| T.R | Title | User | Personal
Name | Date | Lines |
|---|
| 842.1 | Perhaps there is... | GLITTR::COMPTON | | Fri Jan 14 1994 17:37 | 9 |
| Hi Mary,
No joke here, I have heard that you can insure anything through
Lloyds of London, but watch out on the premium! I also heard a
rumor on some form of veterinarian care insurance, but haven't
seen anything in writing. Maybe it was/is just wishful thinking....
Linda
|
| 842.2 | thanks | MTWASH::DOYLE | | Mon Jan 17 1994 07:13 | 2 |
| Thanks Linda....
That's two for Loyds of London......thanks...Mary
|
| 842.3 | | ABACUS::MACDONALD_M | The Tincture Tree | Mon Jan 17 1994 12:30 | 23 |
|
Years back I was told that you could get a rider on your home-owners
policy for the birds. If that's the case, I'd suggest making a video
of the birds showing their tameness and talking ability as that would
increase their value. Horses are a big insurance item so you might
check with some of the companies that specialize in that area. Check
the equine file or pick up a copy of any horsey magazine and check the
ads for insurance.
As for health insurance, there are a few companies that offer it on
dogs (and probably cats) though I don't know if they are covering
birds. (check canine file) The problems with this seem to be the
veterinarians not the insurance or the companies providing it. It's
all pretty new so it will take awhile to work out the bugs. It doesn't
cover regular maintenance but should help in the event of severe
accidents.
Let us know what you find if you check into this further.
Burglary is no fun, I went through it a few years back and still get
angry when I think about it. Healing thoughts to you and the birds!
MaryAnne
|
| 842.4 | Put the money in the bank!! | CSC32::RODAS | | Mon Jan 31 1994 15:39 | 15 |
| Back a few years ago when I was raising birds, I
called Loyds (since they were the only company who
would insure animals) to check on rates and terms.
Put your money in the bank!!
At that time, my Triton was worth about $2200, and
Loyds wanted $3200/year to insure him.
My Napes were worth about $4000 as a breeding pair
Loyds wanted $5200/year to insure them.
Oh, buy the way, they did not pay in the event of
death - since they would not be able to determine
if the death was natural or not. Maybe I just
starved them to death to collect the insurance!
|
| 842.5 | Wow! | SPARKL::COMPTON | | Mon Jan 31 1994 15:53 | 1 |
| Thanks for the actual experience info.....you bet, in the bank it goes!
|
| 842.6 | Insurance does not equal assurance! | UTROP1::BOSMAN_P | | Tue Feb 01 1994 06:13 | 23 |
| I have my birds, like our other animals, covered under my normal
home-insurance. No problem whatsoever and they were added like a
special book or artefact would. Quite cheap this way too.
Medical coverage is no problem either. Ask any vet about a cat/dog
insurance and ring the companies up. Quite a few were iprepared to
cover but, as with cats and dogs, this is not economic.
Insurance agiant natural deaths is obviously near as expensive as the
bird, since this is no uncertain occurance, just the timing is.
Since I put not much intrinsic value on our animals the actual money
lost may hurt but not nearly as much as the loss of the animal. Also
the loss of some of our rarer animals, say our Hawaiian geese is hard
to express money-wise. The insurance therefore is nice, but the fact
that we have some rather effective dogs (our own breeding) around is
far more reassuring. I don't expect anyone to make their day!
Although I would object to anyone looking upon a dog as a
burglar-device only, a 1K$ or even 2K$ dog is a pretty good investment
to safeguard say a 40K$ pair of Macaws. Even a breeding pair of Scarlet
Macaws will fetch 5K$ quickly, untraceble, no questions asked.
Peter
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