| T.R | Title | User | Personal
Name | Date | Lines |
|---|
| 48.1 | | DECWET::DUNLAP | Kevin Dunlap | Fri Sep 18 1987 12:53 | 14 |
| Ever look at where our statements are postmarked from?
Hartford, Conn.
This leads me to believe that an outside company is actually
printing, stuffing, and mailing the statements. I would guess
that the cost of having all the equipment and staff to produce
and mail the statements costs more than cutting a few tapes mailing the
data to a clearinghouse and having them send out the statements.
My local commercial bank takes just as long to produce their monthly
bank statement. Getting my balance once a week using Easy Touch
keeps me on top of my balance. And it's a toll free call.
|
| 48.2 | Some explanation | EXIT26::STRATTON | The four basic dessert groups | Fri Sep 18 1987 12:58 | 15 |
| > my monthly statements. DCU closes the month around the
> the 25-28th (observation), yet many times I don't get my
> statement until the 10th or 12th of the next month. This
DCU closes at the end of the last calendar day of the month.
Also, statements are printed in, and mailed out of, a place
in Hartford, Connecticut. They are sent in batches, as
well - they don't all hit the Postal Service office at
once.
We usually get our statement by the 8th or 10th. The problem
I have is that I don't get around to balancing the statement
until the NEXT statement comes in.
|
| 48.3 | Don't do extra work | DECWIN::FISHER | Burns Fisher 381-1466, ZKO1-1/D42 | Fri Sep 18 1987 13:19 | 7 |
| Re balancing your checkbook with a late statement...don't try to
balance it all the way to the end. Just draw a line in the book
under the cutoff date of the statement and only balance it to that
point!
Burns
|
| 48.4 | | MORMPS::WINSTON | Jeff Winston (Hudson, MA) | Fri Sep 18 1987 13:35 | 4 |
| On the other hand... DCU could Federal Express the tapes, and put the
stuffing/mailing job out to bid with emphasis on timely delivery for a
reasonable price. Have to wonder if any of the DCU folks has looked
into optimizing this lately...
|
| 48.5 | | COOKIE::WITHERS | Bob Witherz | Fri Sep 18 1987 18:34 | 15 |
| Hmmm, the Conn. aspect is interesting. I hadn't much noticed that I
get statements late (as a matter of fact just got one a few days ago)
because I use the EasyTouch and keep my DCU transactions to a minimum.
I have noticed that the invoices for a loan are usually run on the 6th
of the month, but don't get to my house until around the 17th. I pay
the invoice as soon as I get it (eventhough it isn't due to the first
of the next month) and so would like to get the invoice as quickly as
possible.
Other financial institutions get their bills to me in a timely manner.
Maybe this is a variant of the statement problem?
BobW
|
| 48.6 | | RICKS::PEKKALA | The Harbor | Sat Sep 19 1987 12:26 | 20 |
| RE: .0
I've noticed the same thing, i.e. longer delays. I don't know why. I suspect
that their distribution is 'random' based on your last name or something like
that. Large distributors(like magazines) have got to balance the mail load
that they send to USPS and be fair to their subscribers. It might be that
other people are noticing speed ups.
As far as balancing goes, and not to insult your intelligence or anything...
What I do is mark the last day the statement is good for in my register. I then
follow the statement line-by-line and check off deposits and checks that
cleared. From here the balancing is straightforward, assuming you've made no
mistakes. Simply start with the balance you previously marked in your register
and add to it any checks written previous to that date that have not cleared.
Also add any dividends that may have been posted. The result should equal the
last daily balance on the monthly statement.
Hope this helps.
rep
|
| 48.7 | How do you do it? | SCOTIA::BPERKINS | BRIAN | Tue Sep 22 1987 18:51 | 3 |
| RE:.0
Balance your checkbook???? WHAT'S THAT???
|
| 48.8 | | DECWET::DUNLAP | Kevin Dunlap | Wed Sep 23 1987 23:37 | 6 |
| Quote from the creator of the comic strip "Sally" -
I balance my check book by opening up a new checking account
and closing my old one every six months.
|
| 48.9 | Balancing statements. | 34860::MANGU | | Thu Sep 24 1987 18:45 | 51 |
|
As long as we're talking about balancing check books:
-1 I think that's the easiet way. I've even though about
it several times.
Here's how I do it and the problem follows after:
. I check off all transactions that appear on my statement in my
check register.
. Then I do a running balance of all that has cleared consecutively.
. Then I do a balance for the non-consecutive ones.
. Add in dividends, subtract charges, etc.
This is how a person at a bank told me to balance when I opened
my first checking account ever. This has always worked for me for
the last 5 yrs. I've also caught my arthmetic mistakes this way.
The balance I get is the same as that of DCU's.
PS. I do write in my check register my transactions as I do them,
i.e. the same day.
I've usually had enough to not run in the red, so I don't worry
about how much I have exactly at this minute in my account. (I could
use the Easytouch for that).
Well as of 3 months ago, this method has not worked. No matter how
I did it (total all debits and total all credits and balance, etc.)
I was not able to get the same balance as DCU. There was no mistake
all transactions had been recorded by DCU and me. The previous month
balanced ok. So I called DCU. They said if there is a problem they
would correct it, if I told them what the problem was, like a check
cleared for the wrong amount or something. But I had such problem.
So I waited for the next month statement. Same thing, the difference
between their balance and my increased from the previous months.
