| T.R | Title | User | Personal
Name | Date | Lines |
|---|
| 135.1 | doesn't bother me | SMAUG::FLOWERS | IBM Interconnect Eng. 226-7716 | Tue Nov 01 1988 17:33 | 4 |
| Who wants them to?! (semi :-) If you want to use the DCU
as a credit reference then list them specifically.
Dan
|
| 135.2 | | VLNVAX::RWHEELER | Laughing with the sinners | Wed Nov 02 1988 16:25 | 9 |
| I know I can manually have them added.. The only
problem is that some credit bureaus , TRW of natick or framingham,
adds line simular to
digital credit union/maynard mass/badge number.
Thats it. No what type(s) of credit/etc..
/Robin
|
| 135.3 | | SWSEIS::WELLS | Cakes useless if you can't eat it too! | Mon Jul 15 1991 15:35 | 24 |
|
Some new info on DCU credit reporting and a request for more.
I have two auto loans from DCU that were completely paid off.
I just sent for my credit report from TRW and DCU doesn't report
their loans to the credit bureaus, so they are not on there. I do
know however, that it
is Federal law as part of the credit bill of rights that you can
have any good credit added to your file. But I'm not sure of the
procedure. I just went to DCU and they talked to headquarters about
this. They said DCU is setting up the procecure now to report to
the credit bureaus and it should be running in a couple of months.
Since I don't have a specific loan I'm applying for now, I just
want this good credit history added to my permanent record, I guess
I'll just wait a couple months and have it added. But does anyone
out there know how to go about having it manually added to your
record???
Tim
|
| 135.4 | | COOKIE::WITHERS | Bob Withers | Mon Jul 15 1991 18:02 | 11 |
| Write a letter to the credit bureau, indicating the loans and saying you want
it added to your profile as a matter of record. Add a photocopy of the paid
receipt and indicate in the letter that the lender does not report this kind of
info.
"Good" info such as this stays on your report forever.
BobW
BTW, you may need to do this three times, once for TRW, Equifax, and ??? (I
forget the last company's name.)
|
| 135.5 | | POBOX::KAPLOW | Set the WAYBACK machine for 1982 | Mon Jul 15 1991 18:34 | 1 |
| TransUnion is the third source.
|
| 135.6 | the more I read the less I want DCU! | MCIS2::COLLETON | THE THIEF OF BADGAGS | Wed Mar 18 1992 13:52 | 3 |
| Just an observation. If DCU does not report a credit transaction then
they have no business requesting your credit history when you apply for
a loan.
|