| T.R | Title | User | Personal
Name | Date | Lines |
|---|
| 537.1 | Job Hunting is going to be the problem | KAOFS::S_BROOK | | Tue Dec 31 1991 10:35 | 57 |
|
> o Is there anything else I need do beside change deed names after
> purchase?
Your lawyer (you have got a lawyer to do the house conveyance haven't
you?) will register your title and your mortgage as part and parcel of
the purchase at closing. The vendors lawyer and your lawyer (or their
henchmen) meet at the land registry office, exchange cheques, contracts
and any other necessary papers. Then the Vendor's lawyer submits a
release from title of the vendors mortgage lien and the Purchser's
lawyer submits your land transfer deed and mortgage onto title. (This
is assuming the property is currently registered in Land Registry
rather than Land Titles (presuming Nova Scotia also uses both systems
which wouldn't surprise me in the least). If it is registered by Land
Titles, it is a little more complex ... but the same basic idea. You
will get a *copy* of the deed and the morgage lien.
> o What is needed to allow the family dog into Canada?
Certainly, current immunisation certificates for distemper etc. and
possibly quarantine in a registered kennel for a period to confirm
no rabies.
> o Are the banks in Canada offering any incentitives (except grief)
> to buy their money?
No ... As you probably realize, there are 5 major national banks
and a few regional banks and a few credit unions. The result is
a very consistent product from all the banks. Mortgages here run
in interest rates from around 8.5% for a 6 month term to 9.9% for
a 5 year term (rates calculated semi annually, compounding monthly)
(8.5% is roughly equivalent to 8.35% calculated the American way)
It is difficult to get longer term mortgages although the Bank of
Montreal has offered a 7 year mortgage. (Note that the term is
not the same as amortisation ... it is just the period over which
the interest rate is fixed).
Depending on the size of your down payment and equity you plan to
put into the land, it may be difficult to get a mortgage without
a job because Yarmouth, and most of the fishing communities are
very economically depressed lately.
> o I know what to expect from the folks I grew up with ...what can I
> expect from the Canadian business folks as a displaced American
> looking for work (any work)? I have several sponsers but not
> several jobs :*)
As I mentioned it is a very depressed area, economically speaking,
and people are generally leaving to get work ... so while businesses
don't care who they hire, if they need to hire, I would imagine that
a newcomer competing for jobs with locals may not be too well received!
These communities, as you probably realise, are quite tightly knit.
Anyway, good luck!
Stuart
|
| 537.2 | Big Merci! | APACHE::BROWN | | Tue Dec 31 1991 12:44 | 11 |
| Stuart
Big Thanks for your detailed input ...
Funny you mention people leaving to find a job elsewhere...I know
thats the reason my Father and Uncles left NS many years ago only to
return to NS.
Regards
The Canuck!
|
| 537.3 | The U.K. is one of the few places that quarantines for rabies | COVERT::COVERT | John R. Covert | Wed Jan 01 1992 10:08 | 7 |
| >Possible quarantine to confirm no rabies
When going from New Hampshire to Canada?
Unlikely! People cross the border with their pets all the time.
/john
|
| 537.4 | | KAOFS::M_COTE | | Thu Jan 02 1992 08:06 | 4 |
|
...Actually, because of the lax pooper scooper laws found within our
Southern neighbours, 'cross border pooping' has become very popular
with the canine owners. ;^)
|
| 537.5 | | KAOFS::S_BROOK | | Thu Jan 02 1992 09:11 | 8 |
| Thanks John,
I know quarantining animals from some destinations is done, but I
wasn't sure about from the US and it has been so long since my
family owned a pet and crossed the border, I couldn't remember what
happened when we crossed the border.
Stuart
|
| 537.6 | Cross border pooping? | KAOFS::M_MORIN | Le diable est aux vaches! | Thu Jan 02 1992 10:23 | 7 |
|
Re: .4
When I saw KAOFS::M_COTE, I knew I could expect the kind of reply that was put
there...
Mario
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| 537.7 | Kibbles and bits...and bits and bits | KUTIPS::LACAILLE | Half-filled bottles of inspiration | Thu Jan 02 1992 16:22 | 8 |
|
Actually, it is very important that your pet does his cross border
pooping. Canadian border officials will charge GST on any sh*t
brought across the border.
Thank you Mike for that insight. BTW, how's the electric broom?
Charlie
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