Then the third month which was Augs, statement, the difference
decreased between their balance and my balance. I'm not talking
pennies either.
I've heard the same story from another person several yrs. ago (2
or 3). Any suggestions?
- Ramani
PS you realize when you get a balance from EASYTOUCH, you have to
guess what has cleared since your last statement.
|
| 48.10 | One way or the other... | BUBBLY::LEIGH | Boxes, boxes everywhere! | Thu Sep 24 1987 21:22 | 2 |
| Sounds like there's an error either in your arithmetic or the DCU's.
Arithmetic errors can be VERY frustrating to find!
|
| 48.11 | Get fresh eyes to look at the problem | 11740::BLINN | Looking for a job in NH | Fri Sep 25 1987 16:03 | 9 |
| I'd suggest you get someone else to go through the steps of
comparing the statement to your checkbook records, etc. It
is less likely that there's an arithmetic error on the DCU
statement than that you have an item that is recorded wrong,
but you've not found it yet, and you may not be able to spot
it, but someone else might. There is a mis-match in there
somewhere.
Tom
|
| 48.12 | Checkbook troubleshooting methods | BUBBLY::LEIGH | Boxes, boxes everywhere! | Sat Sep 26 1987 19:32 | 29 |
| We write a lot of checks in a month, so errors are hard to find.
When I really get stuck, here's what I do:
(1) Mark off in my checkbook all the items on the statement.
(2) Take the starting balance from the statement. Apply each
marked-off item in the *checkbook* for this month, in the
checkbook's order -- i.e. add deposits and subtract checks.
The final balance should match the ending statement balance;
if not, then the amount of some item(s) in your checkbook doesn't
match what's on the statement. (Often, someone has taken my check
for $32.72 and deposited it for $32.22 -- compare the numbers
in the amount you wrote on each check with the magnetic numbers
in the lower right of the check.)
(3) This is the method suggested on the backs of many banks'
statements. Take your final checkbook balance. Add to it any
outstanding (not marked-off) checks, and subtract any outstanding
deposits. The result should be the ending statement balance.
If not, look for arithmetic errors in adding and subtracting
in your checkbook. The easiest way to do this is to find the
first marked-off item for this month's statement in your checkbook.
(I mark off items in my checkbook with the number of the current
month, not an X, to make this easy to find.) Now apply each
item in your checkbook, and compare each balance with what's
written in the checkbook.
I've always been able to find a problem using these methods.
Bob Leigh
|
| 48.13 | | 39507::PGRANSEWICZ | | Mon Sep 28 1987 13:11 | 3 |
| Also a good idea to put a mark next to the balance in your checkbook
after you have balanced. Then if any subsequent statements don't
balance, you only have to look as far back as the mark for errors.
|
| 48.14 | The "9" test for dyslexia... | 39025::OPPELT | If they can't take a joke, screw 'em! | Mon Sep 28 1987 13:20 | 12 |
|
Is your error evenly divisible by 9? If so, you may have
inverted two digits. For example, if the entry should have
been $452, but you entered $425, the difference between the
two numbers is $27, which is evenly divisible by 9 (=3).
Actually the resultant number is not important, just that
it is divisible by 9. Even if you have several errors
like this, the TOTAL difference will be divisible by 9.
(Or 90 if the error is swapping the $100's with the 10's.
(Or 900 ... etc).
Joe Oppelt
|
| 48.15 | a few more tricks | PULSAR::WALLY | Wally Neilsen-Steinhardt | Tue Sep 29 1987 13:36 | 13 |
| Or see whether the error corresponds to a regular deposit or an
automatic withdrawal. This indicates that you have just forgotten
one or miscounted. This is our most common error.
Look back to the previous statement and see whether you had an error
of similar value (but maybe opposite sign). Double check how you
balanced that time. Sometimes a hasty balance one month will lead
to the opposite problem the next month.
A desperation measure which we use (when it does not balance, finding
the problem becomes a collective effort): Pick several dates on
the statement between starting and ending dates. Do a trial balance
at each date. This can isolate the problem down to a single date.
|
| 48.16 | Spreadsheet to balance a checkbook | COOKIE::WITHERS | Bob Witherz | Tue Sep 29 1987 15:55 | 1972 |
| Following the <FF> is a DECALC-PLUS COM file that's very similar to
the one I use at home (on my amiga) for checkbook ledger and reconciliation
purposes. It took me all of 10 minutes to key in, and has self explanatory
notes at the top (the whole first screen - I believe in documentation
:-). I see no reason why it shouldn't work, but havn't tested it on
a VAX (as in no garantees). Use it if you like...it should make checkbook
balancing a lot easier.
Regards,
BobW
!DECalc-PLUS Version 3.0
! Setting globals for PRIMARY WINDOW
\GC12
\GFLL
\GFV$R
\GFR
\GFU
\GMML
\GMTC
\GMRA
\GMS
! Restoring individual column widths for PRIMARY WINDOW
\FCD N20
\FCH N20
! Restoring PRIMARY WINDOW box formats and contents
|A1
\LA1:H1 Check book ledger and reconciliation spreadsheet
!"Check book ledger and reconciliation spreadsheet
\FZ
|B1
\FZ
|C1
\FZ
|D1
\FZ
|E1
\FZ
|F1
\FZ
|G1
\FZ
|H1
\FZ
|A2
\LA2:H2 Columns A, B, C, and D are the checkbook ledger
!"Columns A, B, C, and D are the checkbook ledger
\FZ
|B2
\FZ
|C2
\FZ
|D2
\FZ
|E2
\FZ
|F2
\FZ
|G2
\FZ
|H2
\FZ
|A3
\LA3:H3 Columns E, F, G, and H are the reconciler
!"Columns E, F, G, and H are the reconciler
\FZ
|B3
\FZ
|C3
\FZ
|D3
\FZ
|E3
\FZ
|F3
\FZ
|G3
\FZ
|H3
\FZ
|A4
\FZ
|B4
\FZ
|C4
\FZ
|D4
\FZ
|E4
\FZ
|F4
\FZ
|G4
\FZ
|H4
\FZ
|A5
\LA5:H5 Columns A and E are for check numbers, deposit notation, AWDs, etc.
