to care for Sam should Judy need to take care of my sick mom. I
found that there is a waiting list and that tuition is paid
upfront, if you take the child out during that month, your space
remains and that you don't get the money back. If I tell the
center that I will be taking Sam for a week during Thanksgiving,
say, then I am not charged for that week.
Now in areas like Colorado Springs, we take Sam in and out of Day
care and they only charge us for the days that he's there. I
think the variations in differences in Daycare places are very
much business driven; what's right for Boston area may not be ok
in Bosie, Idaho.
calvin
|
97.26 | Arithmetic, not Theology | RDVAX::COLLIER | Bruce Collier | Mon Jul 09 1990 15:21 | 19 |
| I find this controversy a little strange. Caretaker A charges $96 per
week, 52 weeks a year, including during her 2 week vacation, and your 2
week vacation. Caretaker B charges $104 per week, but her 2 weeks of
vacation and your 2 weeks of vacation are "free." Whichever provider
you choose, you get the same service, and pay $5,000 per year. So who
cares?
If they both charged the same rate per week, of course Caretaker A would
be slightly more expensive (about 8%). You could decide if there was a
corresponding difference in quality to justify this.
I think the only important issues is having a clear understanding up
front.
- Bruce
p.s. I find it slightly unfortunate that a number of entries seem to
assume that the "right" vacation time for a provider is one week per
year.
|
97.27 | I stand firm | SAGE::MACDONALD_K | | Mon Jul 09 1990 17:22 | 11 |
| Bruce,
You forgot to add on the extra amount you would have to pay a
replacement sitter. And, in my case, my sitter takes off roughly
three to four weeks per year. That would be an additional $600.00
per year for me to pay. Maybe it's not a lot to you, but I can
think of a lot better things to do with $600.00 than to pay someone
for time that they're *not* taking care of my child.
- Kathryn
|
97.28 | | CNTROL::STOLICNY | | Mon Jul 09 1990 21:42 | 7 |
| re: .27
I still don't get it...why not make a reasonable effort to make
some of your 4 weeks align with her 3-4 weeks. It would seem to
be the best all-around solution unless you have specific vacation
plans that aren't flexible. I think I'm missing something....
|
97.29 | End of chapter | SAGE::MACDONALD_K | | Tue Jul 10 1990 11:21 | 13 |
| re:-1
I get two weeks - not four. I like to take one in the Fall and
one in the Winter. She takes her time in the Sring and Summer
when it's not convenient for me. The whole thing is, my sitter
doesn't have a problem about not getting paid when *she* decides
to take a vacation so this works out for me. The last thing I
will say on this matter is that I will *not* pay someone to take
a vacation and also pay someone else to watch my kid. I can't
afford it. If I could afford to throw money away like that, I
wouldn't have to work. Also, I do not not work in order to support
my babysitter.
|
97.30 | Daycare! | DISCVR::GILMAN | | Tue Jul 10 1990 12:19 | 17 |
| My daycare provider considers herself "my employee" with many of the
benefits a corporate employee should get at my expense, "since I
work for a big Corporation". Therefore as far as vacations go she
takes two weeks off and we pay her for one. During the summer she
expects our son to be picked up an hour early so she can 'spend more
time with her family' which of course does not involve a corresponding
decrease in price... she still gets paid for a 40 hour week even
though she is working 35 for us during the summer. If we keep our
son out of daycare (at our choice) she still get paid full rate. There
is some give and take in the sense of hours.... that is if we want to
shift the hours a bit she does bend some. We pay her $ 95 per week.
She cares for 4-5 kids at the same rate. She makes darn near as much
as I do total and on the average works LESS THAN 40 hours a week for us.
Does she provide 'quality care', yes for the most part. Is it worth
it? We have little choice about the whether of daycare... our choice
involves WHO provides it and they all have their plusses and minuses.
Jeff
|
97.31 | | RDVAX::COLLIER | Bruce Collier | Wed Jul 11 1990 14:26 | 29 |
| In re: .27
Let me try the example again, tailored to your circumstances. As I
understand it, you are (approximately) paying $125 per week for each of
52 weeks per year; total: $6,500. This includes 2 weeks when you are on
vacation, and 4 weeks when she is on vacation. You also must pay $600
for a replacement sitter; grand total: $7,100.
Now, if another sitter offered equal quality service at $125 per week
for only the 46 weeks of actual service (no charge during anybody's
vacation), you would pay her $5,750. Factoring in the $600 replacement
cost gives total costs of $6,350. You would be paying $750 less, or a
10.6% savings.
More likely, the other sitter would charge $141.30 per week for each of
those 46 weeks (since her expenses, taxes, desire for profit, etc. are
the same, she basically needs the same gross income). Cost to you:
$6,500. Cost including replacement sitter: $7,100. Savings: $0.
The only real questions are the total annual costs to you, and the
quality of the service. It is essentially irrelevant whether you
spread your payments to the primary provider over 46 or 50 or 52 weeks.
