Conference 7.286::dcu

91.0. "ATM Woes in Vermont" by BEIRUT::SUNNAA () Thu Apr 14 1988 11:37

    
                 <<< BEIRUT::DUA2:[NOTES$LIBRARY]DCU.NOTE;4 >>>
                                 -< $$ DCU $$ >-
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Note 3.0                       ATM Woes in Vermont                     8 replies
MAPLE::BRAKE "Send me to Arizona..Please!"           17 lines  12-APR-1988 09:26
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    I'm new to this Conference and don't know if this has been discussed
    before but I have a question about ATM cards.
    
    I am a DCU member working and living in Vermont. When the changeover
    was made from Monec to Cirrus, no banks in the entire state of Vermont
    handled these cards. In addition, the BTO plant is unwilling to
    share in the cost of installing an ATM on site.
    
    This makes our ATM cards useless unless we wish to travel to New
    York, Canada or New Hampshire. For a plant with around 1,000 employees,
    I don't think this is right.
    
    What is DCU doing about this and what can DCU members do to bring
    about some action.
    
    Rich
    
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Note 3.1                       ATM Woes in Vermont                        1 of 8
PIKES::BILLINGSLEA "Mark Billingslea - DIS/SD"        4 lines  12-APR-1988 11:43
                           -< ATM Woes in Colorado >-
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    RE:  < Note 3.0 by MAPLE::BRAKE "Send me to Arizona..Please!" >

    There was quite a heated debate on this in the COMET::COLORADO
    notesfile too. (see note 214)
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Note 3.2                       ATM Woes in Vermont                        2 of 8
DR::BLINN "He's not a real Doctor.."                 21 lines  12-APR-1988 13:45
                    -< Have you actually TRIED local ATMs? >-
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        There was some heated discussion of this in the DCU_OLD, but
        I suspect it got lost when the disk got corrupted.
        
        Anyway, if you can't get local site management to work with
        the DCU folks to get an ATM on-site, then you might spend some
        time working with the DCU folks to find out whether your cards
        really work with one of the other networks that IS supported
        locally.  It's not uncommon to find that there are links that
        allow access that simply aren't advertised.  This is a side
        effect of the status of the EFT marketplace, and falls outside
        anything that is easily managed by the DCU.
        
        There were also contributions from some conference participants
        about working with site management and the DCU to get an ATM
        installed; I forget which facility they referred to, but you
        might get some helpful pointers from some of the people who
        were involved.
        
        Good luck!
        
        Tom
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Note 3.3                       ATM Woes in Vermont                        3 of 8
SASE::SUNNAA                                          4 lines  12-APR-1988 13:51
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    check note 16 in the archived file on BEIRUT::DCU.
    
    
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Note 3.4                       ATM Woes in Vermont                        4 of 8
MAPLE::BRAKE "Send me to Arizona..Please!"           27 lines  12-APR-1988 14:22
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    Thanks for the suggestions. 
    
    In answer to some of the points raised, there was a cross-over time
    when some of the banks would accept our ATM cards....but not anymore.
    
    Regarding BTO funding, the answer is a flat NO for installing a
    machine on sight.
    
    Since the Bank of Boston now has something to do with one of the
    state banks in Vermont, I would think that some provision could
    be made to support our cards. I'm not sure which one of the following
    are now affilliated with the BoB but this is crazy:
    
    Vermont Federal
    Bank of Vermont
    Vermont National
    
    I was always told that "x" amount of people had to work at a sight
    for an ATM to be installed. Then I see one installed in Tewksbury
    which has about half the population of the Burlington site. Local
    DCU employees respond by saying the Plant owns this issue and the
    Plant says they can't afford it.
    
    Sounds like a catch-22.
    
    Rich
    
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Note 3.5                       ATM Woes in Vermont                        5 of 8
DR::BLINN "He's not a real Doctor.."                 32 lines  12-APR-1988 16:40
                -< "That's a pretty good catch, that Catch-22" >-
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        "It's the best there is..."
        
        You might try calling Bank of Boston and trying to find out
        from that end which, if any, banks in Vermont are on their
        network.
        
        Alas, there is still a lot of "intrastate" banking legislation
        in place, and it impacts organizations (such as the DCU) that
        wind up doing business in multiple states.
        
        As for BTO not being able to afford an ATM, it's certainly
        true that the cost would probably be much higher than the cost
        closer to Boston (due to the cost of telecommunications), but
        the "we can't afford it" sounds more like an excuse than a
        reason.  It's probably the case that there are other things
        that have higher priority.  You might try to find out when
        the last feasibility study was done (if one ever was), and
        what the costs would actually be (both as determined by the
        study, and at the current time).  It may be the case that the
        economics of the situation have changed.  Also, you need to
        find out how many BTO employees would benefit from an ATM on
        site, since if very few employees would use it, it doesn't
        make sense to install it for the benefit of those few.
        
        Also, you should note that using only the DCU may not be the
        best banking solution for you personally.  You can probably
        get your pay split-deposited into the DCU and another, local,
        bank.  (I do this now -- a fixed amount gets deducted by the
        DCU each week, and the balance goes into a joint account that
        my wife and I use for all our household expenses.)
        
        Tom
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Note 3.6                       ATM Woes in Vermont                        6 of 8
EXIT26::STRATTON "Just Say No(tes)"                   2 lines  12-APR-1988 21:03
                     -< Archived file is BEIRUT::DCU_OLD >-
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        re .3 - she means "the archived file on BEIRUT::DCU_OLD".
        
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Note 3.7                       ATM Woes in Vermont                        7 of 8
HOONOO::PESENTI "JP"                                 10 lines  13-APR-1988 07:45
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In Tewksbury, we do have sufficient people to warrant an ATM.  We also had the 
support of our personnel department.  What we did not have was a branch office 
of DCU.  I don't know if this might be affecting BTO management's decision.  

Sounds like the thing to do is to poll the BTO people and find out how many 
people really want ATM access (as in signatures on a petition).  Then go to 
your personnel office with it, and ask for their support.

						     
							- JP
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Note 3.8                       ATM Woes in Vermont                        8 of 8
SALEM::RIEU "Who gets custody of Chuck Sullivan?"     5 lines  13-APR-1988 08:40
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       Why are you continuing to use DCU when they deny you access to
    your money? As someone stated earlier, there are plenty of banks
    more than willing to give you an account AND an ATM card that you
    can use locally to you.
                                                      denny