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Conference 7.286::dcu

Title:DCU
Notice:1996 BoD Election results in 1004
Moderator:CPEEDY::BRADLEY
Created:Sat Feb 07 1987
Last Modified:Fri Jun 06 1997
Last Successful Update:Fri Jun 06 1997
Number of topics:1041
Total number of notes:18759

162.0. "Time to be heard!" by WORDS::BADGER (Follow the Sun Stream) Tue Mar 14 1989 22:21

    We get the oppertunity to have our writtings sent to the BOD.  What
    we don't know is if they read them.  We know that all our questions
    are not answered.
    I plan on representing anyone who wants before the board with a
    list of our concerns.  I am hoping to be able to attend the annual
    meeting.  In  leu of that, I will attempt to address a regular board
    meeting.  
    
    I have an adgenda of what I want to say, I'd like to collect in
    this note a list of your concerns.
    I'll post what was said/when and to whom.
    
    ed badger
    
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162.1I'll start with my viewsWORDS::BADGERFollow the Sun StreamTue Mar 14 1989 23:0746
    I'll take the first reply, although my views should be known by
    now.
    
    o A change in the candidate selection process is needed.  A nominating
      committee should not be used.  If a person does collect all signatures
      reuired to be placed on the ballot, the person is still a dark
      horse by statements placed on the acual ballot by the committee.
      Also, people tend to distrust a committee choosen by a board viewed
      to already be non-responsive to the needs of the member.
      800 signatures [or whatever the count will be] is not too much.
      It does demonstrate motivation and commitment.
           my side note here.  I did not get 800 signatures.  I was
           close.  My bing on vacation immediatly followed by the
           hospitalization of my campain manager during the period
           didn't help!
    
    o If this is gling to be a remote credit union with remote members,
      we must do something to acomate these members.  By that I mean
      The ability of remote candidates to run for and become members
      of the BOD.  I would think that the BOD could teleconference its
      meetings. Also, remote members need fairer treatment in the area
      of ATMs.   A study of the ecomonic impact of allowing a limited
      amount of free Cirrus transactions to those members that do not
      have a local branch.
    
    o Open and honest communications between the BOD and the members
      of DCU.  The BOD should publish date/time/place of its meetings
      as well as minutes of the meetings.  It should allow member to
      supply direct and indirect input.  The Board should directly address
      its members without use of a middle man.
    
      One example of the Board being less than open with its members
      is when the minium needed to draw interst in a checking account
      was raised from $500 to $1000.
    
    o Why are other credit unions more "attractive" than the DCU?  By
      that I mean   why is my mortgage being held by Herritage Credit
      Union and not the DCU?  I have been a member of the Credit union
      sence its start and yet another credit union that I never had
      dealings with gave me a loan whereis I could not get it from DCU.
    
      Why are other credit unions offering higher interest on savings
      accounts than the DCU?
    
    ed
    
162.2TOKLAS::FELDMANPDS, our next successThu Mar 16 1989 09:5223
    re: .0
    
    Save your first concern for last.  I agree with the point entirely,
    and I know you don't mean it to be self-serving, but there is no
    way you can avoid that perception.  
    
    I'd move the third point to be first.  Open communications is an
    "apple pie" issue, difficult to argue against.  You should come
    up with more examples of the ways in which DCU has failed at
    communication (new check hold policy, failure to bring our attention
    to the fact that SHARE accounts now pay higher interest than SHAREDRAFT
    accounts).  There are also areas that couldn't be considered failures,
    but where there's ample opportunity for innovative improvement.
    For example, letting the members see the financial analysis that
    goes into some of the controversial decisions.
    
    Add: DCU needs a program of direct membership feedback to help set
    priorities.  There should be a complaint box in every office.  There
    should be a regular program for surveying the members on what they
    want most.  There should be an independently-run survey of the quality
    of DCU services.  
    
       Gary
162.3ULTRA::HERBISONB.J.Thu Mar 23 1989 12:416
        Another example for your `communication' point is the discussion
        on the `inactive account fee' in discussion 44.*.  Different DCU
        customers were told different lies.  For example, they told me
        that they were giving the fee to the government. 
        
        					B.J.
162.4survey comingVINO::WEINERSamWed Mar 29 1989 08:536
    re .2
    Funny you should mention a survey.  I got a letter from DCU on Monday
    (3/27) saying I would shortly be receiving a questionaire "asking
    your opinion on product and service issues".  Of course, I also
    received by ballot on the same day which was due back by 3/24.