It is irrelevant whether there are some weeks when you are paying two
different providers (except to your temporary cash flow). I feel you
are making a mistake if you turn this into an emotional question about
what is _fair_, rather than an arithmetic calculation of the relative
total annual costs of different alternatives.
- Bruce
|
97.32 | | TIPTOE::STOLICNY | | Wed Jul 11 1990 15:58 | 16 |
| re: .26
Bruce,
Why do you find it unfortunate that people think 1 week is the
"right" amount of paid vacation? (I'm not sure who all said
this, but suspect I might be one of the people).
My take is that I'd be willing to pay for one week of daycare
provider's vacation choice in addition "our" vacation choice
(probably 2 weeks per year).
What do you think is the "right" amount? Or, what is the intent
of your comment?
cj/
|
97.33 | Vacation | DISCVR::GILMAN | | Wed Jul 11 1990 17:00 | 14 |
| You raise a couple of valid point Bruce, they are thatwhat really
counts is the total cost per year and the quality of the care.
My darcare providers rational that since I work for a big Corporation
and get a paid vacation she is entitled to the same benefits at my
expense is equivalent to my saying that since President Bush earns
X dollars per year and since I am a taxpaying citizen that I should
get the same salery as he does. She MAY be entitled to a paid vacation,
but not BECAUSE I am.
But the two mains points mentioned in my first sentence do help ease
the quirks of daycare.
Jeff
|
97.34 | | RDVAX::COLLIER | Bruce Collier | Wed Jul 11 1990 17:08 | 28 |
| I don't know how to determine the "right" amount of vacation for anyone
(Europeans typically get much more than Americans). But I can't really
see why daycare providers deserve (need) less than virtually any other
job. It seems as if there is a tendency to just think of care
providers as substitute parents, and since there are no paid vacations
from parenting, why should there be any for providers?
Again, the issue is not whether they are compensated on a
"self-employed" model. If they do not charge for the weeks they
are on vacation, then they are fully justified in charging more for the
weeks when they are providing service, so that they can afford to take
unpaid vacation.
Even if a some do get "paid vacation," they are basically self
employed, without fringe benefits. They have no health insurance,
retirement program, disability coverage, group life insurance,
employer-paid social security, etc. etc. The value of such benefits
could quite easily amount to 50% or more of their gross income; they
are correspondingly underpaid if compared to a more conventional job on
a $/hour basis.
Is the vacation benefit that Digital provides "too much"? Do homecare
providers deserve less for some reason? I helped to get Eric's
pre-school to offer its teachers exactly the same vacation time as DEC.
- Bruce
|
97.35 | Benefits? | DISCVR::GILMAN | | Thu Jul 12 1990 09:46 | 27 |
| I agree with your point Bruce, that is that daycare providers are as
entitled to a vacation as anyone else. I think the issue with me was
in the WAY she worded her 'request'. She, as I basically chose the
respective jobs we are employed at. Each of those jobs has advantages
and disadvantages. I don't 'owe' her anything except paying her weekly
salary for my sons' care and being a reasonable person regarding
business issues which come up regarding my sons' care. Business in the
sense that her providing the care is a profession and I am the customer.
If she wants a job which has package benefits such as DEC provides
perhaps she should get out of the daycare business and join a company
that provides them. I don't use examples of my work as justifications
as to why I should pay her less. If the daycare profession needs to be
updated so that the benefits match other industries then she should
clearly state her requirements and see if the market will bear it
instead of whining as to why I get X vacation SHE should get X
vacation.
I probably come across cold in the above statements, I don't mean them
to be. I am trying to say that when I hear people whining about their
jobs and justifying increased costs to be BECAUSE I have a decent job
I take the postition I took in my earlier note. i.e. Because President
Bush makes more money than I do doesn't mean he OWES ME a better
salary just because I whine "you make more than I do, therefore I want
more money". The daycare provider came across that way when she
'requested' her vacation time. A better approach would be a flat
statement of what her requirements were, then I could choose to satisfy
them or not. Jeff
|
97.36 | wow! | TIPTOE::STOLICNY | | Thu Jul 12 1990 09:57 | 11 |
| Wow, I am really surprised at some of the attitudes here! Very
good daycare is difficult to find. If we take the attitude that
daycare providers should just find another job if they want some
benefits, there won't be anyone *good* left to provide this service.
If I entrust the care of my child to someone, I must have a lot of
confidence and respect for that individual as a daycare provider
AND as a *person*. As such, I WANT to compensate her fairly with
$$$, benefits, and respect.
Guess I'm just a softie.....cj/
|
97.37 | Try this analysis (Glub!) | KAOFS::S_BROOK | It's time for a summertime dream | Thu Jul 12 1990 13:33 | 66 |
| We haven't needed daycare on a regular basis as yet, but may do this
fall for my wife is contemplating starting work after many years at
home.
