| Title: | DCU |
| Notice: | 1996 BoD Election results in 1004 |
| Moderator: | CPEEDY::BRADLEY |
| Created: | Sat Feb 07 1987 |
| Last Modified: | Fri Jun 06 1997 |
| Last Successful Update: | Fri Jun 06 1997 |
| Number of topics: | 1041 |
| Total number of notes: | 18759 |
It occurs to me, today, that the DCU is taking unfair advantage
of the fact that the DCU does not have a branch in the North-West.
See related note about putting a branch in the bay area of Calif.
I like having my check deposited into my DCU account, it
is normally convienent and has been a comfortable habit for > 5 yrs.
However, since I can't get to a DCU branch unless I go 1000
miles back East (Colorado Springs) I occasionally wire money from
my DCU account to a bank in California.
The cost of this transaction is $32. The DCU charges me $17.00
for the debit and my bank here $15 for the credit. Now, since
the DCU has promised a western branch for the last few years and
it seems that since a large number of DEC people live in Northern
California that the DCU is obligated to provide some minimal service
in the west, I am beginning to feel cheated that the DCU charges me
to wire money when it is the DCU's lack of services that force me to
wire money to begin with!
John
| T.R | Title | User | Personal Name | Date | Lines |
|---|---|---|---|---|---|
| 252.1 | ex | CVG::EDRY | This note's for you | Sun Aug 04 1991 20:48 | 8 |
I'd find a local bank right quick before *ever* spending that kind
of money to transfer funds from one account to another.
Why on earth would you want to keep your money in DCU then spend so
much money to wire transfer the funds to another bank? Forgive me, but
this seems ridiculous??
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| 252.2 | What about using the tools available? | AKOV05::MUMFORD | Dick Mumford, DTN 244-7809 | Mon Aug 05 1991 09:35 | 14 |
This seems too obvious, but...
Have you ever thought of a DCU checking account? Then, you could write
yourself a check to deposit in your local bank account, at no charge.
Of course, you would have to wait 3-5 days for it to clear, but it
would seem that prudent financial planning would make that a non-issue.
Why on Earth are you spending such ridiculous sums to *wire* money to
yourself? What about direct deposit to a local bank? That is quick
and convenient, too, and you can still route some portion of your funds
to a DCU account, if you desire.
I think you are creating an issue by not using the tools available to
you. Granted, folks on the West Coast do not seem to have reasonable
access to face-to-face DCU services, based upon what I read.
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| 252.3 | I just call... | POBOX::ALVES | How May I Hinder You? | Mon Aug 05 1991 18:18 | 6 |
I just call them up and ask them to withdraw $xxx and send me
the check in the mail. If I call on a Monday, I almost always
have the money by Friday.
brian
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| 252.4 | RGB::SEILER | Larry Seiler | Tue Aug 13 1991 22:42 | 8 | |
The base note seems to imply that the DCU has an *obligation* to provide branches convenient to all DEC employees, or at least convenient to all large concentrations of DEC employees. I don't think that's a reasonable expectation. Besides, there are plenty of banks in the Bay Area that probably provide better service and terms than could be gotten from a local branch of the DCU. That's even true for me, and I work 15 minutes from the Mill! Larry | |||||
| 252.5 | HPSRAD::RIEU | Read his Lips...Know new taxes! | Wed Aug 14 1991 09:13 | 4 | |
re:-1
So why did DCU start telling the folks in Santa Clara '4 yeras ago'
that a branch was 'on the way'?
Denny
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