T.R | Title | User | Personal Name | Date | Lines |
---|
337.1 | Lots of options--none particularly desirable | MR4DEC::KAISER | | Wed Jan 25 1995 14:08 | 34 |
|
I am not a lawyer, nor do I play one on TV, however, I am looking at a
somewhat similar situation.
According to my lawyer and verified by assorted others (laywers, et.
al.) if you refuse to pay court ordered expenses such as your 2bx
wife's legal fees, you can be in contempt of court with jail as a
distinct possibility, pending trial for your ability to pay.
If it is found that you can't pay then you can have your wages
garnisheed; Federal Law allows 60% of disposable income to be
garnisheed (there may be some (probably small) latitude regarding
what is personal/disposable income).
Those whom the court has decided you owe may be able to forclose on
your possessions (I'm not too clear on that point).
They may also be able to bring about involuntary bankruptcy.
If you chose voluntary bankruptcy, note that bankruptcy court can
discharge your own legals fees that ran up during the divorce, but
NOT the legal fees that your ex ran up, and which the probate court
decided that you are to pay.
However, (hearsay) I have been told, that bankruptcy judges are rather
sympathetic to this situation and while they can't discharge that
particular debt, the are willing to string out the payments pretty far.
I've got to tell you that I'm pretty blown away by all of this. The
whole concept of bankruptcy was so that people would NOT be struggling
under burdensome debt their entire lives. To have spousal support such
as lawyer fees excluded from this is deadly.
|
337.2 | Bad things, man. | CSC32::HADDOCK | Saddle Rozinante | Wed Jan 25 1995 14:56 | 8 |
| ditto .1. They can throw you in jail for contempt and garnishee you wages.
fred();
If you take out bankruptcy, there are a lot of things you can't
discharge. Back child support is one. Another, if I remember
right, is if you injure someone while you are driving drunk.
fred();
|
337.3 | | STRATA::FELDMAN | ONLY $19.99.99 | Wed Jan 25 1995 16:12 | 6 |
|
what good will i be if i'm sitting in jail. i don't think i'll
have much of a job when i get out, it could only make things
even worse, not too mention how my kids will feel when they
find out mommy put daddy behind bars...
|
337.4 | | MKOTS3::RAUH | I survived the Cruel Spa | Thu Jan 26 1995 06:20 | 14 |
| Filing bankruptcy after the fact, discharging the bills for the ex
might be OK. Execpt child support. I think I would look into that. I
think that I would look into it and wait till the divorce is settled...
The blow em off. Execpt child support....
I had taken out a personal loan from some secondary instutition, that
loans money at a loan shark level.... say 24% to wadge my war.
When all was said and done, not intentionally, filled bankruptcy. And
blew off the loan sharks, and lost a few other things like the bloody
income property that was a marginal business. But, It might be worth a
lookie see. Try looking up what a chapter 13 can do for you vs a 7.
|
337.5 | | CSC32::HADDOCK | Saddle Rozinante | Thu Jan 26 1995 08:48 | 12 |
| re .3
> what good will i be if i'm sitting in jail. i don't think i'll
> have much of a job when i get out, it could only make things
> even worse, not too mention how my kids will feel when they
> find out mommy put daddy behind bars...
The courts and legislatures are banking on you figuring out that
working and paying is still a better deal for _you_ than sitting
in the greybar hotel.
fred();
|
337.6 | get back to your pile of rocks, | STRATA::FELDMAN | ONLY $19.99.99 | Thu Jan 26 1995 10:13 | 12 |
|
I can't imagine the court system placing a man jail for those
kind of demands. If i'm paying my child support than the
case should be closed. I guess the only way for me to find out
is to not pay. I wonder if my x will let the kids come visit me
in jail..the whole things is crazy, "hey buddy what are you in for
murder, stealing, driving under the influence?? no I'm in for
somthing much worse i'm doing hard time for not paying on my
x's visa card" what a joke. i swear the world is coming to a end.
it couldn't get any crazier. when the next shuttle leaving i think
it's time to blast off.
|
337.7 | | STRATA::FELDMAN | ONLY $19.99.99 | Thu Jan 26 1995 10:19 | 7 |
|
If I do the time do I still have to pay the debt forced apon me?
because if I don't then come and get me. I think I still have my
ball and chain in the closet my x was kind enough to leave it
for me.
|
337.8 | Don't shoot the messenger | CSC32::HADDOCK | Saddle Rozinante | Thu Jan 26 1995 10:47 | 18 |
| re .7
> If I do the time do I still have to pay the debt forced upon me?
> because if I don't then come and get me. I think I still have my
> ball and chain in the closet my x was kind enough to leave it
> for me.
Tossing you is jail is not for not paying. Its for defying the
mastery of the courts.