I do find this conversation peculiar too. I must admit I tend to
take Jeff and Bruce's stances ... but the problem with it all is
that for many homecare providers, they tend not to feel that they
are in business in the traditional sense, and many care requestors
have the same attitude. "It's a cottage business and doesn't really
count".
There are two ways for a daycare provider to be in business ...
One as your employee and therefore the t&c s must be worked out
on that kind of basis ... This makes most sense where you are the
provider's sole client. You must provide him/her with vacation or
vacation pay and whatever other benefits you negotiate between you
on a fair, legal, and reasonable basis.
The other is that the provider is a company providing a service.
In this case, you should pay for service provided ... if the
provider or you take a holiday, then they are not providing the
service and you shouldn't pay. Now, when you are on holiday, they
may choose to charge a retainer to maintain the space. When they
are on holiday, they should not charge you for service, unless
they provide an alternative.
In practice, what obviously happens is that in most cases, the
distinctions become blurred ... very few are truly in the first
category since you would be truly an employer with all that that's
involved and very few fall in the second category, except centres.
Add to that the fact that you are dealing with individuals on a face
to face basis rather than with faceless corporations, whereupon
"negotiation" takes on emotion. Remember, the care provider is a
business and it is up to them to work out their t&c s. Their
t&c s are what is fair to them ... it's up to you to decide if their
fees and t&c s are fair for you ... not for them. If their t&c s
work out unfair on themselves, then that is not your problem until
such time as the provider changes them. A daycare arrangement is
a business ... The provider's skill, personality and so on are a
part of the service and should be used to determine if the service
is providing quality care ... it should not be a factor in
negotiating t & c.
So, for a provider to determine their fees, they must determine
their total desired 52 week income, including providing their own
benefits as required and other costs and produce a per week charge
by dividing it by the number of weeks they are expecting to provide
service for, or dividing it by 52 and producing an equalized per
week charge. The advantage of the equalized cost to the care giver
is obvious ... regular income. To the service requestor, it may
or may not work out to their benefit depending on when and how many
weeks holiday you take. Remember that while you are on holiday,
any fees paid can be looked at as a retainer.
I would prefer the "pay for service" used approach, but as long as the
equalized payment scheme is used and the cost is the same or lower
than the annual pay for service cost, then I have no objections, taking
into account the additional cost of providing care while the provider
is on vacation. In fact, I would expect equalized payment to be
marginally lower because of the guarantees it provides to the provider.
But, in the end, only you can decide if you are getting value for
money.
Stuart
|
97.38 | | RANGER::PEACOCK | Freedom is not free! | Thu Jul 12 1990 13:57 | 19 |
| I've stayed out of this one - since I am not using any of the
services described here I didn't have much to say. But I think
Stuart has just about summed it up:
>> <<< Note 97.37 by KAOFS::S_BROOK "It's time for a summertime dream" >>>
>> But, in the end, only you can decide if you are getting value for
>> money.
I agree that this is the bottom line - business in general only
works when both the business owner and the client believe they are
receiving fair compensation - the owner wants to receive fair
payment for goods and services provided, and the client wants to
receive fair value for the dollars paid. If you can come to that
point when negotiating arrangements, then by default, I believe its
a "fair" deal.
- Tom
|
97.39 | The point | DISCVR::GILMAN | | Thu Jul 12 1990 16:32 | 24 |
| The noter who started out "Wow" points out the impression I thought
people would hear loud and clear. That is they hear mainly that my
position is purely business and to hell with the human factor and
how it affects the kids. OF COURSE the human element and the
atmosphere are of paramont importance, so much so that many noters
seem to forget that it is ALSO a business arrangement and money is
involved. I view daycare in two ways. 1. Is it a quality atmosphere
I want my son in on a daily basis? 2. It is also a business
arrangement and the business part must suit both me and the daycare
provider. I was addressing the business part only with regard to
my comments about benefits and vacations.
I get upset when the daycare provider throws in bennies as an
afterthought at my expense which hadn't been worked out before. Such
as, a week before the event. "oh by the way I am going to be on
vacation the first half of July, you must still pay me full salary,
and you will have to find a sub while I am not available".
I object, and the reply is "Well, YOU get a paid vacation, why
shouldn't I?! | Thats not the point. Maybe she should get a paid
vacation but lets deal with it up front and be clear about the details.
In fairness to her this is the exception and generally I am satisfied
or my son would not be there anymore.
|
97.40 | A Contract I will Never Regret! | COMET::BOWERMAN | | Wed Jul 18 1990 13:43 | 95 |
|
I have used the same Provider for the last eight years. My oldest
child only goes for the Summer and some School Holidays.
Over the years the Day Care Association in this State has been trying
different ideas about how to keep Good Providers in the business and
prevent them from burnout. Some ideas that have been tried in our
circle of friends and day care Providers is training each of the
parents to do subcare and having them take one day per child in care
and do subcare for that time. This gives our Provider a week of paid
Vacation for the other weeks she hires a sub to do care in her home
while she is gone.
