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Conference 7.286::dcu

Title:DCU
Notice:1996 BoD Election results in 1004
Moderator:CPEEDY::BRADLEY
Created:Sat Feb 07 1987
Last Modified:Fri Jun 06 1997
Last Successful Update:Fri Jun 06 1997
Number of topics:1041
Total number of notes:18759

826.0. "How does a credit union get started?" by BOOKS::MULDOON (I'll be right back - Godot) Fri Apr 29 1994 13:20

    
      Bear with me for a moment folks while I wonder aloud for a
    moment...
    
    
        What exactly does it take to start a credit union? (Serious 
                                                            question)
    
        Can two credit unions serve the same membership pool?
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826.1TOOK::MORRISONBob M. LKG1-3/A11 226-7570Mon May 02 1994 15:3511
    
 >       Can two credit unions serve the same membership pool?

  Yes and no. If I extrapolate what I have read here and in HUMANE::DIGITAL
recently, it appears a large number of DECcies are joining Workers Credit
Union, which used to be Digital's credit union. This in spite of the fact that
far fewer DECcies have easy access to WCU facilities than to DCU. Of course,
WCU serves many companies, and always has.
  Starting a credit union that can offer even a small fraction of the services
DCU offers is probably too complicated to be done by a few disgruntled former
DCU members in their spare time.
826.2BOOKS::MULDOONI'll be right back - GodotMon May 02 1994 16:5731
 >       Can two credit unions serve the same membership pool?

>>  Yes and no. If I extrapolate what I have read here and in HUMANE::DIGITAL
>>recently, it appears a large number of DECcies are joining Workers Credit
>>Union, which used to be Digital's credit union. This in spite of the fact that
>>far fewer DECcies have easy access to WCU facilities than to DCU. Of course,
>>WCU serves many companies, and always has.
    
       The field of membership for the DCU is Digital Employees, their
    families, and DCU employees (or something close to this). Worker's
    Credit Union has some other field of membership. What I was attempting
    to ask was whether or not two credit unions could define the same
    field, for example:
     
          A group of disgruntled DCU employees start a new CU 
        called 'The People's Credit Union' and define the field
        of membership to be "Digital Employees, their families, 
        and PCU employees (or something close to this)."
    
    
>>  Starting a credit union that can offer even a small fraction of the services
>>DCU offers is probably too complicated to be done by a few disgruntled former
>>DCU members in their spare time.

          It appears that there could be as many as 20,000 "disgruntled
    former DCU members" with a great deal of free time, if you believe
    the analysts/rumors. There ought to be some financial expertise in
    that pool somewhere.
    
    
                                                        Steve