| T.R | Title | User | Personal
Name | Date | Lines |
|---|
| 86.1 | SBLI | SALEM::RIEU | | Wed Jan 27 1988 08:11 | 4 |
| I have a $100,000 SBLI policy. It costs $144 this year. (I am
38). The rates go up each year, unless you lower the amount. But
Mortgage principles don't decrease very fast.
Denny
|
| 86.2 | | BCSE::MACDONALD | Steve MacDonald | Wed Jan 27 1988 09:56 | 4 |
| Where can I get some information on SBLI?
Steve
|
| 86.3 | | SALEM::RIEU | | Wed Jan 27 1988 10:28 | 4 |
| I called a Toll-Free-number that I heard advertised on the radio.
Don't remember it though. Try 1-800-555-1212 and ask if they have
a listing for SBLI.
Denny
|
| 86.4 | SBLI == Savings Bank Life Insurance | DR::BLINN | He's not a real Doctor.. | Wed Jan 27 1988 13:40 | 13 |
| SBLI is Savings Bank Life Insurance. It's available from some
savings banks and not from others. Contact Savings Banks in
your community (or in others, if you like).
Since the DCU is not a "savings bank" (it's a credit union),
I don't see how it could offer SBLI.
Have you considered contacting MetPay for the insurance you
need? The price might be much less, and you can pay for it
as a weekly deduction from your pay, instead of in a lump sum
up front.
Tom
|
| 86.5 | | SALEM::RIEU | | Wed Jan 27 1988 14:38 | 3 |
| I pay quarterly. Mine is through First Service Bank in Leominster.
Denny
|
| 86.6 | | BINKLY::WINSTON | Jeff Winston (Hudson, MA) | Wed Jan 27 1988 17:58 | 3 |
| Silly question - why don't you use the term life thru DEC - isn't this
cheaper than going outside? If not - have you looked into group
programs like IEEE _ these often offer the best rates
|
| 86.7 | re: .-1 - depends on how old you are | REGENT::EPSTEIN | Bruce Epstein | Fri Jan 29 1988 08:44 | 7 |
| Due to DEC's aging workforce, the term life offered by DEC is more
expensive for people under about 40 than SBLI, especially for
non-smokers.
Also, I know that MA and NY allow SBLI - what's the third state?
Bruce
|
| 86.8 | GE Capitol Assurance | NETCAD::FERGUSON | | Wed Oct 23 1996 09:23 | 6 |
| 86.9 | | QUARK::LIONEL | Free advice is worth every cent | Wed Oct 23 1996 10:52 | 10 |
| 86.10 | | QUARK::LIONEL | Free advice is worth every cent | Wed Oct 23 1996 11:57 | 4 |
| 86.11 | Why does DCU offer insurance? | EPS::PATIL | Avinash Patil, DTN:381-6176 | Fri Jan 17 1997 09:45 | 13 |
| 86.12 | | WLDBIL::KILGORE | How serious is this? | Fri Jan 17 1997 09:59 | 14 |
| 86.13 | Will we get offers forever? | ASDG::WATSON | Discover America | Fri Jan 17 1997 12:53 | 7 |
| 86.14 | | HYLNDR::BADGER | Can DO! | Mon Jan 20 1997 08:25 | 5 |
| 86.15 | | NETRIX::"[email protected]" | Christopher Gillett | Mon Jan 20 1997 09:57 | 46 |
| 86.16 | | CSC32::BROOK | | Mon Jan 20 1997 12:45 | 7 |
| 86.17 | | HYLNDR::BADGER | Can DO! | Mon Jan 20 1997 14:19 | 24 |
| 86.18 | | NETRIX::"[email protected]" | Christopher Gillett | Tue Jan 21 1997 09:03 | 21 |
| 86.19 | What it's worth | PASTA::HO | Like money in the bank | Tue Jan 21 1997 11:22 | 12 |
| 86.20 | DCU is my PFI, but not because of AD&D :-) | skylab.zko.dec.com::FISHER | Gravity: Not just a good idea. It's the law! | Tue Jan 21 1997 12:00 | 8 |
| 86.21 | more = better | ASABET::SILVERBERG | My Other O/S is UNIX | Wed Jan 22 1997 06:06 | 9 |
| 86.22 | No thanks to tiny amounts of free insurance | WRKSYS::SEILER | Larry Seiler | Tue Jan 28 1997 11:29 | 18 |
| Speaking as a private DCU member, I didn't appreciate getting this
insurance solicitation -- twice. I get such things through several
organizations (AAA, professional orgs, and banks/credit cards) and
I've always turned them down because I figure that accepting would
cause me to get even *more* junk mail than I already get. Besides,
I've already got term insurance, thank you, in a much larger amount.
Ads for boat financing are also of no value to me, but I never mind
those ads, because the DCU is in the business of offering financing.
The insurance companies used to have a deal where they'd send this kind
of thing out under the auspices of non-profit organizations -- using
the non-profit mail discount. Congress put a stop to that: non-profit
organizations can still mail out such things, but only if they pay full
postage rates. Maybe that's why the insurance companies now seem to be
pushing their product more agressively through credit cards and banks.
Enjoy,
Larry
|
| 86.23 | | CSC32::BROOK | | Tue Jan 28 1997 12:52 | 24 |
| > Besides,
> I've already got term insurance, thank you, in a much larger amount.
This is not life insurance per se ... It is AD&D ... Accidental Death and
Dismemberment ...
The Accidental Death part is for the birds ... Just like Double Indemnity on
a life policy if your death results from an accident. If you are going to
buy death insurance, then buy the amount you will need, whatever caused you
to die. (Flight insurance is similarly ludicrous).
But the Dismemberment part isn't so useless ... Most of us suffer some kind
of accident in our lives ... fortunately we don't often lose some body part,
or sight of an eye etc ... but there are probably some very real costs in
coping with that and a little help is advantageous ... I wouldn't go out
of my way and *pay* for this, but since it is offered for *free*, it may
be worth not turning down.
I have accepted a couple of these "free policies" and to be honest, I've never
had additional junk mail that I can actually say came from acceptance. I've
had far more junk mail thanks to a certain store credit card (thanks MW) than
all other junk mail combined.
Stuart
|