This method has draw backs but some of the +s all benefit the child.
Care is done by people known to the child. i.e. Emmy's mom or
Devin's dad. The kids see these people for a short time everyday
when the playmates get dropped off and picked up.
Cathy is also careful to pick co-clients that she could trust leaving
the children with(Remember she is in this business to stay and referrals
are what keeps her full when current clients grow out of care.)
WE also know the people who are doing care as we run into them every
once and a while
This last year I could not take time off when she wanted to go on
vacation so she started to offer that we pay the sub for that day
that we would have had to work. We were very happy with the option
and now prefer to pay the sub to work for us. When every one pays
either pays the sub for them or works the day and use a vacation
at work the price of giving the Provider a well deserved vacation
is not as high.
I do look at my Provider as a co-parent. She has helped me with
behavior problems and in a pinch will do care on a week-end.
This year for a birthday present she gave me and my husband
the offer of doing an overnighter(for free) as a birthday present.
She considers all aspects of my family in her business and has given
my children better coping skills because she knows me and my parents
She is a wonder.
I did give her her first raise when digital gave me mine. She was
pleased, and very surprised. Every raise I have received she has been
given part of it.Lately the raises are farther between but I can do
other things to show her I appreciate her. Like bring over the extra
milk that I forgot to tell the milk person we would not need this week
or make a special snack ECT. I found out that other clients were
giving her bonuses at Christmas time. I asked her if she would
would like to have a Digital Stock. It has become a tradition
for me to take one of my stocks each October or November and
get it transferred to her name.
Over the years she has remembered birthday parties and when children
leave they get a farewell party, She always makes sure that the children
feel loved even when they have made a mistake. She teaches them its not
bad to make a mess or a mistake just do your best to clean it up. I was
so impressed when a small child probably 1 went up and hit my daughter
2 or 3 yrs old at the time and my daughter gently took the child's hand
and guided it and said "No, No, Sally use a gentle touch... Like this...
This is a gentle touch...." She had modeled behavior taught by the
Provider.
Benefits to me and my child:
I have someone who loves my children like her own and strives to
teach them the same values and morals I respect and strive to teach.
I have a Provider who looks out not only for the best interests of my
child but my family's best interests.
I have a Provider who asks about my oldest on a regular basis and is
delighted to see her when she comes with me to pick up her brothers.
She has taught my daughter the value of working what is and is not a
nutritious meal (the older children always help prepare the lunches
and snacks and make juice ECT.)
She is complemented more when she is in care than when she is with me
because I expect to much from her and My Provider reminds me that she
is very mature and responsible for her age.
She has taught me alternate methods of teaching and behavior
modification skills and been the single steady thing in my daughters
life when I have gone through two divorces in the last 10 years.
My daughter has learned about birth and babies and death. This is more
that a school or daycare could possibly offer. This is real life family
living and learning how to get along and how to help those you love.
I think that this is the next best thing to being home myself. It's
better than I would have expected to find when I went looking for daycare
over 10 years ago.
I stumbled onto a GEM!!!
The business side of Day Care is in a Contract that both of us read
through together and make adjustments too. So no one is surprised
about what happens if this comes up.Her commitment to supporting
our family is in the contract in general terms but you cant describe
all aspects of genuine love.
janet
|
97.41 | pay for all | NATASH::WEIGL | | Tue Jul 24 1990 16:19 | 23 |
| As a new parent, I'm facing this issue for the first time. One of the
interesting things about the last several replies to this note is that
while there's a "willingess" to pay for vacation time for the daycare
provider (family day care, in my case), there's not much discussion
about the issue of paying for a substitute provider while the primary
is out on vacation. Is this common for people?
The reason I ask is that when we initially set up our "agreement" with
our daycare provider, we agreed to pay her vacation time, and she
agreed to arrange for backup through her own network of providers. no
money was discussed for this, and we (erroneously) assumed that the
network shared this responsibility amongst themselves. This group of
people gets together to discuss ALL aspects of being a provider in our
area, including policies, contracts, pricing, etc. Now, it feels a bit
like dealing with a union...
We like our provider, and will no doubt end up paying for the backup
sitter, but it doesn't feel right. The "terms" of our agreement seem
to have migrated to our paying 52 weeks/year, no matter what happens
(our vacation, her vacation, her sickness, our sickness, holidays,
etc.). Seems like they're not a "cottage industry" anymore....
ajw
|
97.42 | | KAOFS::S_BROOK | It's time for a summertime dream | Tue Jul 24 1990 17:55 | 30 |
| > Seems like they're not a "cottage industry" anymore....
That hits the nail right on the head ... people still want to treat
day care as if it is a cottage industry ... but let's be honest ...
I don't exactly call working all year, year after year, a cottage
industry, where people rely on you and you rely on the income so
generated.