You'll still probably have to pay the debt. The jail time is just
to make you see the wisdom of paying up. Most likely they (the
creditors) will just take you through the "normal" debt collection
process complete with ruining your credit, attaching any property,
or garnisheeing your wages. Plus _their_ court fees for having to
haul you into court again.
fred();
|
337.9 | SPOUSAL SUPPORT IS NOT DISCHARGEABLE!!! | MR4DEC::KAISER | | Thu Jan 26 1995 12:26 | 15 |
| Debts that the probate court has determined you must pay, such as
attorney's fees for your 2bx ARE NOT DISCHARGEABLE IN BANKRUPTCY.
NOTE that I am NOT talking about child support, I AM TALKING ABOUT
SPOUSAL SUPPORT. Spousal support, such as a ruling/order that you are
required to pay for some or all of her attorney's fees IS NOT
DISCHARGEABLE by the Federal Bankruptcy court.
This is not speculation on my part; I paid a rather large hourly sum to
consult with a bankruptcy attorney and was clearly told the above.
If you fail to pay, they may not be able to declear it a felony as the
can for failure to pay child support, but they sure can lock you up.
|
337.10 | | MKOTS3::RAUH | I survived the Cruel Spa | Fri Jan 27 1995 06:20 | 2 |
| AAh. But if the money is to pay only the lawyers fees of the opposing
camp.... Make you token payments. Then.....:)
|
337.11 | Token Payments | MR4DEC::KAISER | | Fri Jan 27 1995 14:02 | 11 |
|
Depending if you are prepared to go to jail and lose your job in the
process.
Making token payments will most definitely not stop jail--it depends on
the whim of the judge, certain ones are known for putting as many as
18-20 dads in jail each week.
Yes, by Federal guidelines, we no longer have a debtors prison, but
state (Massachusetts) actions, we certainly do have debtors prison!!!
|
337.12 | What's the % of that happening? | MROA::CULLEN | | Mon Jan 30 1995 09:26 | 6 |
| Does anyone know what the % is of those who get stuck paying the
X's bill?? I would be really interested in details such as this one,
as well as what the reasoning was given by the judge for favoring that
decision.
Dave
|
337.13 | NEGOTIATE - Don't Let the Court Decide! | STOWOA::BLANCHARD | | Mon Jan 30 1995 12:38 | 65 |
| It may depend on one simple fact, who's name is on the credit card? If the
credit card is in the wife's name, then you would be crazy to agree to
pay her debt on her card. If the debt is in your name, then you own
it, even if she has a second card and ran up the bills in question.
There is always an attempt made to negotiate these things up front, if
there is any possiblity that you can negotiate this even somewhat
fairly, then do it!!!!!! Never....Never....Never.....Never let the
judge decide how things should be split, divided, or who should pay
what debt, you will regret the decision to do this the rest of the time
your children are growing up, and maybe the rest of your life!
Also remember, that you are asked to sign whatever document is drawn up,
and you should never.....never......never.....never sign anything that you
do not agree that you can live with, and never....never....never sign
anything that you are being put under "Duress" to sign, be it by the
judge ordering you to sign (which definitely puts you under duress), or
by any other sneaky, underhanded method which might be used to get you
to sign a document that you do not of your own free will agree to sign.
The best way to draw up an agreement, is between you and your ex,
eliminate the hostility now if at all possible, if you can't patch up
your marriage with 4 kids, then you can expect to pay (depending upon
how much your wife earns), more then 33% of your gross pay in child
support each week until the kids reach majority, plus insurance, etc.
etc. etc.. Judges do not favor men, even when the men have some of
the children in their custody! When she has all the kids forget it. So
don't even think you will get an even break from a judge. And once you
have signed your name to an agreement, you are expected to deliver what
you have agreed to for the length of that contract...... Don't even
think of trying to work around the system, there are a few very
unpleasant ways to screw around with the court system, but it just
isn't worth it, it takes too long, costs you too much of your life and
doesn't end up doing anything except screwing you, your ex and your
kids! This may seem preferable to you at this early stage of your
divorce, but believe me......down the road.....once you have built
wisdom on this issue, you won't think it was the best thing to have
done.
You don't want to waste any of your life fighting, and in pain, let
alone the next X number of years till the kids are grown! This can
and will ruin your life if you let it......DON'T LET IT!
NEGOTIATE THIS WITH THE WIFE AND A MEDIATOR, try to get as fair a split
as you can negotiate from the wife, try to reach agreement on the child
support she needs from you......do not alienate her any further, she is
the only chance you have at fairness! This is also the only chance
you and your family will have to bury the axe and continue living in
even a somewhat normal manner. No matter how angry you are, negotiate
at all costs. No matter how bad your soon to be ex is, she cannot
possibly be worse then the court system will be once you have totally
alienated her.
No matter how bad your situation is right now, and no matter how angry
you and your stbX are, you can stop the anger and fighting right
now and start to talk about this. Absolutely nobody beneftis from an
angry divorce, its hurts your children, it permanently wounds you the
most of all.
Throw your anger off and don't let it interfere with your good
judgement! Keep your cool, Have your friends and this notesfile share
your anger and pain........negotiate with your Ex.
Good Luck!!!!
|