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Conference tallis::real_estate

Title:REAL_ESTATE - put ads in #19
Notice:READ THIS!!! ADS: #19, Rules: #10
Moderator:VAXCPU::michaud
Created:Tue Nov 25 1986
Last Modified:Thu Jun 05 1997
Last Successful Update:Fri Jun 06 1997
Number of topics:4371
Total number of notes:28670

832.0. "Is mortgage prepayment really a good idea?" by DEC06::KONG (20W-50 season is coming..) Tue Apr 12 1988 15:42

T.RTitleUserPersonal
Name
DateLines
832.1Have fun!!PIMIN::NEWHOUSETotally PsychoticTue Apr 12 1988 16:0816
832.2Prepay...with what?HPSVAX::SHURSKYTue Apr 12 1988 16:184
832.3Here's one way to decideRGB::SEILERLarry SeilerTue Apr 12 1988 16:4618
832.4TOKLAS::FELDMANPDS, our next successTue Apr 12 1988 17:1914
832.5Yes...butPLANET::MARCHETTITue Apr 12 1988 17:4720
832.6its elementary, Dr. WatsonBINKLY::WINSTONJeff Winston (Hudson, MA)Tue Apr 12 1988 17:5718
832.7New Amortization ScheduleHALLEY::DONAHUEWed Apr 13 1988 09:5211
832.8MARKER::DCARRWed Apr 13 1988 10:074
832.9GOLD::OPPELTIf they can't take a joke, screw 'em!Wed Apr 13 1988 10:5116
832.10BINKLY::WINSTONJeff Winston (Hudson, MA)Wed Apr 13 1988 18:123
832.11Because you have to "prepay" *only* if you feel like itYODA::BARANSKISomewhere over the rainbow...Wed Apr 13 1988 18:420
832.12Pay CashLDP::BURKHARTThu Apr 14 1988 10:5512
832.14exHALLEY::DONAHUEThu Apr 14 1988 13:1713
832.15Beg, borrow or steal, but don't forget to pay the interest!PIMIN::NEWHOUSETotally PsychoticThu Apr 14 1988 13:4926
832.17invest in your future, not the bank'sBINKLY::WINSTONJeff Winston (Hudson, MA)Thu Apr 14 1988 14:0220
832.18A different perspectiveCIMNET::NMILLERThu Apr 14 1988 14:0844
832.21TRADE OFFSYODA::BARANSKISomewhere over the rainbow...Thu Apr 14 1988 16:0422
832.22First things firstPBA::MARCHETTIThu Apr 14 1988 17:163
832.23SAVE-secured loans at good ratesRSTS32::KASPERLaugh. Now.Fri Apr 15 1988 13:297
832.24Pay Yourself InterestFDCV03::FULTZED FULTZFri Apr 15 1988 15:516
832.25but you can only borrow 1/2??PARITY::SMITHPenny Smith, TWO/B5, 247-2203Mon Apr 18 1988 16:110
832.26When You Pay Yourself Interest, The Bank Pays NoneBAGELS::LEVYLiving life at the marginTue Apr 19 1988 12:5910
832.27Consider paying yourself rather than the bankCLT::TALCOTTWed Apr 27 1988 22:1953
832.28my $.02LEDS::LEWISThu Apr 28 1988 01:4871
832.30After Tax return of 6-7%HALLEY::DONAHUEThu Apr 28 1988 12:445
832.31Apple =/= OrangeCIMNET::NMILLERThu Apr 28 1988 14:0022
832.32LEDS::LEWISThu Apr 28 1988 14:5823
832.33let's make it more complicatedPBA::MARCHETTIThu Apr 28 1988 17:127
832.35How about an IRA?BAGELS::LEVYLiving life at the marginFri Apr 29 1988 18:3715
832.37BINKLY::WINSTONJeff Winston (Hudson, MA)Fri Apr 29 1988 23:5126
832.39At least summarize fairlyBAGELS::LEVYLiving life at the marginMon May 02 1988 12:4921
832.41We can stop now!HPSVAX::SHURSKYIt is all Katharevusa to me.Mon May 02 1988 17:1510