!"Columns A and E are for check numbers, deposit notation, AWDs, etc.
\FZ
|B5
\FZ
|C5
\FZ
|D5
\FZ
|E5
\FZ
|F5
\FZ
|G5
\FZ
|H5
\FZ
|A6
\LA6:H6 Columns B and F are for entering amounts - deposits are positive and withdrawals are negative
!"Columns B and F are for entering amounts - deposits are positive and withdrawals are negative
\FZ
|B6
\FZ
|C6
\FZ
|D6
\FZ
|E6
\FZ
|F6
\FZ
|G6
\FZ
|H6
\FZ
|A7
\LA7:H7 Columns C and G will give you running totals; Columns D and H are for comments
!"Columns C and G will give you running totals; Columns D and H are for comments
\FZ
|B7
\FZ
|C7
\FZ
|D7
\FZ
|E7
\FZ
|F7
\FZ
|G7
\FZ
|H7
\FZ
|A8
\FZ
|B8
\FZ
|C8
\FZ
|D8
\FZ
|E8
\FZ
|F8
\FZ
|G8
\FZ
|H8
\FZ
|A9
\LA9:H9 To use the checkbook, enter the beginning balance in cell b24
!"To use the checkbook, enter the beginning balance in cell b24
\FZ
|B9
\FZ
|C9
\FZ
|D9
\FZ
|E9
\FZ
|F9
\FZ
|G9
\FZ
|H9
\FZ
|A10
\LA10:H10 Then enter the deposits and withdrawals
!"Then enter the deposits and withdrawals
\FZ
|B10
\FZ
|C10
\FZ
|D10
\FZ
|E10
\FZ
|F10
\FZ
|G10
\FZ
|H10
\FZ
|A11
\FZ
|B11
\FZ
|C11
\FZ
|D11
\FZ
|E11
\FZ
|F11
\FZ
|G11
\FZ
|H11
\FZ
|A12
\LA12:H12 To use the reconciler, enter the banks closing balance in cell f24
!"To use the reconciler, enter the banks closing balance in cell f24
\FZ
|B12
\FZ
|C12
\FZ
|D12
\FZ
|E12
\FZ
|F12
\FZ
|G12
\FZ
|H12
\FZ
|A13
\LA13:H13 Enter all outstanding deposits in cells f26:f35
!"Enter all outstanding deposits in cells f26:f35
\FZ
|B13
\FZ
|C13
\FZ
|D13
\FZ
|E13
\FZ
|F13
\FZ
|G13
\FZ
|H13
\FZ
|A14
\LA14:H14 Enter all outstanding cheques and withdrawals in cells f37 to f99 (as negative amounts)
!"Enter all outstanding cheques and withdrawals in cells f37 to f99 (as negative amounts)
\FZ
|B14
\FZ
|C14
\FZ
|D14
\FZ
|E14
\FZ
|F14
\FZ
|G14
\FZ
|H14
\FZ
|A15
\FZ
|B15
\FZ
|C15
\FZ
|D15
\FZ
|E15
\FZ
|F15
\FZ
|G15
\FZ
|H15
\FZ
|A16
\LA16:H16 When all outstanding deposits ane withdrawals have been entered, you rrunning balance should equal the amount
!"When all outstanding deposits ane withdrawals have been entered, you rrunning balance should equal the amount
\FZ
|B16
\FZ
|C16
\FZ
|D16
\FZ
|E16
\FZ
|F16
\FZ
|G16
\FZ
|H16
\FZ
|A17
\LA17:H17 in both the reconciliation portion and the checkbook ledger portion of this spreadsheet
!" in both the reconciliation portion and the checkbook ledger portion of this spreadsheet
\FZ
|B17
\FZ
|C17
\FZ
|D17
\FZ
|E17
\FZ
|F17
\FZ
|G17
\FZ
|H17
\FZ
|A18
\LA18:D18 Be sure to edit line 21 with the correct dates
!"Be sure to edit line 21 with the correct dates
\FZ
|B18
\FZ
|C18
\FZ
|D18
\FZ
|E18
\FZ
|F18
\FZ
|G18
\FZ
|H18
\FZ
|A19
\FZ
|B19
\FZ
|C19
\FZ
|D19
\FZ
|E19
\FZ
|F19
\FZ
|G19
\FZ
|H19
\FZ
|A20
\FZ
|B20
\FZ
|C20
\FZ
|D20
\FZ
|E20
\FZ
|F20
\FZ
|G20
\FZ
|H20
\FZ
|A21
\LA21:D21 Checkbook ledger for period / / to / /
!"Checkbook ledger for period / / to / /
\FZ
|B21
\FZ
|C21
\FZ
|D21
\FZ
|E21
\LE21:H21 Checkbook reconciliation for period / / to / /
!"Checkbook reconciliation for period / / to / /
\FZ
|F21
\FZ
|G21
\FZ
|H21
\FZ
|A22 "Check
!"Check
\FZ
|B22 "Amount
!"Amount
\FZ
|C22 "Running
!"Running
\FZ
|D22 "Comment
!"Comment
\FZ
|E22 "Check
!"Check
\FZ
|F22 "Amount
!"Amount
\FZ
|G22 "Running
!"Running
\FZ
|H22 "Comment
!"Comment
\FZ
|A23 \- =
!"=
\FZ
|B23 \- =
!"=
\FZ
|C23 \- =
!"=
\FZ
|D23 \- =
!"=
\FZ
|E23 \- =
!"=
\FZ
|F23 \- =
!"=
\FZ
|G23 \- =
!"=
\FZ
|H23 \- =
!"=
\FZ
|A24
\FB N I
\FZ
