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Conference unifix::sailing

Title:SAILING
Notice:Please read Note 2.* before participating in this conference
Moderator:UNIFIX::BERENS
Created:Wed Jul 01 1992
Last Modified:Mon Jun 02 1997
Last Successful Update:Fri Jun 06 1997
Number of topics:2299
Total number of notes:20724

502.0. "Liveaboard Questions" by BUFFER::DEAN () Mon Mar 16 1987 09:23

    Having lived quite a varied life, and enjoying new experiences,
    I would like to start a discussion on the pros, con and other
    interetsing information about living aboard a large boat with a
    family.
    
    This idea has appealed to me for some time as an alternative lifestyle
    and my family and I would like to get more information in order
    to make a decision.  Specifically:
    
    	1.  What about school systems?
    
    	2.  Town Taxes?
    
    	3.  Winter living conditions?
    
    	4.  Favorable type craft for a family of 4 (two small children).
    
    	5.  Slip locations and amenities - are they different from a
    	    standard slip?
         
    	6.  Any special emotional considerations for children (ages 6
    	    and 8).                                  
    	
    	7.  Any other important considerations.
    
    I have sailed before on large craft (Bristol and Pearson - both
    30+ ft.) so I am familiar with a larger craft, but cannot help but
    think that live-aboard considerations are more extensive than cruising.
    
    
    Thank in advance for your help.......... Bob
    

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502.1living aboard and loving it!VAXWRK::STANGELMon Mar 16 1987 19:0762
    My wife and I and our dog have lived aboard our Mariner 32 for about
    1 1/2 years. Last November we took on a new crew member. 
    
    It's definitely a different lifestyle and one that I don't ever
    intend to give up. However, it's not for everyone. If you are the
    least bit claustrophobic or if your family members have short tempers
    it's probably not for you.
    
    Since we are just getting into the problems of raising a child on
    board I can't address your questions about raising 6 - 8 year olds.
    But, our current plan is to stay aboard or 32' Mariner until Elizabeth
    is about 5 years old. We then plan to look for something in the
    range of 40 - 43', preferably with an aft cabin that will afford
    us a little privacy. As for now, Elizabeth gets the V-berth along
    with all the paraphanalia it takes to support a 5 month old baby
    and we sleep on a settee in the main cabin. This may get old before
    our five years are up but...
    
    I've begun thinking about child proofing the boat. Storage space
    is short enough without having to worry about whether things are
    stored out of reach of little hands. Also, everything swings or
    pulls out just waiting to pinch little fingers. Toilet training
    should be fun. If she survives I think the experience will be good
    for her. When we lived in Florida we met several cruising families
    and, while I'm sure it can't all be attributed to boat living, these
    children seem better adjusted, more self reliant and more secure
    than most kids I knew who lived on land.
    
    We live at Constitution Marina in Charlestown and, while I don't
    know about schools, as far as services are concerned, we are 
    considered Charlestown residents. 
    
    Winter living is a little difficult. First of all, there are only
    a few marinas in the area that stay open all winter much less allow
    living aboard. Constitution, Admiral's Hill and a few along the
    Boston waterfront are the only ones that I know about. Constitution
    is the best among them. Then there's heat. Last year we used a 
    kerosene space heater that took up practically the entire main cabin
    and turned the whole inside of the boat black with soot. Even though
    we always left a hatch open, we never ran it while we slept. So,
    in the mornings we would awake to icecicles hanging over our heads.
    This year, because of the baby, we decided that we had to have
    something better. We ruled out bulkhead mounted cabin heaters because
    of the danger of the baby getting burned and because we didn't want
    to give up any more of our precious living space. So, the only other
    alternative was an Espar diesel fired, forced air system. Expensive
    (about $3000.00 for an 11,000 BTU system installed) but probably
    worth it. We still had to supplement it with electric heaters.
    Even with all the difficulties, winter living aboard is becoming
    more popular. This winter there were about sixty year 'round live-
    aboards at Constitution and the number is growing.
    
    As I said, I really love the lifestyle but, I don't know if I could
    do it if I had more than one child. At the very least I would need
    a fifty foot boat. Then it starts getting economically unfeasible.
    With dock rents of $78/foot for the summer and winter rents of $30
    a foot plus $100/month liveaboard fee plus metered electric it's
    not cheap when you get into boats of that size.
    
    Hope this helps,
    Andy Stangel

502.2finding liveaboard insurance coverageVAXWRK::STANGELMon Mar 16 1987 19:2314
    Another consideration is insurance. We found if very difficult to
    find insurance that will cover the boat for living aboard and for
    year 'round in the water. Last year, because we were in a hurry
    and didn't have time to look around, we paid almost $1000.00 for
    insurance. This year, even they would not insure for living aboard.
    We ended up going through Ocean Underwriters. Being a Florida company,
    they were a little hesitant about insuring a boat that would be
    in the water, in the winter, in New England. We had to accept a
    ice damage waiver. Since our marina doesn't really freeze (just a
    thin coat of ice that the marina personnel breaks up with a dinghy)
    I accepted. Their rates are pretty good (a little over $400.00).
    But, never having a claim, I don't know how they are at paying off(I
    hope I never have to find out).