| I haven't put my name or SS# on anything (however, it
seems like a good idea).
I do have renter's insurance and a complete list of
serial numbers, models, etc. And, I keep them on-line here
at DEC; in case of fire, etc.
Even though it was not required, I had a friend photograph
everything and insisted the insurance company include it in their
files. I have complete replacement value coverage. The equipment is
not devalued. My 15 year old tape deck would be replaced with a
brand new one.
I also have off-premises coverage.
I have heavy-duty deadbolts on both doors; the one with
a window is key-operated from both sides. And, I have the only
set of keys (made a deal with my landlord to go out of my way
to be there if he needed to get in).
Advice; if your equipment would be visible from the street
if your shades/blinds were open, then ALWAYS keep them shut.
When inviting people over or giving parties, avoid the
temptation to show off your stuff unless you really know the
people.
Finally, barbed-wire and guard-dogs may be employed
to ..., er, I guess I'm getting carried away. The rest of the
above stands.
- Karl
|
| 1) I don't know what you consider reasonable cost, but when I just bought
my latest house, I checked with METpay on what is covered under homeowners
insurance. I believe (don't hold me to these numbers) that they quoted
$8/$1000 for amateurs and $40/$1000 for pro's (or something along those
lines). they require an itemized list and some kind of appraisal I think
too. I am in the process of following up.
2) A law you may not be aware of in Mass. requires vendors that resell used
instruments to wait two weeks before selling an instrument purchased in
trade or otherwise. This is intended to give the person enough time to
recover stolen merchandise before it goes back into circulation. Sounds
like a good idea. Don't know if it works in practice.
3) I like the idea of ss numbers and use it myself on my woodwinds. Problem:
I have about half second owner stuff so some of it has more than one ss
number on the axe.
|