|B24
\FZ
|C24 (B24)
! 0.00000000000000E+00
\FZ
|D24 "Start Balance
!"Start Balance
\FZ
|E24
\FB N I
\FZ
|F24
\FZ
|G24 (F24)
! 0.00000000000000E+00
\FZ
|H24 "Bank's closing amt
!"Bank's closing amt
\FZ
|A25
\FB N I
\FZ
|B25
\FZ
|C25 (C24+B25)
! 0.00000000000000E+00
\FZ
|D25
\FZ
|E25
\FB N I
\FZ
|F25
\FZ
|G25 (G24+F25)
! 0.00000000000000E+00
\FZ
|H25
\FZ
|A26
\FB N I
\FZ
|B26
\FZ
|C26 (C25+B26)
! 0.00000000000000E+00
\FZ
|D26
\FZ
|E26
\FB N I
\FZ
|F26
\FZ
|G26 (G25+F26)
! 0.00000000000000E+00
\FZ
|H26 "Outstanding deps
!"Outstanding deps
\FZ
|A27
\FB N I
\FZ
|B27
\FZ
|C27 (C26+B27)
! 0.00000000000000E+00
\FZ
|D27
\FZ
|E27
\FB N I
\FZ
|F27
\FZ
|G27 (G26+F27)
! 0.00000000000000E+00
\FZ
|H27
\FZ
|A28
\FB N I
\FZ
|B28
\FZ
|C28 (C27+B28)
! 0.00000000000000E+00
\FZ
|D28
\FZ
|E28
\FB N I
\FZ
|F28
\FZ
|G28 (G27+F28)
! 0.00000000000000E+00
\FZ
|H28
\FZ
|A29
\FB N I
\FZ
|B29
\FZ
|C29 (C28+B29)
! 0.00000000000000E+00
\FZ
|D29
\FZ
|E29
\FB N I
\FZ
|F29
\FZ
|G29 (G28+F29)
! 0.00000000000000E+00
\FZ
|H29
\FZ
|A30
\FB N I
\FZ
|B30
\FZ
|C30 (C29+B30)
! 0.00000000000000E+00
\FZ
|D30
\FZ
|E30
\FB N I
\FZ
|F30
\FZ
|G30 (G29+F30)
! 0.00000000000000E+00
\FZ
|H30
\FZ
|A31
\FB N I
\FZ
|B31
\FZ
|C31 (C30+B31)
! 0.00000000000000E+00
\FZ
|D31
\FZ
|E31
\FB N I
\FZ
|F31
\FZ
|G31 (G30+F31)
! 0.00000000000000E+00
\FZ
|H31
\FZ
|A32
\FB N I
\FZ
|B32
\FZ
|C32 (C31+B32)
! 0.00000000000000E+00
\FZ
|D32
\FZ
|E32
\FB N I
\FZ
|F32
\FZ
|G32 (G31+F32)
! 0.00000000000000E+00
\FZ
|H32
\FZ
|A33
\FB N I
\FZ
|B33
\FZ
|C33 (C32+B33)
! 0.00000000000000E+00
\FZ
|D33
\FZ
|E33
\FB N I
\FZ
|F33
\FZ
|G33 (G32+F33)
! 0.00000000000000E+00
\FZ
|H33
\FZ
|A34
\FB N I
\FZ
|B34
\FZ
|C34 (C33+B34)
! 0.00000000000000E+00
\FZ
|D34
\FZ
|E34
\FB N I
\FZ
|F34
\FZ
|G34 (G33+F34)
! 0.00000000000000E+00
\FZ
|H34
\FZ
|A35
\FB N I
\FZ
|B35
\FZ
|C35 (C34+B35)
! 0.00000000000000E+00
\FZ
|D35
\FZ
|E35
\FB N I
\FZ
|F35
\FZ
|G35 (G34+F35)
! 0.00000000000000E+00
\FZ
|H35 "End of deps, tot =
!"End of deps, tot =
\FZ
|A36
\FB N I
\FZ
|B36
\FZ
|C36 (C35+B36)
! 0.00000000000000E+00
\FZ
|D36
\FZ
|E36
\FB N I
\FZ
|F36
\FZ
|G36 (G35+F36)
! 0.00000000000000E+00
\FZ
|H36 (SUM(F26:F35))
! 0.00000000000000E+00
\FZ
|A37
\FB N I
\FZ
|B37
\FZ
|C37 (C36+B37)
! 0.00000000000000E+00
\FZ
|D37
\FZ
|E37
\FB N I
\FZ
|F37
\FZ
|G37 (G36+F37)
! 0.00000000000000E+00
\FZ
|H37 "Start of out cheques
!"Start of out cheques
\FZ
|A38
\FB N I
\FZ
|B38
\FZ
|C38 (C37+B38)
! 0.00000000000000E+00
\FZ
|D38
\FZ
|E38
\FB N I
\FZ
|F38
\FZ
|G38 (G37+F38)
! 0.00000000000000E+00
\FZ
|H38
\FZ
|A39
\FB N I
\FZ
|B39
\FZ
|C39 (C38+B39)
! 0.00000000000000E+00
\FZ
|D39
\FZ
|E39
\FB N I
\FZ
|F39
\FZ
|G39 (G38+F39)
! 0.00000000000000E+00
\FZ
|H39
\FZ
|A40
\FB N I
\FZ
|B40
\FZ
|C40 (C39+B40)
! 0.00000000000000E+00
\FZ
|D40
\FZ
|E40
\FB N I
\FZ
|F40
\FZ
|G40 (G39+F40)
! 0.00000000000000E+00
\FZ
|H40
\FZ
|A41
\FB N I
\FZ
|B41
\FZ
|C41 (C40+B41)
! 0.00000000000000E+00
\FZ
|D41
\FZ
|E41
\FB N I
\FZ
|F41
\FZ
|G41 (G40+F41)
! 0.00000000000000E+00
\FZ
|H41
\FZ
|A42
\FB N I
\FZ
|B42
\FZ
|C42 (C41+B42)
! 0.00000000000000E+00
\FZ
|D42
\FZ
|E42
\FB N I
\FZ
|F42
\FZ
|G42 (G41+F42)
! 0.00000000000000E+00
\FZ
|H42
\FZ
|A43
\FB N I
\FZ
|B43
\FZ
|C43 (C42+B43)
! 0.00000000000000E+00
\FZ
|D43
\FZ
|E43
\FB N I
\FZ
|F43
\FZ
|G43 (G42+F43)
! 0.00000000000000E+00
\FZ
|H43
\FZ
|A44
\FB N I
\FZ
|B44
\FZ
|C44 (C43+B44)
! 0.00000000000000E+00
\FZ
|D44
\FZ
|E44
\FB N I
\FZ
