| T.R | Title | User | Personal
Name | Date | Lines |
|---|
| 857.1 | Make the account joint | HANNAH::KOVNER | Everything you know is wrong! | Thu Aug 04 1994 12:35 | 12 |
| Would it be a problem for you to change to a joint account?
That way, she would also have control over the account.
I can understand WHY they would not let her do anything over the
phone - even if she could PROVE she was your wife, they have no way
of knowing that she is authorized to use the account. If
they allowed things like this, they could have all sorts of
problems in cases when, shall we say, the marriage is less than perfect.
However, there is no excuse for their being rude. A polite
statement that you would have to make the account joint
would be sufficient.
|
| 857.2 | Had that problem before. | SNAX::WAGER | Assumption-the mother of all screw-ups | Fri Aug 05 1994 05:09 | 10 |
|
Kind of stupid if you ask me. I had the same problem with my roomate
and the phone bill. I would call New England Telephone(now NYNEX) and
say who I was and wanted information, they would say no, just the phone
number's owner could ask. Hang up the phone, press redial, and say
"Hello I'm John Smith I have a problem with my phone" and get all the
information I wanted. Of course your wife will have to make up a good
male sounding voice :-).
Vern
|
| 857.3 | it's not an unusual situation | PCBUOA::GIUNTA | | Fri Aug 05 1994 13:22 | 14 |
| I've run into this with other banks and have found the only way around
it is to have everything held jointly. This isn't a big deal on our
bank accounts [there was only 1 that was his play money - he just added
my name since I do all the banking/bill-paying], but we don't have any
joint credit cards. I just make the call and ask them what information
he will need to call with. Then I have him make the call, or I write a
letter and have him sign it.
Another way around it is to give your wife power-of-attorney on that
particular account. We've used this on my husband's IRA, which
obviously can't be a joint account, but I'm the one issuing all the
trade instructions. We just had to fill out a form that the brokerage
provided. I imagine the DCU or any other institution would have a form
they want you to use.
|
| 857.4 | | WONDER::REILLY | Sean Reilly CSG/AVS DTN:293-5983 | Sat Aug 13 1994 17:41 | 7 |
|
> I've run into this with other banks and have found the only way around
> it is to have everything held jointly.
Yup - me and my wife all each have our own accounts - all joint.
- Sean
|