832.42An alternative summaryBAGELS::LEVYLiving life at the marginMon May 02 1988 18:5823
832.43RICKS::PEKKALAHudsilicon Mountain, USAMon May 02 1988 22:315
832.44Sorry you did that!HPSVAX::SHURSKYIt is all Katharevusa to me.Tue May 03 1988 09:3620
832.45RICKS::PEKKALAHudsilicon Mountain, USATue May 03 1988 10:5718
832.46please move this topic to another conferenceBINKLY::EDMONDSONTue May 03 1988 11:363
832.47please continue....PARITY::SZABOMerrimack College, Class of 1992!Tue May 03 1988 12:1617
832.48RICKS::PEKKALAHudsilicon Mountain, USATue May 03 1988 13:33547
832.49Don't "INVEST"ANGORA::WATSONWorld Renowned ZymurgistTue May 03 1988 14:0017
832.50A concrete exampleBAGELS::LEVYLiving life at the marginTue May 03 1988 14:0720
832.51Pre-payment exampleNSG022::POIRIERVacation soon!Tue May 03 1988 16:097
832.52How do you get net interest?IND::SAPIENZAKnowledge applied is wisdom gained.Tue May 03 1988 18:1324
832.53Too quick with the calculator!IND::SAPIENZAKnowledge applied is wisdom gained.Tue May 03 1988 18:1810
832.54RICKS::PEKKALAHudsilicon Mountain, USATue May 03 1988 19:355
832.55Get taxes in there tooLEDS::LEWISWed May 04 1988 02:5120
832.56RICKS::PEKKALAHudsilicon Mountain, USAWed May 04 1988 10:0518
832.57I wouldn't prepay...WAV14::SOHNWish I Had a Grey CortinaWed May 04 1988 10:3022
832.58I don't think so..LEDS::LEWISWed May 04 1988 11:3236
832.59RICKS::PEKKALAHudsilicon Mountain, USAWed May 04 1988 12:1943
832.60Lot of work tosubsidize a subsidy..USWAV3::FAGERBERGWed May 04 1988 12:3114
832.61CIMNET::NMILLERWed May 04 1988 13:3353
832.62PARITY::SZABOMerrimack College, Class of 1992!Wed May 04 1988 13:431
832.63Call Me Lazy, But...MPGS::BRIGHTMANWed May 04 1988 14:2419
832.64RICKS::PEKKALAHudsilicon Mountain, USAWed May 04 1988 16:0156
832.65That baited breath is overpoweringPLANET::MARCHETTIWed May 04 1988 16:5816
832.66IRA calculation questionCIMNET::NMILLERWed May 04 1988 19:3713
832.67Possible Prepayment RisksCIMNET::NMILLERWed May 04 1988 19:3938
832.68The saga continuesLEDS::LEWISThu May 05 1988 10:46115
832.69<prepay instead of blowing it>TADV00::SAMPLEThu May 05 1988 11:5014
832.70I play an accountant on TVPBA::MARCHETTIThu May 05 1988 11:5136
832.71Thanks Nick and Bill, I finally see the light!RICKS::PEKKALAHudsilicon Mountain, USAThu May 05 1988 13:3921
832.72The case after 30 yearsBAGELS::LEVYLiving life at the marginThu May 05 1988 13:4838
832.73Comments on 16 year exampleCIMNET::NMILLERThu May 05 1988 14:1727
832.74Runnin' outa disk space for this spreadsheetPBA::MARCHETTIThu May 05 1988 17:308
832.75Sounds like we're about doneLEDS::LEWISThu May 05 1988 23:2111
832.76RICKS::PEKKALAHudsilicon Mountain, USAFri May 06 1988 10:3117
832.77not so fast...WAV12::SOHNYou&#039;ll Dance to Anything By The SmithsFri May 06 1988 11:0224
832.78BINKLY::WINSTONJeff Winston (Hudson, MA)Fri May 06 1988 13:538