|F44
\FZ
|G44 (G43+F44)
! 0.00000000000000E+00
\FZ
|H44
\FZ
|A45
\FB N I
\FZ
|B45
\FZ
|C45 (C44+B45)
! 0.00000000000000E+00
\FZ
|D45
\FZ
|E45
\FB N I
\FZ
|F45
\FZ
|G45 (G44+F45)
! 0.00000000000000E+00
\FZ
|H45
\FZ
|A46
\FB N I
\FZ
|B46
\FZ
|C46 (C45+B46)
! 0.00000000000000E+00
\FZ
|D46
\FZ
|E46
\FB N I
\FZ
|F46
\FZ
|G46 (G45+F46)
! 0.00000000000000E+00
\FZ
|H46
\FZ
|A47
\FB N I
\FZ
|B47
\FZ
|C47 (C46+B47)
! 0.00000000000000E+00
\FZ
|D47
\FZ
|E47
\FB N I
\FZ
|F47
\FZ
|G47 (G46+F47)
! 0.00000000000000E+00
\FZ
|H47
\FZ
|A48
\FB N I
\FZ
|B48
\FZ
|C48 (C47+B48)
! 0.00000000000000E+00
\FZ
|D48
\FZ
|E48
\FB N I
\FZ
|F48
\FZ
|G48 (G47+F48)
! 0.00000000000000E+00
\FZ
|H48
\FZ
|A49
\FB N I
\FZ
|B49
\FZ
|C49 (C48+B49)
! 0.00000000000000E+00
\FZ
|D49
\FZ
|E49
\FB N I
\FZ
|F49
\FZ
|G49 (G48+F49)
! 0.00000000000000E+00
\FZ
|H49
\FZ
|A50
\FB N I
\FZ
|B50
\FZ
|C50 (C49+B50)
! 0.00000000000000E+00
\FZ
|D50
\FZ
|E50
\FB N I
\FZ
|F50
\FZ
|G50 (G49+F50)
! 0.00000000000000E+00
\FZ
|H50
\FZ
|A51
\FB N I
\FZ
|B51
\FZ
|C51 (C50+B51)
! 0.00000000000000E+00
\FZ
|D51
\FZ
|E51
\FB N I
\FZ
|F51
\FZ
|G51 (G50+F51)
! 0.00000000000000E+00
\FZ
|H51
\FZ
|A52
\FB N I
\FZ
|B52
\FZ
|C52 (C51+B52)
! 0.00000000000000E+00
\FZ
|D52
\FZ
|E52
\FB N I
\FZ
|F52
\FZ
|G52 (G51+F52)
! 0.00000000000000E+00
\FZ
|H52
\FZ
|A53
\FB N I
\FZ
|B53
\FZ
|C53 (C52+B53)
! 0.00000000000000E+00
\FZ
|D53
\FZ
|E53
\FB N I
\FZ
|F53
\FZ
|G53 (G52+F53)
! 0.00000000000000E+00
\FZ
|H53
\FZ
|A54
\FB N I
\FZ
|B54
\FZ
|C54 (C53+B54)
! 0.00000000000000E+00
\FZ
|D54
\FZ
|E54
\FB N I
\FZ
|F54
\FZ
|G54 (G53+F54)
! 0.00000000000000E+00
\FZ
|H54
\FZ
|A55
\FB N I
\FZ
|B55
\FZ
|C55 (C54+B55)
! 0.00000000000000E+00
\FZ
|D55
\FZ
|E55
\FB N I
\FZ
|F55
\FZ
|G55 (G54+F55)
! 0.00000000000000E+00
\FZ
|H55
\FZ
|A56
\FB N I
\FZ
|B56
\FZ
|C56 (C55+B56)
! 0.00000000000000E+00
\FZ
|D56
\FZ
|E56
\FB N I
\FZ
|F56
\FZ
|G56 (G55+F56)
! 0.00000000000000E+00
\FZ
|H56
\FZ
|A57
\FB N I
\FZ
|B57
\FZ
|C57 (C56+B57)
! 0.00000000000000E+00
\FZ
|D57
\FZ
|E57
\FB N I
\FZ
|F57
\FZ
|G57 (G56+F57)
! 0.00000000000000E+00
\FZ
|H57
\FZ
|A58
\FB N I
\FZ
|B58
\FZ
|C58 (C57+B58)
! 0.00000000000000E+00
\FZ
|D58
\FZ
|E58
\FB N I
\FZ
|F58
\FZ
|G58 (G57+F58)
! 0.00000000000000E+00
\FZ
|H58
\FZ
|A59
\FB N I
\FZ
|B59
\FZ
|C59 (C58+B59)
! 0.00000000000000E+00
\FZ
|D59
\FZ
|E59
\FB N I
\FZ
|F59
\FZ
|G59 (G58+F59)
! 0.00000000000000E+00
\FZ
|H59
\FZ
|A60
\FB N I
\FZ
|B60
\FZ
|C60 (C59+B60)
! 0.00000000000000E+00
\FZ
|D60
\FZ
|E60
\FB N I
\FZ
|F60
\FZ
|G60 (G59+F60)
! 0.00000000000000E+00
\FZ
|H60
\FZ
|A61
\FB N I
\FZ
|B61
\FZ
|C61 (C60+B61)
! 0.00000000000000E+00
\FZ
|D61
\FZ
|E61
\FB N I
\FZ
|F61
\FZ
|G61 (G60+F61)
! 0.00000000000000E+00
\FZ
|H61
\FZ
|A62
\FB N I
\FZ
|B62
\FZ
|C62 (C61+B62)
! 0.00000000000000E+00
\FZ
|D62
\FZ
|E62
\FB N I
\FZ
|F62
\FZ
|G62 (G61+F62)
! 0.00000000000000E+00
\FZ
|H62
\FZ
|A63
\FB N I
\FZ
|B63
\FZ
|C63 (C62+B63)
! 0.00000000000000E+00
\FZ
|D63
\FZ
|E63
\FB N I
\FZ
|F63
\FZ
|G63 (G62+F63)
! 0.00000000000000E+00
\FZ
|H63
\FZ
|A64
\FB N I
\FZ
|B64
\FZ
|C64 (C63+B64)
! 0.00000000000000E+00
\FZ
|D64
\FZ
|E64
\FB N I
\FZ
|F64
\FZ
|G64 (G63+F64)
! 0.00000000000000E+00
\FZ
|H64
\FZ
|A65
\FB N I
\FZ
|B65
\FZ
|C65 (C64+B65)
! 0.00000000000000E+00
\FZ
|D65
\FZ
|E65
\FB N I
\FZ
|F65
\FZ
|G65 (G64+F65)
! 0.00000000000000E+00
\FZ
|H65
\FZ
|A66
\FB N I
\FZ
|B66
\FZ
|C66 (C65+B66)
! 0.00000000000000E+00
\FZ
|D66
\FZ
|E66