There are many day-care providers out there who still work on a
cottage industry basis ... but they are becoming rarer if they
are into full-time day care ... and let's be honest, they have to
become more business like if they are using it to generate income
as opposed to "pocket money". Add to that things like liability
insurance, zoning by-laws, licensing and so on and you have to
treat it as a fullscale business.
For the occasional provider, things are different ... they don't need
so much formality.
As to paying, as has been mentioned many times now, if you only paid
for 50 weeks while instead of 52 to cater for vacations, then you would
undobtedly pay more.
For the provider's illness, then it really is questionable if you
should pay ... it really is service not provided and the provider
should have budgeted that in. Many companies do not pay workers
when out sick say more than 1 week a year ... maybe some similar
clause could be worked out.
Stuart
|
97.43 | Whats fair? | DISCVR::GILMAN | | Wed Jul 25 1990 10:34 | 14 |
| re. 41 "It doesn't feel right to me". This was regarding paying for
the backup as well as the providers vacation. I agree with you
absolutely. One OR the other. Either I would pay for the providers
vacation, OR the backup NOT both. This smacks of double dipping to me.
Whether the daycare business is a 'cottage industry' or not is a moot
point. What counts is whats fair to both provider and customer. Why
is it that so many people on this net are forgetting the customer and
supporting the providers to the point where it makes me wonder where
the balance is. The customers are working people just as the provider
is. We are not large corporations able to supply corporate type
benefits to the providers. I expect the providers to produce decent
service for a fair price WITH quality child care. If that is too much
to ask maybe the provider(s) is/are in the wrong business. Jeff
|
97.44 | | TIPTOE::STOLICNY | | Wed Jul 25 1990 10:52 | 22 |
| Jeff,
What's the big deal? I think that many, many people have said that
it is up to the individual to decide what is a good value to THEM
in terms of daycare. If you don't want to pay both the providers
vacation and backup, then don't. I had suggested that my work-around
for this would be to have myself or my husband or both of us try
to line up our vacation with our providers. Nobody like that
idea (it seemed) but it works for *ME*, and it seems fair to *ME*.
I do believe that daycare provider's deserve vacation...whether
it be paid or unpaid (the cost per year is probably what should
be looked at). I can't imagine not having a vacation personally...
in my opinion, it is essential to have a break to stay fresh and
motivated on the job, whatever that job may be.
I guess my point is that you need to come to an agreement with
your provider that feels right for both of you ... and don't sweat
what "so many people on this net" think. Make sense?
Carol
|
97.45 | Sweating it? | DISCVR::GILMAN | | Wed Jul 25 1990 11:17 | 11 |
| Carol, I never implied or said that the daycare provider shouldn't have
a vacation. I questioned the fairness of paying the provider for his
vacation, and, paying for the backup too. THAT is double dipping IMO.
I also agree that it is between the provider and customer as to how
they work it out. I did want to make it clear that those that think
the customer should pay for both the backup and providers vacation that
I think they have tipped the fairness scale too far the other way.
"Don't sweat what the others think". This whole note series is an on-
going debate with people presenting their points of view. So while I
am not sweating it... I do want to offer my opinion. Jeff
|
97.46 | "double dipping"...only on ice cream! | TIPTOE::STOLICNY | | Wed Jul 25 1990 11:23 | 7 |
| Jeff,
I can't find anyone who said that they would pay two people.
Can you help me out?
Thanks,
Carol
|
97.47 | Hmmmmm | DISCVR::GILMAN | | Wed Jul 25 1990 11:30 | 3 |
| Hmmmm, I thought someone said it. Maybe it was implied and I read it
as someone who had done it. I think what bothered me was that people
seemed to be considering paying for both. Jeff
|
97.48 | bleeding heart liberal | TLE::RANDALL | living on another planet | Wed Jul 25 1990 12:11 | 28 |
| I think I'm the one who said it, in the similar discussion in
Parenting v2. I've been staying out of this discussion because I
really don't want to start a fight. Please understand that what
follows is only my own opinion of our own situation and isn't
intended to be a judgement on anyone who doesn't agree with me.
We're going to pay David's daycare provider for two weeks of
vacation -- already paid for one of them, which happened to
coincide with one of ours. We're planning to take vacation time
to stay home with the baby while she takes her other vacation, but
if that won't work out, then we'll pay for alternate care.
We don't consider it double-dipping. We consider it fair
employment practices. We're the employer in this case, and we
don't care to exploit the people who provide what is essentially
household help, even though the location is our house, not hers.
Historically, one of the main characteristics of cottage industry
is that people do a tremendous amount of work for very little pay
and no benefits -- benefits that the buyer would have to provide
if the workers did the same work in the buyer's factory. Bluntly,
it was often a way around paying a fair wage, and I don't care to
lump myself with that kind of exploitive employer.
David's daycare provider is pregnant. I'm even thinking about at
least a couple of weeks of paid maternity leave. Radical, huh?