832.79short term = DEC stock planYODA::BARANSKIWould You rather be Happy or Right?Fri May 06 1988 14:557
832.80RICKS::PEKKALAHudsilicon Mountain, USAFri May 06 1988 22:486
832.81CIMNET::NMILLERMon May 09 1988 12:5813
832.82Good timing!LDYBUG::RODRIGUEZStamp out and abolish redundancyTue May 10 1988 14:2410
832.83Consumer Reports articleLEDS::LEWISTue May 17 1988 01:2522
832.84Can get 9.45% interest, federal gaurantee...CTHULU::YERAZUNISI&#039;m with the band.Thu May 26 1988 18:4210
832.85I know; this really belongs in INVESTING...BAGELS::LEVYLiving life at the marginThu May 26 1988 19:0015
832.86RICKS::PEKKALAThe Tape ManFri May 27 1988 10:195
832.87But how does it change the optimal prepayment?CTHULU::YERAZUNISI am not a number. I am an unbound variable.Fri May 27 1988 10:3418
832.88RICKS::PEKKALAThe Tape ManWed Jun 01 1988 14:473
832.89Franklin phone numberCTHULU::YERAZUNISBagpipes are an _outside_ toyThu Jun 02 1988 16:0211
832.90Even gov't bond funds aren't 100% safeTOKLAS::FELDMANPDS, our next successThu Jun 02 1988 16:4923
832.91IND::SAPIENZAKnowledge applied is wisdom gained.Thu Jun 02 1988 18:307
832.92Verifying my understanding of the conclusion.STAR::MANNWed Nov 16 1988 18:4623
832.93Re: .92 Don't think they're the sameCSMSRE::BALBONIThu Nov 17 1988 10:0311
832.94Yup, they are the sameNHL::MARCHETTIMama said there&#039;d be days like this.Thu Nov 17 1988 10:2611
832.95CSMSRE::BALBONIThu Nov 17 1988 10:407
832.96Help on Checking Amortization!!!WAGON::ELARABWed Sep 06 1989 23:2017
832.97PRAVDA::JACKSONKing CynicThu Sep 07 1989 08:3119
832.98Mortgage questionPENUTS::CPERSONWed Jul 17 1991 11:4212
832.99BOXORN::HAYSWhen life looks like easy street, there is danger at your doorWed Jul 17 1991 13:0714
832.100Nobody's mentioned this yet??EPIK::FINNERTYTue Jan 07 1992 09:0524
832.101I disagreeSSBN1::YANKESTue Jan 07 1992 09:3221
832.102Payment changes, rate doesn't.MAY21::PSMITHPeter H. Smith,MLO5-5/E71,223-4663,ESBTue Jan 07 1992 09:4127
832.103PRAVDA::JACKSONKing CynicTue Jan 07 1992 10:1936
832.104yup.EPIK::FINNERTYTue Jan 07 1992 11:556
832.105line of creditKEYBDS::HASTINGSTue Jan 07 1992 12:1213
832.106EPIK::FINNERTYTue Jan 07 1992 12:565
832.107Home Equity Line of Credit explainedKEYBDS::HASTINGSWed Jan 08 1992 11:1456
832.10880% is right, but taken from a different number.SSBN1::YANKESWed Jan 08 1992 17:3515
832.109Impact of Additional Principal PaymentsCOGITO::LMARCOCCIOThu Jul 16 1992 15:3811
832.110impact of additional paymentSLOAN::HOMFri Jul 17 1992 14:3550
832.111PRAVDA::JACKSONKing CynicTue Jul 21 1992 09:3219
832.112simple testSLOAN::HOMTue Jul 21 1992 16:239
832.113PRAVDA::JACKSONKing CynicTue Jul 21 1992 16:3643
832.114make payments earlier in month?SMURF::STRANGESteve Strange - USGFri Jan 28 1994 13:0012
832.115You may as well take advantage of the floatCSC32::J_OPPELTI reached a crisis.Tue Feb 01 1994 12:377