\FB N I
\FZ
|F66
\FZ
|G66 (G65+F66)
! 0.00000000000000E+00
\FZ
|H66
\FZ
|A67
\FB N I
\FZ
|B67
\FZ
|C67 (C66+B67)
! 0.00000000000000E+00
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|D67
\FZ
|E67
\FB N I
\FZ
|F67
\FZ
|G67 (G66+F67)
! 0.00000000000000E+00
\FZ
|H67
\FZ
|A68
\FB N I
\FZ
|B68
\FZ
|C68 (C67+B68)
! 0.00000000000000E+00
\FZ
|D68
\FZ
|E68
\FB N I
\FZ
|F68
\FZ
|G68 (G67+F68)
! 0.00000000000000E+00
\FZ
|H68
\FZ
|A69
\FB N I
\FZ
|B69
\FZ
|C69 (C68+B69)
! 0.00000000000000E+00
\FZ
|D69
\FZ
|E69
\FB N I
\FZ
|F69
\FZ
|G69 (G68+F69)
! 0.00000000000000E+00
\FZ
|H69
\FZ
|A70
\FB N I
\FZ
|B70
\FZ
|C70 (C69+B70)
! 0.00000000000000E+00
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|D70
\FZ
|E70
\FB N I
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|F70
\FZ
|G70 (G69+F70)
! 0.00000000000000E+00
\FZ
|H70
\FZ
|A71
\FB N I
\FZ
|B71
\FZ
|C71 (C70+B71)
! 0.00000000000000E+00
\FZ
|D71
\FZ
|E71
\FB N I
\FZ
|F71
\FZ
|G71 (G70+F71)
! 0.00000000000000E+00
\FZ
|H71
\FZ
|A72
\FB N I
\FZ
|B72
\FZ
|C72 (C71+B72)
! 0.00000000000000E+00
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|D72
\FZ
|E72
\FB N I
\FZ
|F72
\FZ
|G72 (G71+F72)
! 0.00000000000000E+00
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|H72
\FZ
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\FB N I
\FZ
|B73
\FZ
|C73 (C72+B73)
! 0.00000000000000E+00
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|D73
\FZ
|E73
\FB N I
\FZ
|F73
\FZ
|G73 (G72+F73)
! 0.00000000000000E+00
\FZ
|H73
\FZ
|A74
\FB N I
\FZ
|B74
\FZ
|C74 (C73+B74)
! 0.00000000000000E+00
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|D74
\FZ
|E74
\FB N I
\FZ
|F74
\FZ
|G74 (G73+F74)
! 0.00000000000000E+00
\FZ
|H74
\FZ
|A75
\FB N I
\FZ
|B75
\FZ
|C75 (C74+B75)
! 0.00000000000000E+00
\FZ
|D75
\FZ
|E75
\FB N I
\FZ
|F75
\FZ
|G75 (G74+F75)
! 0.00000000000000E+00
\FZ
|H75
\FZ
|A76
\FB N I
\FZ
|B76
\FZ
|C76 (C75+B76)
! 0.00000000000000E+00
\FZ
|D76
\FZ
|E76
\FB N I
\FZ
|F76
\FZ
|G76 (G75+F76)
! 0.00000000000000E+00
\FZ
|H76
\FZ
|A77
\FB N I
\FZ
|B77
\FZ
|C77 (C76+B77)
! 0.00000000000000E+00
\FZ
|D77
\FZ
|E77
\FB N I
\FZ
|F77
\FZ
|G77 (G76+F77)
! 0.00000000000000E+00
\FZ
|H77
\FZ
|A78
\FB N I
\FZ
|B78
\FZ
|C78 (C77+B78)
! 0.00000000000000E+00
\FZ
|D78
\FZ
|E78
\FB N I
\FZ
|F78
\FZ
|G78 (G77+F78)
! 0.00000000000000E+00
\FZ
|H78
\FZ
|A79
\FB N I
\FZ
|B79
\FZ
|C79 (C78+B79)
! 0.00000000000000E+00
\FZ
|D79
\FZ
|E79
\FB N I
\FZ
|F79
\FZ
|G79 (G78+F79)
! 0.00000000000000E+00
\FZ
|H79
\FZ
|A80
\FB N I
\FZ
|B80
\FZ
|C80 (C79+B80)
! 0.00000000000000E+00
\FZ
|D80
\FZ
|E80
\FB N I
\FZ
|F80
\FZ
|G80 (G79+F80)
! 0.00000000000000E+00
\FZ
|H80
\FZ
|A81
\FB N I
\FZ
|B81
\FZ
|C81 (C80+B81)
! 0.00000000000000E+00
\FZ
|D81
\FZ
|E81
\FB N I
\FZ
|F81
\FZ
|G81 (G80+F81)
! 0.00000000000000E+00
\FZ
|H81
\FZ
|A82
\FB N I
\FZ
|B82
\FZ
|C82 (C81+B82)
! 0.00000000000000E+00
\FZ
|D82
\FZ
|E82
\FB N I
\FZ
|F82
\FZ
|G82 (G81+F82)
! 0.00000000000000E+00
\FZ
|H82
\FZ
|A83
\FB N I
\FZ
|B83
\FZ
|C83 (C82+B83)
! 0.00000000000000E+00
\FZ
|D83
\FZ
|E83
\FB N I
\FZ
|F83
\FZ
|G83 (G82+F83)
! 0.00000000000000E+00
\FZ
|H83
\FZ
|A84
\FB N I
\FZ
|B84
\FZ
|C84 (C83+B84)
! 0.00000000000000E+00
\FZ
|D84
\FZ
|E84
\FB N I
\FZ
|F84
\FZ
|G84 (G83+F84)
! 0.00000000000000E+00
\FZ
|H84
\FZ
|A85
\FB N I
\FZ
|B85
\FZ
|C85 (C84+B85)
! 0.00000000000000E+00
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|D85
\FZ
|E85
\FB N I
\FZ
|F85