--bonnie
|
97.49 | Wow | DISCVR::GILMAN | | Wed Jul 25 1990 12:27 | 3 |
| I commend your responsible attitude toward your daycare provider
Bonnie. I hope that you are watching out toward what is fair to
your family too.
|
97.50 | | TIPTOE::STOLICNY | | Wed Jul 25 1990 12:32 | 10 |
| (I wrote this once already but it didn't sound right, so I'll try
again..)
I guess that makes two bleeding heart liberals, Bonnie. Your
reply expressed my opinion much better than I am able to myself :-)
I suspect that some of the difference of opinion arises from the
fact that some families simply can not afford the extra expenses.
Carol
|
97.51 | | KAOFS::S_BROOK | It's time for a summertime dream | Wed Jul 25 1990 12:56 | 18 |
| Jeff, one of the points that you seem to be missing is the simple
idea that if a day care provider did't actually charge you for the
agreed on holiday time, that the weekly rate would have to be higher
to still be able to afford that holiday.
Bonnie, I wouldn't class myself as a day-care provider's employer ...
but rather as a customer ... by calling yourself an employer opens
up a legal can of worms, like tax witholding, insurance, and numerous
other things. The care provider is in business for her/himself and
therefore should provide in their terms and conditions of business
such details as rates, vacation agreements, and so on. This has to
be the fairest and most business like way of doing it.
Away from the legal aspects, calling a provider your employee suggests
some subserviance and that you are the major dictator of terms. This
is surely backwards with reality!
Stuart
|
97.52 | Good relationships help | ICS::THEALL | | Wed Jul 25 1990 13:49 | 31 |
| The Day-Care provider and our family have a very good relationship. I
think there is a great deal of understanding between as far has
finances in concerned.
I know that the money we pay her is her only means of an income and she
realizes that it is most difficult for us to come up with extra money
for a second provider.
In our situation, if she is going to take a vacation we are given ample
time to find a back-up provider. We therefore, are not asked to pay
for her time. However, if we are going to take a vacation, she has
been asked that we pay for that time.
I understand what she is saying, she has planned in her budget one week
of unpaid vacation. But is unable to meet her financial obligations
with any more.
It has also been discussed if there is an illness (associated with the
Daycare provider or family) and the children are unable to go to the
house for Care, the parents are not responsible for payment. If our
children are ill, the Daycare must be paid.
These terms and conditions were discussed prior to enrolling our
daughter in this Daycare. We also signed a contract stating that we
were in agreement with these terms.
We knew what we were signing for and agreed to it. To this day we are
very glad that we did for our daughter receives love, care and a
feeling of family from the provider.
Cheryl
|
97.53 | Double dipping? | SHARE::SATOW | | Wed Jul 25 1990 14:04 | 17 |
| re: .51
Yes, the key is how much you pay over the course of the year, not how many
payments you make. I tried to say that and Bruce tried to say that; thanks
for doing it again.
If you object to it purely on principle, as Jeff seems to be doing, and as
another noter (who had previously been self-employed) did earlier, that's
fine, but please don't assume that just because a daycare provider charges for
vacation that you will pay more for daycare over the course of the year.
I don't understand the "double dipping" comment. It certainly would be double
dipping if you had to pay twice for the same week _to the same person_.
If you go on vacation and your boss replaces you with a temporary person (for
which they have to pay), do you think _you_ are "double dipping"?
Clay
|
97.54 | can of worms is right, but . . . | TLE::RANDALL | living on another planet | Wed Jul 25 1990 14:56 | 34 |
| re: Carol and Jeff
Yes, I'm very much aware that not everyone can afford to be so
generous, which is why I was trying to emphasize that what I was
saying applied only to myself and our present situation, not to
what anyone else works out with their own provider. Trying to
drive a hard bargain in our present situation would seem selfish
and stingy to me.
And frankly that's why I'm hesitating about the maternity leave.
In principle I want to; in practice I'm not sure I can afford it
now that I'm only working half time.
re: Stuart
Yes, it does imply the potential for lots of things like tax
withholding and Social Security taxes and workman's compensation.
Right now they aren't required for someone who takes care of my
child in her home, but I wouldn't be surprised if they were. If I
ever have enough income from my writing to hire a secretary to
come in and type my drafts for me (and answer my fan mail :) ) I
would expect to pay things like insurance and Social Security
taxes. I don't feel that child care services are really that
different.
I also don't see that hiring someone to provide household
services, be it painting my siding, mowing my lawn, or helping
raise my child, has to imply any subservience, any more than
Digital's hiring me to write their software manuals means I have
to be subervient to my manager. Any good employee-employer
relationship takes into account the needs of both parties; neither
party dictates the terms.
--bonnie
|
97.55 | Oh no... she's back! | SAGE::MACDONALD_K | | Wed Jul 25 1990 15:50 | 27 |
| I realize that a while back I said that I was out of this discussion,
but I really wanted to say just a few more things. I feel as though
in my last replies that I sound to some of you as a real unfair
meanie or something, but the way it is is...
