Conference 7.286::dcu

    FYI
    
    There still isn't a DCU branch in Santa Clara, CA.  Apparently they
    haven't been able to get the space they need.
    
    Jan
    

    
    Geez, I guess that makes the closest one in Colorado!
    
    Donna

    Or Albuquerque.
    

    My DCU checks have always had my address on them--over the past
    8 years! What did you request when you submitted the check order?

Re: .4
    
    Re-Read .0.  The question was not about her address, it was about DCU's
    address.  Some places will only deal with checks drawn on local
    banks/credit unions.
    
>>>    I've had my DCU checking account for 2 years.  There is not
>>>    a bank address on my checks which is becoming a major problem.
         ============
    
    
    Paul Crowley

    From .4 again, now I understand. I am in MA so it's never been a
    problem for me.

    RE: .0
    
    I had that problem too, when I first moved to California, and had
    an out-of-state personal address on my checks.  I haven't had that
    problem with a local personal address.  Usually an explanation that
    DCU DOES exist and LOTS of ID. solved the problem.
    
    
    RE: .1
    
    I was told recently the problem is DCU wants Santa Clara to pay to
    get them set up and Santa Clara feels they should pay to set themselves
    up.   As I recall, DCU was supposed to open up a branch out here
    about 2 years ago (see note 7).  WELL, DCU, WILL WE EVER GET A BRANCH 
    OUT HERE?!!

    
    RE: .2 & .3
    
    There's also the Phoenix and Tempe branches in Arizona.    

    
    
    Regards,
    
    John

        Actually, I kind of like it that the DCU address isn't on my
        checks. Just what I need, a Illinois address and a Boston bank
        address. Then I'd have out of state checks no matter where I was.
        The lack of a bank address has kept anyone from ever treating my
        DCU check as an out of state check here in the Chicago area. I
        know that Banks can tell from the routing number on the bottom of
        the check, but cashiers at K-Mart don't know what any of that
        stuff means. 

    This is an official response by Mary Madden of the DCU. The portion of
    that response, dated 30-May-1989, that applies to this note topic is
    included below. See note 2.22 for more information. 
    
    Your comments on this response should be posted here or directed to
    to DCU directly at Mary Madden's number (dtn) 223-6735 x207.
    (Note: New extension for Mary Madden)
        
    Carl Leeber
******************************************************************************
    
         RE: 171.7
    
             DCU would like to open a California branch which services 
             our west coast members.  Currently, we are discussing the 
             possibility with a few California facilities based on our 
             cost projections as well as space and population 
             requirements.  We are as anxious as our California 
             members to establish a California-based branch.
         
******************************************************************************

I just registered my cars this morning in Merrimack, NH.

I got a hard time because my checks (DCU) were out of state
checks and they don't accept them anymore.  I finally got them
to take them, but if this is going to be a problem in the future,
I've got to get a new bank.

I thought my branch was in Nashua???

    Does anyone has a problem with the quality of their checks
    these days. Ever time (80%+) we rip one out of the book it
    does not tear cleanly.
    
    Lloyd

RE: .10

Isn't the DCU based out of Maynard, MA? While this isn't stated on the (DCU
printed) checks I think it can be determined from the routing number (or
whatever it's called) printed on the bottom of the checks.

I would tell the town clerk at Merrimack to take the check or take nothing
at all! :-) Tell the person you can just as easily bouce a check that is drawn
from a bank in NH just as easily as you can bounce one drawn on a bank in MA...

-Glenn-

For tax purposes, DCU is a Massachusetts bank if you live in Massachusetts
and a New Hampshire bank if you live in New Hampshire (both states treat
income from in-state banks differently from income from out-of-state banks).

When dealing with petty bureaucrats who won't listen to reason, the best
policy is to ask for their supervisor.

    	Once you get new checks with your in-state address printed
    	on them, you won't have any problem.  In fact, I encountered
    	the same problem when I moved from Mass to Colorado Springs 
    	and still had my checks with my old Mass address on them.  
    
    	Often it was sufficient for me to simply cross out my old
    	address and write in my local one, but once I got my new
    	checks, I never had a hassle.
    
    	I'd bet that this would work for ANY out of state bank a
    	well.  (Unless the bank was something like "Kansas Bank and Trust"
    	where it was obvious that it was an out-of-state bank.)
    
    	Joe Oppelt