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|G85 (G84+F85)
! 0.00000000000000E+00
\FZ
|H85
\FZ
|A86
\FB N I
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\FZ
|C86 (C85+B86)
! 0.00000000000000E+00
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|D86
\FZ
|E86
\FB N I
\FZ
|F86
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|G86 (G85+F86)
! 0.00000000000000E+00
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|H86
\FZ
|A87
\FB N I
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|B87
\FZ
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! 0.00000000000000E+00
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|D87
\FZ
|E87
\FB N I
\FZ
|F87
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|G87 (G86+F87)
! 0.00000000000000E+00
\FZ
|H87
\FZ
|A88
\FB N I
\FZ
|B88
\FZ
|C88 (C87+B88)
! 0.00000000000000E+00
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|D88
\FZ
|E88
\FB N I
\FZ
|F88
\FZ
|G88 (G87+F88)
! 0.00000000000000E+00
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|H88
\FZ
|A89
\FB N I
\FZ
|B89
\FZ
|C89 (C88+B89)
! 0.00000000000000E+00
\FZ
|D89
\FZ
|E89
\FB N I
\FZ
|F89
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|G89 (G88+F89)
! 0.00000000000000E+00
\FZ
|H89
\FZ
|A90
\FB N I
\FZ
|B90
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|C90 (C89+B90)
! 0.00000000000000E+00
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|D90
\FZ
|E90
\FB N I
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|F90
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|G90 (G89+F90)
! 0.00000000000000E+00
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|H90
\FZ
|A91
\FB N I
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|B91
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! 0.00000000000000E+00
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\FZ
|E91
\FB N I
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! 0.00000000000000E+00
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\FZ
|A92
\FB N I
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! 0.00000000000000E+00
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\FZ
|E92
\FB N I
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|F92
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|G92 (G91+F92)
! 0.00000000000000E+00
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|H92
\FZ
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\FB N I
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! 0.00000000000000E+00
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\FZ
|E93
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! 0.00000000000000E+00
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|A94
\FB N I
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! 0.00000000000000E+00
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\FZ
|E94
\FB N I
\FZ
|F94
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|G94 (G93+F94)
! 0.00000000000000E+00
\FZ
|H94
\FZ
|A95
\FB N I
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|B95
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! 0.00000000000000E+00
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\FZ
|E95
\FB N I
\FZ
|F95
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|G95 (G94+F95)
! 0.00000000000000E+00
\FZ
|H95
\FZ
|A96
\FB N I
\FZ
|B96
\FZ
|C96 (C95+B96)
! 0.00000000000000E+00
\FZ
|D96
\FZ
|E96
\FB N I