This week my daycare provider went on vacation. Now, I have no problem
with that. She really *needed* this vacation. I know, because I need
one too but I'm knee-deep in work right now and won't be able to take
any time off til either late August or early September. Anyway,
Allyson is with an alternate provider and I'm paying her what I
normally pay my regular sitter. I realize that over the course of
a year, a paid vacation for my regular sitter wouldn't add up to very
much, but I can't seem to live "over the course of a year". I live
from paycheck to paycheck and if I was paying both sitters this week,
I'd have to either not pay my Visa bill or forego the groceries.
I don't see myself as an "employer" to my sitter the way DEC sees
me as an employee. The difference is that I provide a service for
DEC that ultimately makes a profit for the company. In other words,
they're buying a service from me that they can make money from. The
service I buy from my sitter simply ends there. I can't make money
from her - only pay her. If I go to the store to buy pork chops and
they're all out, I don't pay for them anyway. This is the way I see
the daycare situation. I will, however, pay my sitter as soon as I
can get out of here for a vacation!
- Kathryn
|
97.56 | a matter of choice, not of meanness | TLE::RANDALL | living on another planet | Wed Jul 25 1990 16:12 | 10 |
| re: .55
I don't think you, or anybody else, sounds like an unfair meanie.
We all have to make our choices and do what we think is right, and
just because I wouldn't do the same thing you do doesn't mean I
think there's soemthing wrong with you! And if it's a choice
between paying the sitter and buying groceries, I would buy the
groceries, no question.
--bonnie
|
97.57 | but.. | TIPTOE::STOLICNY | | Wed Jul 25 1990 17:01 | 16 |
| re: .55
I sympathize with and understand your position on simply not being
able to pay two people. In your case, there is no choice and
you're doing what's best for your family.
However...(there's always that "however")
I'm not following the argument about doing a job that the company
can make money from. Do you think that DEC shouldn't offer paid
vacation to people who work in non-revenue-generating positions
(i.e. site services, libraries, etc.)? I don't understand the
idea of placing more value on one job than another but suspect that
if I were to run a company, it would fail miserably!
carol
|
97.58 | My brain has been "off" lately | SAGE::MACDONALD_K | | Wed Jul 25 1990 18:00 | 21 |
| Carol,
I may have not communicated properly what I really meant to say...
I don't think anybody's job is "less important" because it may
be non-revenue generating. What I mean is that DEC as an employer
"makes money" from their employees as a whole. If I'm considered
my sitter's employer, then where's my profit? See what I mean?
I'm just paying money out that I have to get elsewhere. That's
really the only way I can think of to put it. Perhaps someone
else out there knows a better way to say it.
At any rate, what everyone here seems to be in agreement about is that
the "right" way to handle the daycare vacation issue is to discuss
everything upfront with the provider and reach an outcome that is
fair to all. I'm comfortable with the relationship I have with my
sitter and it sounds like everyone else here has the same situation
too - although they may differ slightly. I think it was Sheryl a few
replies back who has the exact situation that I have.
- Kathryn
|
97.59 | A few comments. | HDLITE::FLEURY | | Thu Jul 26 1990 08:58 | 31 |
| RE: - a few
Concerning the issue of Social Security tax, workman's comp etc.
If the provider is running a business and reporting the income, then
SS tax is paid to the tune of 13-14%. Workman's comp is paid only when
the provider has employees. When the provider is alone, the situation
is considered the same as a sub-contractor. This means that the
provider is responsible for all "benefits" and taxes that may arise.
RE: The vacation issue:
My wife has just started a daycare business. While processing the
licensing paperwork ( reams and reams of meaningless $#@$...), we
talked to some local agencies to find out what their policies were.
Many of the agencies have more than one provider so the issue of the
provider taking time off wasn't an issue. In this situation, your
vacation would be charged at either full cost or at half cost depending
upon the center.
A quick survey of in-home providers showed a little more creativity.
The vacations for the provider were not charged and the parents
vacations were charged at 50% or 100%. I personally feel that the 50%
level is best and call it the "reservation" cost.
As long as all charges are outlined up front and agreed to, there
shouldn't be a problem. Keep in mind that the provider must have a
resonably steady cash flow. The reservation charge tends to lessen the
"cost" to the provider of client vacations without taxing the clients
too much IMHO.
Dan
|
97.60 | | RDVAX::COLLIER | Bruce Collier | Mon Jul 30 1990 15:59 | 17 |
| Kathyrn - I don't see why profit is relevant. Did I not deserve
vacation or other benefits during the decade I worked at a non-profit
corporation? In any case, I suspect you earn more money in your job
than you pay out in daycare costs - at least most people do. The
daycare is then more directly and obviously enabling you to "make a
profit" from the service than most jobs at DEC do for Uncle Ken.
