| T.R | Title | User | Personal
Name | Date | Lines |
|---|
| 627.1 | | WLDBIL::KILGORE | Bill -- 227-4319 | Fri Dec 11 1992 12:35 | 5 |
|
The TAY2 branch is just inside and to the right of the building entrance,
before you pass the guard desk; I commonly walk in there without showing
my badge.
|
| 627.2 | LKG, HLO2 | AWECIM::MCMAHON | Code so clean you can eat off it! | Fri Dec 11 1992 12:44 | 8 |
| LKG is set up the same way. Also, the HLO2 branch is right inside the
door. I believe they made a concious effort a few years ago to have any
new offices right near a door for just this reason. I know in APO, when
they expanded the DCU office, they moved it to the employee lobby for
this reason.
On another note, I believe they will sign you in as a visitor and have
someone from DCU come down and escort you in if you aren't an employee.
|
| 627.3 | | TOMK::KRUPINSKI | A dark morning in America | Fri Dec 11 1992 13:43 | 10 |
| At ZKO, they will give you a DCU badge for the duration of your
visit. I don't know if they require an escort though. The DCU
office is about 10 feet from the security desk...
I believe that the recently reconfigured the MKO branch so that
there is one door that leads directly outside, so folks can come
and go without dealing with Digital security at all (it is configured
such that persons who enter that way cannot exit into the facility).
Tom_K
|
| 627.4 | Salem NH | CVG::THOMPSON | Radical Centralist | Fri Dec 11 1992 14:28 | 5 |
| The branch in NIO (Salem NH) is in the employee lobby. You don't have
to pass security to get to it. It's not been a problem for my wife
or other non-DEC family of mine.
Alfred
|
| 627.5 | | PINCK::GREEN | Long Live the Duck!!! | Fri Dec 11 1992 16:50 | 5 |
|
The Mill has a DCU ATM outside. So does MRO now that I think
of it.
Amy
|
| 627.6 | Thanks | WILBRY::WASSERMAN | Deb Wasserman, DTN 264-1863 | Mon Dec 14 1992 09:27 | 3 |
| thanks for the all the info. Now that noone is the family will be a
current DEC employee, I was trying to decide if I should close my
account. Looks like I won't have to do that.
|
| 627.7 | DCU Hours - Nights and Weekends Needed? | CUPMK::SCOPA | | Tue Feb 16 1993 10:23 | 19 |
| Hmmm if I was a credit union, like DCU, and the company I was
associated with was going through a significant downsizing, like DEC,
wouldn't I be concerned that those employees leaving the company would
also take their funds with them to another CU or banking institution?
If you work at DEC and are near a DCU branch taking care of various
transactions isn't a hassle. But if you leave DEC and secure another
job I would think it very difficult to do the necessary banking you
would normally do between 8 and 4.
Has the DCU ever been approached to offer late hours or even Saturday
hours? I would think staying open until 7 one night a week or even
opening from 9-12 on a Saturday morning would be a far less painful
option than the DCU seeing ex-employees closing accounts due to lack
of service hours.
Any thoughts on this?
Mike
|
| 627.8 | May be no pain at all | AOSG::SMURF::JMARTIN | Joseph A. Martin, Alpha memory management | Wed Feb 17 1993 10:37 | 7 |
| I'm not sure that DCU sees an orderly decline in deposits as a bad
thing at the moment. While the tendency is to talk about improving the
capital ratio by growing the numerator with greater efficiency of
operation and better deployment of assets, it is also possible to improve
a ratio by shrinking the denominator.
\Joe
|
| 627.9 | Geographical dispersion | ESBLAB::KINZELMAN | Paul dtn223-2605 | Wed Feb 17 1993 12:25 | 4 |
| The other problem is the geographical dispersion of the members. Keeping
one branch open would benefit too few members. Keeping them all open would
be very expensive. Besides there are members not near branches that are
members for the loan rates and savings rates.
|
| 627.10 | Inquiring minds want to know... | AOSG::GILLETT | Candidate for DCU Board of Directors | Wed Feb 17 1993 15:10 | 18 |
|
.8 (jmartin):
> While the tendency is to talk about improving the
>capital ratio by growing the numerator with greater efficiency of
>operation and better deployment of assets, it is also possible to improve
>a ratio by shrinking the denominator.
.9 (kinzelman):
> The other problem is the geographical dispersion of the members.
^^^^^^^^^^^^^
So Paul, are you saying that DCU *is* trying to improve it's capital
ratio by shrinking the denominator - and that you feel it's a problem?
Does DCU *want* a shrinking membership base?
./chris
|
| 627.11 | Don't read too much into it | PLOUGH::KINZELMAN | Paul dtn223-2605 | Thu Feb 18 1993 09:55 | 7 |
| I was merely acknowledging it as an issue that we're concerned about.
My preference is to make more loans to the membership with the
capital we have, not to shrink the denominator. I think it was merely an
observation that if the denominator shrunk, it would raise the capital ratio,
not that it was the desirable thing to do deliberately. My desire is to get
the members we have to use more of DCU's services through good service and
competitive rates.
|