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Conference terri::cars_uk

Title:Cars in the UK
Notice:Please read new conference charter 1.70
Moderator:COMICS::SHELLEYELD
Created:Sun Mar 06 1994
Last Modified:Fri Jun 06 1997
Last Successful Update:Fri Jun 06 1997
Number of topics:2584
Total number of notes:63384

2167.0. "Insurance cover for test drives" by BELFST::R_DOHERTY (Looks like up to me.) Tue Oct 19 1993 10:19

Does our fleet insurance cover us when test driving new cars? 

According to VTX, insurance must be provided by the dealer. However, when
I spoke to our nominated Vauxhall dealer he told me that other people from
Digital had test driven cars and had received assurances from Fleet that
insurance was OK.

Is there a definitive statement on this?

  Roy.
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2167.1KERNEL::SHELLEYRNo time for catching 'Zee'sTue Oct 19 1993 10:3613
    Roy, the deal is this and I have checked this recently. 
    
    If you get a test drive from a dealer then Digital will not provide
    cover. However, if a loan vehicle is supplied by the manufacturer fleet
    demo dept (they may want to clear this with car fleet first) then
    Digital will supply cover. The cover is automatic and insurance dept 
    here will not want to know any details unless a claim is necessary.
    
    Hope this helps
    
    Royston
    
    
2167.2CuriousIOSG::JONESKWales for the World Cup 1995Tue Oct 19 1993 11:134
    What's the difference between a 'loan' vehicle from the maufacturer
    and a Test drive ?
    
    Kris
2167.3the Official WordCHEFS::PALMERTue Oct 19 1993 11:2810
    I have just re-written the Test Drive section on Insurance (Fleet) VTX.
    
    "Test drives and demonstrations for all non-preferred car list 
    vehicles must be covered by the dealer's insurance.
    
    Cover for vehicles listed on the PCL will be covered under Digital's
    normal fleet arrangements."
     
    Sorry for the confusion, folks !
    
2167.4 Get Proof First...ROCKS::CAMPTue Oct 19 1993 17:249
    Well thats interesting because when I asked for a Citr�en demo car,
    Citr�en "loaned" me a car for the week, but Fleet Car said they
    would not supply insurance. So I put this to Citr�en and they said
    they would supply the cover. Overall I think it would have been a bit 
    of a problem if I had damaged the car and now I would not test drive
    or loan a car without cast iron proof of who is supplying the
    insurance.
    
    Get proof before use.....
2167.5COMICS::SHELLEYDon't get mad, get even.Mon Jul 08 1996 15:0922
    I've received the following info from Chris Palmer from the Insurance
    dept. I have his permission to post it.
    
    The bottom line is that LeasePlan will arrange test drives for you
    including cars not on the PCL.
    
    
    
    
    
    Test Drives
    
    For anyone eligible to access the quoting system LPDirect, Lease Plan 
    will arrange test drives, when requested.  All the person need do is 
    request via LPDirect, e-mail (Lease_Plan @REO)or telephone (7)830 8066.
    
    Lease Plan organised test drives will be covered by Digital's insurance, 
    irrespective of type of car.
    
    Test drives arranged directly by the employee must be covered by the 
    dealers insurance.