To others - the "double-dipping" argument is again strangely
converting arithmetic into rightious morality. I might pay my Provider
$5000 (per year) for 50 weeks' service, $200 for 2 weeks vacation, and
$200 for her to pass along to a colleague for vacation coverage. Or, I
might pay her $5000 for service and $200 for her vacation, and myself
pay $200 to someone else for vacation coverage. The total service and
costs to me are identical. So why why say one is fine and the other is
immoral double-dipping?
- Bruce
|
97.62 | side note to clarify... | SALEM::SILVERIA | | Tue Jul 31 1990 15:13 | 9 |
| re: .59
Social Security is only paid when a provider (or any business) has
employees. Then 7.51% is paid for out of the employees wages and
the employer must match that for a total of 15.02%. A person who
is in business for himself is responsible for his/her own pension,
if he choses to have one.
-ali
|
97.63 | | RDVAX::COLLIER | Bruce Collier | Tue Jul 31 1990 16:25 | 11 |
| .62 is just plain wrong. Earned income of the self-employed is subject
to Social Security taxes (and benefits) up to the same maximum as for
those with salaries. Yet since they are essentially both "employee"
and "employer" they get to pay at about twice the rate of the wage
earner, roughly 14%. Better yet, they are paying income tax on this
full 14% which may boost the S.S. bite to about 18% (if in 28% bracket
with no state income tax). Social Security taxes for the self-employed
must be reported and paid along with income tax filings.
- Bruce
|
97.64 | Verify with an accountant. | HDLITE::FLEURY | | Tue Jul 31 1990 22:15 | 10 |
| RE: .62 and .63
.63 is correct. Being self employed means you pay about 14% for SS.
The boundary is $400 of NET profit (this is as of 1989 tax year). I
made $450 net from a side construction business during 1989 and ended
up paying approx $65 in SS tax... My real net was <$400.
If still in doubt, consult a tax accountant.
Dan
|
97.65 | | SALEM::SILVERIA | | Wed Aug 01 1990 09:22 | 8 |
| re: .64
Actually, this was explained to me by my accountant. Looks like
I better find a new one! Or one specializing in taxes...
thanks - didn't intend to spread false info
-ali
|
97.66 | | MAMTS5::MWANNEMACHER | let us pray to Him | Wed Jan 02 1991 10:01 | 11 |
|
Something to ponder-40 hours a week for you at Digital equals 47-50
hours a week for your sitter. See. they don't get a lunch break and
are there while yu are going to and from your place of employment.
Some of the replies in here have really surprised me on how money
oriented people are without regard to quality of care.
Peace,
Mike
|
97.67 | | MAMTS3::MWANNEMACHER | let us pray to Him | Wed Jan 02 1991 11:42 | 12 |
| RE: My last-Not that they don't want quality care, but it was implied
(to me anyway) that it was not the primary concern. It also has to be
remembered that the home daycare providers are getting paid peanuts to
provide one of the most valuable services rendered.
RE: Social Security-If you do not pay a certain amount of social
security tax, then you do not recieve the benefits when you become of
age.
Peace,
MIke
|
97.68 | Compromise | EXPRES::GILMAN | | Wed Jan 02 1991 13:21 | 20 |
| Mike, the rusty hinge gets the oil. That is: If I had a big problem
with the quality of the care my son would be pulled out FAST. I do
have a bit of a problem with the hours/benefits she works/gets vs.
the money I spend and I have told her so. A compromise resulted, but
its still a bit of a beef with me. She increased her prices in Sept.
by 15 per week and cut her hours from a 35 hour week to a 32 hour
week with all the bennies. Such as paid vacations/holidays. But she
IS flexable with changing hours around as long as they don't exceed
the above limits. This in a private home Daycare situation rather than
commercial place. She smokes, which is a minus, but she is good with
kids and is reliable. I don't believe one can ever find a perfect
daycare setting.... there are always compromises to be made. At home
is as perfect as you can get. But you did reg flag my biggest beef
which is service rendered vs. pay. Thats why you hear me complain
about the money. So why not put him in another daycare setting? Two
reasons, my wife is happy with this place and chances are we would
wind up swapping one set of compromises for another (perhaps worse)
set.
Jeff
|
97.69 | Backup daycare? | NOVA::WASSERMAN | Deb Wasserman, DTN 264-1863 | Mon Jul 08 1991 13:26 | 6 |
| > - If so, how do you deal with the situation if their vacation week
> doesn't coincide with your vacation plans? Who minds the kid(s)?
I'm interested in how people handle the above question from the
basenote. What type of backup daycare arrangements do people have?
What do you do when your family daycare provider is sick?
|
97.70 | | TNPUBS::STEINHART | Pixillated | Mon Jul 08 1991 15:44 | 13 |
| Hi Deb,
My daycare provider's sister-in-law also does daycare, right next door.
So they provide vacation and sickday backup to each other.
When I was shopping for daycare, I asked about this. Many of them had
a regular relationship with a backup. Have you asked your provider?
With the awful economy, many providers have openings. If your usual
provider can't suggest someone, perhaps you could inquire through
friends, neighbors, or this notes file, for a local backup person.
Laura
|