\FZ
|F96
\FZ
|G96 (G95+F96)
! 0.00000000000000E+00
\FZ
|H96
\FZ
|A97
\FB N I
\FZ
|B97
\FZ
|C97 (C96+B97)
! 0.00000000000000E+00
\FZ
|D97
\FZ
|E97
\FB N I
\FZ
|F97
\FZ
|G97 (G96+F97)
! 0.00000000000000E+00
\FZ
|H97
\FZ
|A98
\FB N I
\FZ
|B98
\FZ
|C98 (C97+B98)
! 0.00000000000000E+00
\FZ
|D98
\FZ
|E98
\FB N I
\FZ
|F98
\FZ
|G98 (G97+F98)
! 0.00000000000000E+00
\FZ
|H98
\FZ
|A99
\FB N I
\FZ
|B99
\FZ
|C99 (C98+B99)
! 0.00000000000000E+00
\FZ
|D99
\FZ
|E99
\FB N I
\FZ
|F99
\FZ
|G99 (G98+F99)
! 0.00000000000000E+00
\FZ
|H99
\FZ
! Restoring marker to original position
|A1
! End of DECalc-PLUS Dump file
|
| 48.17 | CODE? A Better Mouse Trap Laid Elsewhere.. | SWATT::LEEBER | Knock Knock! | Wed Sep 30 1987 11:03 | 14 |
|
RE: .16
As a fellow noter may I suggest that including program code in the
conference is less than desirable?
Further, may I suggest that there is value in the code, but the
previous reply should have given a pointer instead. Either a pointer
reference to an area (for copying) or a pointer to where to send a mail
request for the code might be a better approach.
I hope this is helpful.
Carl
|
| 48.18 | | RICKS::PEKKALA | The Harbor | Thu Oct 01 1987 09:08 | 9 |
| RE: .16
Also as a fellow noter, I liked your inclusion of the code. It was most easy
to skip by typing "N" and the extract worked fine(sparing me from a copy).
I can't wait to try it out.
Thx,
rep
|
| 48.19 | Can I read your statement, thank you DCU | WORDS::BADGER | Happy Trails | Tue Oct 06 1987 10:54 | 15 |
|
The statements were earily this month! Got mine on the 5th.
WOW.
But, someone else's statement was enclosed with mine. How would
you feel if I read your statement and knew your banking business?
We need tighter controls on mailing statments. This is not the
first time this has happened.
Also within, it is alluded to a $12 charge if you exceed you balance
on your checkbook and they have to get it out of your savings.
Anyone got a straight answer to this.[No, I'm not trying to talk
to the brick wall any more, I'm not calling their pr man]
ed
|
| 48.20 | check it out | 57393::BELLIVEAU | | Wed Oct 07 1987 11:16 | 7 |
| i believe that if you check with dcu you will find that there are
no charges for transfering funds from your savings to sharedraft
if the balance from your sharedraft is exceeded. this is called
overdraft protection.
joe
|
| 48.21 | Pointer, not long programs | 34828::KAPLOW | sixteen bit paleontologist | Fri Oct 09 1987 11:22 | 10 |
| re .17
I agree completely. Especially since the 'program' isn't at all
readable to a human, it doesn't belong here.
As a batch extracter and reader (I don't have time to read NOTES
during work), it ends up wasting a lot of paper and is useless in
that form.
A pointer would be most appropriate.
|
| 48.22 | | COOKIE::WITHERS | Same Sow, Same Ear, Same Silk, Same Purse | Fri Oct 09 1987 12:36 | 15 |
| Apologies to those who use batch extractors...the problem is that
I had no desire to keep the spreadsheet once I posted it. It was
simply a clone of what I use at home. The only copy extant (other
than those extracted from here) IS here.
There's been a lot of dicussion on usenet about sources vs pointers
and the decision there was to post sources. I personally use an
editor to read my extracted notes mail and so long entries don't
bother me.
Again, apologies...
And I hope it helps at least one person.
BobW
|